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哈特福德（HIG）与维谛技术（VRT）财务数据对比。点击上方公司名可切换其他公司
哈特福德的季度营收约是维谛技术的1.5倍（$4.1B vs $2.6B），维谛技术净利率更高（14.7% vs 13.2%，领先1.6%），维谛技术同比增速更快（30.1% vs -43.7%），过去两年维谛技术的营收复合增速更高（16.5% vs -20.8%）
哈特福德（The Hartford）是美国头部保险企业，位列2024年《财富》世界500强第162位，总部位于康涅狄格州哈特福德市。集团拥有200余年行业经验，在财产意外险、员工福利及共同基金领域处于领先地位，凭借优质服务、可持续运营与诚信经营广受认可。
维谛技术（Vertiv）是一家美国跨国企业，专注于为数据中心、通信网络、商业及工业场景提供关键基础设施及配套服务，旗下方案可有效保障各行业客户关键业务系统的稳定高效运行。
HIG vs VRT — 直观对比
营收规模更大
HIG
是对方的1.5倍
$2.6B
营收增速更快
VRT
高出73.8%
-43.7%
净利率更高
VRT
高出1.6%
13.2%
两年增速更快
VRT
近两年复合增速
-20.8%
损益表 — Q1 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $4.1B | $2.6B |
| 净利润 | $536.0M | $390.1M |
| 毛利率 | — | 37.7% |
| 营业利润率 | — | — |
| 净利率 | 13.2% | 14.7% |
| 营收同比 | -43.7% | 30.1% |
| 净利润同比 | 12.0% | 137.1% |
| 每股收益（稀释后） | — | $0.99 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收HIGVRT
| Q1 26 | $4.1B | $2.6B | ||
| Q4 25 | $7.3B | $2.9B | ||
| Q3 25 | $7.2B | $2.7B | ||
| Q2 25 | $7.0B | $2.6B | ||
| Q1 25 | $6.8B | $2.0B | ||
| Q4 24 | $6.9B | $2.3B | ||
| Q3 24 | $6.8B | $2.1B | ||
| Q2 24 | $6.5B | $2.0B |
净利润HIGVRT
| Q1 26 | $536.0M | $390.1M | ||
| Q4 25 | — | $445.6M | ||
| Q3 25 | $1.1B | $398.5M | ||
| Q2 25 | $995.0M | $324.2M | ||
| Q1 25 | $630.0M | $164.5M | ||
| Q4 24 | — | $147.0M | ||
| Q3 24 | $767.0M | $176.6M | ||
| Q2 24 | $738.0M | $178.1M |
毛利率HIGVRT
| Q1 26 | — | 37.7% | ||
| Q4 25 | — | 38.9% | ||
| Q3 25 | — | 37.8% | ||
| Q2 25 | — | 34.0% | ||
| Q1 25 | — | 33.7% | ||
| Q4 24 | — | 37.1% | ||
| Q3 24 | — | 36.5% | ||
| Q2 24 | — | 38.0% |
营业利润率HIGVRT
| Q1 26 | — | — | ||
| Q4 25 | 19.3% | 20.1% | ||
| Q3 25 | 18.2% | 19.3% | ||
| Q2 25 | 17.8% | 16.8% | ||
| Q1 25 | 11.5% | 14.3% | ||
| Q4 24 | 15.6% | 19.5% | ||
| Q3 24 | 14.1% | 17.9% | ||
| Q2 24 | 14.1% | 17.2% |
净利率HIGVRT
| Q1 26 | 13.2% | 14.7% | ||
| Q4 25 | — | 15.5% | ||
| Q3 25 | 14.9% | 14.9% | ||
| Q2 25 | 14.2% | 12.3% | ||
| Q1 25 | 9.3% | 8.1% | ||
| Q4 24 | — | 6.3% | ||
| Q3 24 | 11.4% | 8.5% | ||
| Q2 24 | 11.4% | 9.1% |
每股收益（稀释后）HIGVRT
| Q1 26 | — | $0.99 | ||
| Q4 25 | $3.96 | $1.14 | ||
| Q3 25 | $3.77 | $1.02 | ||
| Q2 25 | $3.44 | $0.83 | ||
| Q1 25 | $2.15 | $0.42 | ||
| Q4 24 | $2.88 | $0.38 | ||
| Q3 24 | $2.56 | $0.46 | ||
| Q2 24 | $2.44 | $0.46 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $1.7M | $2.5B |
| 总债务越低越好 | — | $0 |
| 股东权益账面价值 | $16.8M | $4.2B |
| 总资产 | $86.3M | $13.4B |
| 负债/权益比越低杠杆越低 | — | 0.00× |
8季度趋势，按日历期对齐
现金及短期投资HIGVRT
| Q1 26 | $1.7M | $2.5B | ||
| Q4 25 | — | $1.7B | ||
| Q3 25 | — | $1.4B | ||
| Q2 25 | — | $1.6B | ||
| Q1 25 | — | $1.5B | ||
| Q4 24 | — | $1.2B | ||
| Q3 24 | — | $908.7M | ||
| Q2 24 | — | $579.7M |
总债务HIGVRT
| Q1 26 | — | $0 | ||
| Q4 25 | $4.4B | $2.9B | ||
| Q3 25 | $4.4B | $2.9B | ||
| Q2 25 | $4.4B | $2.9B | ||
| Q1 25 | $4.4B | $2.9B | ||
| Q4 24 | $4.4B | $2.9B | ||
| Q3 24 | $4.4B | $2.9B | ||
| Q2 24 | $4.4B | $2.9B |
股东权益HIGVRT
| Q1 26 | $16.8M | $4.2B | ||
| Q4 25 | $19.0B | $3.9B | ||
| Q3 25 | $18.4B | $3.5B | ||
| Q2 25 | $17.5B | $3.1B | ||
| Q1 25 | $16.8B | $2.7B | ||
| Q4 24 | $16.4B | $2.4B | ||
| Q3 24 | $17.0B | $1.8B | ||
| Q2 24 | $15.7B | $1.5B |
总资产HIGVRT
| Q1 26 | $86.3M | $13.4B | ||
| Q4 25 | $86.0B | $12.2B | ||
| Q3 25 | $85.0B | $10.8B | ||
| Q2 25 | $83.6B | $10.4B | ||
| Q1 25 | $82.3B | $9.5B | ||
| Q4 24 | $80.9B | $9.1B | ||
| Q3 24 | $81.2B | $8.9B | ||
| Q2 24 | $79.0B | $8.1B |
负债/权益比HIGVRT
| Q1 26 | — | 0.00× | ||
| Q4 25 | 0.23× | 0.74× | ||
| Q3 25 | 0.24× | 0.83× | ||
| Q2 25 | 0.25× | 0.93× | ||
| Q1 25 | 0.26× | 1.10× | ||
| Q4 24 | 0.27× | 1.20× | ||
| Q3 24 | 0.26× | 1.62× | ||
| Q2 24 | 0.28× | 1.91× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | — |
| 自由现金流经营现金流 - 资本支出 | — | $652.8M |
| 自由现金流率自由现金流/营收 | — | 24.6% |
| 资本支出强度资本支出/营收 | — | 4.2% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $2.3B |
8季度趋势，按日历期对齐
经营现金流HIGVRT
| Q1 26 | — | — | ||
| Q4 25 | $5.9B | $978.9M | ||
| Q3 25 | $1.8B | $508.7M | ||
| Q2 25 | $1.3B | $322.9M | ||
| Q1 25 | $985.0M | $303.3M | ||
| Q4 24 | $5.9B | $425.2M | ||
| Q3 24 | $1.7B | $378.2M | ||
| Q2 24 | $1.3B | $378.4M |
自由现金流HIGVRT
| Q1 26 | — | $652.8M | ||
| Q4 25 | $5.8B | $885.6M | ||
| Q3 25 | $1.8B | $463.5M | ||
| Q2 25 | $1.3B | $277.9M | ||
| Q1 25 | $947.0M | $266.8M | ||
| Q4 24 | $5.8B | $364.5M | ||
| Q3 24 | $1.6B | $341.8M | ||
| Q2 24 | $1.2B | $344.3M |
自由现金流率HIGVRT
| Q1 26 | — | 24.6% | ||
| Q4 25 | 78.4% | 30.8% | ||
| Q3 25 | 24.8% | 17.3% | ||
| Q2 25 | 17.9% | 10.5% | ||
| Q1 25 | 13.9% | 13.1% | ||
| Q4 24 | 83.8% | 15.5% | ||
| Q3 24 | 24.0% | 16.5% | ||
| Q2 24 | 18.5% | 17.6% |
资本支出强度HIGVRT
| Q1 26 | — | 4.2% | ||
| Q4 25 | 2.3% | 3.2% | ||
| Q3 25 | 0.6% | 1.7% | ||
| Q2 25 | 0.6% | 1.7% | ||
| Q1 25 | 0.6% | 1.8% | ||
| Q4 24 | 2.1% | 2.6% | ||
| Q3 24 | 0.9% | 1.8% | ||
| Q2 24 | 0.9% | 1.7% |
现金转化率HIGVRT
| Q1 26 | — | — | ||
| Q4 25 | — | 2.20× | ||
| Q3 25 | 1.70× | 1.28× | ||
| Q2 25 | 1.30× | 1.00× | ||
| Q1 25 | 1.56× | 1.84× | ||
| Q4 24 | — | 2.89× | ||
| Q3 24 | 2.19× | 2.14× | ||
| Q2 24 | 1.71× | 2.12× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
HIG
| Earned premiums | $3.6B | 88% |
| Other | $486.0M | 12% |
| Fee income | $12.0M | 0% |
VRT
暂无分部数据
