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Hagerty, Inc.（HGTY）与EPLUS INC（PLUS）财务数据对比。点击上方公司名可切换其他公司
EPLUS INC的季度营收约是Hagerty, Inc.的1.6倍（$614.8M vs $388.1M），Hagerty, Inc.净利率更高（7.4% vs 5.7%，领先1.7%），EPLUS INC同比增速更快（20.3% vs 16.5%），过去两年Hagerty, Inc.的营收复合增速更高（19.5% vs 2.3%）
哈格蒂（Hagerty, Inc.）是美国知名汽车生活方式及会员服务企业，同时是全球规模最大的经典老爷车特种保险供应商，总部位于密歇根州特拉弗斯城，业务范围覆盖加拿大、德国及英国市场。
ePlus Inc.是美国的科技咨询解决方案提供商，业务覆盖网络安全、云计算、网络架构、协作办公、人工智能及前沿技术领域，为超5000家客户提供定制化解决方案、专业咨询与托管服务，助力企业实现数字化转型与技术升级。
HGTY vs PLUS — 直观对比
营收规模更大
PLUS
是对方的1.6倍
$388.1M
营收增速更快
PLUS
高出3.8%
16.5%
净利率更高
HGTY
高出1.7%
5.7%
两年增速更快
HGTY
近两年复合增速
2.3%
损益表 — Q4 FY2025 vs Q3 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $388.1M | $614.8M |
| 净利润 | $28.6M | $35.1M |
| 毛利率 | — | 25.8% |
| 营业利润率 | 10.2% | 7.1% |
| 净利率 | 7.4% | 5.7% |
| 营收同比 | 16.5% | 20.3% |
| 净利润同比 | 238.4% | 45.2% |
| 每股收益（稀释后） | — | $1.33 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收HGTYPLUS
| Q4 25 | $388.1M | $614.8M | ||
| Q3 25 | $380.0M | $608.8M | ||
| Q2 25 | $368.7M | $637.3M | ||
| Q1 25 | $319.6M | — | ||
| Q4 24 | $333.2M | $493.2M | ||
| Q3 24 | $323.4M | $493.4M | ||
| Q2 24 | $313.2M | $535.7M | ||
| Q1 24 | $271.7M | — |
净利润HGTYPLUS
| Q4 25 | $28.6M | $35.1M | ||
| Q3 25 | $46.2M | $34.9M | ||
| Q2 25 | $47.2M | $37.7M | ||
| Q1 25 | $27.3M | — | ||
| Q4 24 | $8.4M | $24.1M | ||
| Q3 24 | $19.0M | $31.3M | ||
| Q2 24 | $42.7M | $27.3M | ||
| Q1 24 | $8.2M | — |
毛利率HGTYPLUS
| Q4 25 | — | 25.8% | ||
| Q3 25 | — | 26.6% | ||
| Q2 25 | — | 23.3% | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 25.4% | ||
| Q3 24 | — | 25.8% | ||
| Q2 24 | — | 23.7% | ||
| Q1 24 | — | — |
营业利润率HGTYPLUS
| Q4 25 | 10.2% | 7.1% | ||
| Q3 25 | 9.0% | 8.0% | ||
| Q2 25 | 12.9% | 5.7% | ||
| Q1 25 | 8.1% | — | ||
| Q4 24 | 1.8% | 3.3% | ||
| Q3 24 | 3.1% | 5.5% | ||
| Q2 24 | 12.2% | 5.9% | ||
| Q1 24 | 4.5% | — |
净利率HGTYPLUS
| Q4 25 | 7.4% | 5.7% | ||
| Q3 25 | 12.2% | 5.7% | ||
| Q2 25 | 12.8% | 5.9% | ||
| Q1 25 | 8.5% | — | ||
| Q4 24 | 2.5% | 4.9% | ||
| Q3 24 | 5.9% | 6.3% | ||
| Q2 24 | 13.6% | 5.1% | ||
| Q1 24 | 3.0% | — |
每股收益（稀释后）HGTYPLUS
| Q4 25 | — | $1.33 | ||
| Q3 25 | — | $1.32 | ||
| Q2 25 | — | $1.43 | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $0.91 | ||
| Q3 24 | — | $1.17 | ||
| Q2 24 | — | $1.02 | ||
| Q1 24 | — | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $160.2M | $326.3M |
| 总债务越低越好 | $177.9M | — |
| 股东权益账面价值 | $221.3M | $1.1B |
| 总资产 | $2.1B | $1.8B |
| 负债/权益比越低杠杆越低 | 0.80× | — |
8季度趋势，按日历期对齐
现金及短期投资HGTYPLUS
| Q4 25 | $160.2M | $326.3M | ||
| Q3 25 | $290.5M | $402.2M | ||
| Q2 25 | $259.6M | $480.2M | ||
| Q1 25 | $232.7M | — | ||
| Q4 24 | $178.7M | $253.1M | ||
| Q3 24 | $208.9M | $187.5M | ||
| Q2 24 | $186.4M | $349.9M | ||
| Q1 24 | $131.2M | — |
总债务HGTYPLUS
| Q4 25 | $177.9M | — | ||
| Q3 25 | $104.4M | — | ||
| Q2 25 | $153.4M | — | ||
| Q1 25 | $132.6M | — | ||
| Q4 24 | $105.8M | — | ||
| Q3 24 | $122.9M | — | ||
| Q2 24 | $98.0M | — | ||
| Q1 24 | $91.5M | — |
股东权益HGTYPLUS
| Q4 25 | $221.3M | $1.1B | ||
| Q3 25 | $211.7M | $1.0B | ||
| Q2 25 | $172.3M | $1.0B | ||
| Q1 25 | $162.9M | — | ||
| Q4 24 | $150.3M | $962.3M | ||
| Q3 24 | $148.3M | $947.0M | ||
| Q2 24 | $94.4M | $921.9M | ||
| Q1 24 | $93.5M | — |
总资产HGTYPLUS
| Q4 25 | $2.1B | $1.8B | ||
| Q3 25 | $2.2B | $1.8B | ||
| Q2 25 | $2.0B | $1.8B | ||
| Q1 25 | $1.8B | — | ||
| Q4 24 | $1.7B | $1.8B | ||
| Q3 24 | $1.8B | $1.7B | ||
| Q2 24 | $1.7B | $1.7B | ||
| Q1 24 | $1.6B | — |
负债/权益比HGTYPLUS
| Q4 25 | 0.80× | — | ||
| Q3 25 | 0.49× | — | ||
| Q2 25 | 0.89× | — | ||
| Q1 25 | 0.81× | — | ||
| Q4 24 | 0.70× | — | ||
| Q3 24 | 0.83× | — | ||
| Q2 24 | 1.04× | — | ||
| Q1 24 | 0.98× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $219.0M | $-87.4M |
| 自由现金流经营现金流 - 资本支出 | $194.5M | — |
| 自由现金流率自由现金流/营收 | 50.1% | — |
| 资本支出强度资本支出/营收 | 6.3% | — |
| 现金转化率经营现金流/净利润 | 7.67× | -2.49× |
| 过去12个月自由现金流最近4个季度 | $365.8M | — |
8季度趋势，按日历期对齐
经营现金流HGTYPLUS
| Q4 25 | $219.0M | $-87.4M | ||
| Q3 25 | $92.2M | $-34.8M | ||
| Q2 25 | $53.9M | $-99.0M | ||
| Q1 25 | $43.8M | — | ||
| Q4 24 | $177.0M | $65.7M | ||
| Q3 24 | $67.4M | $-21.6M | ||
| Q2 24 | $64.0M | $97.1M | ||
| Q1 24 | $58.2M | — |
自由现金流HGTYPLUS
| Q4 25 | $194.5M | — | ||
| Q3 25 | $85.2M | — | ||
| Q2 25 | $47.7M | — | ||
| Q1 25 | $38.4M | — | ||
| Q4 24 | $155.7M | — | ||
| Q3 24 | $62.0M | — | ||
| Q2 24 | $56.6M | — | ||
| Q1 24 | $53.7M | — |
自由现金流率HGTYPLUS
| Q4 25 | 50.1% | — | ||
| Q3 25 | 22.4% | — | ||
| Q2 25 | 12.9% | — | ||
| Q1 25 | 12.0% | — | ||
| Q4 24 | 46.7% | — | ||
| Q3 24 | 19.2% | — | ||
| Q2 24 | 18.1% | — | ||
| Q1 24 | 19.8% | — |
资本支出强度HGTYPLUS
| Q4 25 | 6.3% | — | ||
| Q3 25 | 1.8% | — | ||
| Q2 25 | 1.7% | — | ||
| Q1 25 | 1.7% | — | ||
| Q4 24 | 6.4% | — | ||
| Q3 24 | 1.7% | — | ||
| Q2 24 | 2.4% | — | ||
| Q1 24 | 1.7% | — |
现金转化率HGTYPLUS
| Q4 25 | 7.67× | -2.49× | ||
| Q3 25 | 2.00× | -1.00× | ||
| Q2 25 | 1.14× | -2.63× | ||
| Q1 25 | 1.61× | — | ||
| Q4 24 | 20.97× | 2.72× | ||
| Q3 24 | 3.55× | -0.69× | ||
| Q2 24 | 1.50× | 3.55× | ||
| Q1 24 | 7.10× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
HGTY
暂无分部数据
PLUS
| All Others Customer End Market | $107.0M | 17% |
| Technology Customer End Market | $89.4M | 15% |
| Health Care Customer End Market | $81.5M | 13% |
| Financial Services Customer End Market | $66.1M | 11% |
| Professional Services Reporting Unit | $64.1M | 10% |
| Security | $61.1M | 10% |
| State And Local Government And Educational Institutions | $59.9M | 10% |
| Managed Services Reporting Unit | $48.8M | 8% |
| Other Product | $21.1M | 3% |
| Collaboration | $13.4M | 2% |
