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HomeTrust Bancshares, Inc.（HTB）与Maison Solutions Inc.（MSS）财务数据对比。点击上方公司名可切换其他公司
HomeTrust Bancshares, Inc.的季度营收约是Maison Solutions Inc.的1.9倍（$53.6M vs $27.6M），HomeTrust Bancshares, Inc.同比增速更快（3.7% vs -10.9%），过去两年Maison Solutions Inc.的营收复合增速更高（42.5% vs 3.5%）
HomeTrust Bancshares, Inc.是总部位于美国北卡罗来纳州阿什维尔的银行控股公司，总资产达43亿美元，在北卡、南卡、佐治亚和田纳西州共设有33家网点，旗下拥有HomeTrust银行、Tryon联邦银行等七家社区银行。
Maison Solutions Inc.是一家专注于家居零售的企业，主要运营市场位于中国粤港澳大湾区，面向大众消费者提供高性价比的时尚家具、家居装饰用品及日常家用百货，同时布局线下实体门店与线上电商销售渠道。
HTB vs MSS — 直观对比
营收规模更大
HTB
是对方的1.9倍
$27.6M
营收增速更快
HTB
高出14.6%
-10.9%
两年增速更快
MSS
近两年复合增速
3.5%
损益表 — Q4 FY2025 vs Q2 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $53.6M | $27.6M |
| 净利润 | — | $-5.0M |
| 毛利率 | — | 23.4% |
| 营业利润率 | 37.0% | -4.9% |
| 净利率 | — | -18.0% |
| 营收同比 | 3.7% | -10.9% |
| 净利润同比 | — | -1840.5% |
| 每股收益（稀释后） | $0.93 | $-0.23 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收HTBMSS
| Q4 25 | $53.6M | $27.6M | ||
| Q3 25 | $54.1M | $27.2M | ||
| Q2 25 | $54.4M | $34.4M | ||
| Q1 25 | $50.9M | $32.3M | ||
| Q4 24 | $51.7M | $29.4M | ||
| Q3 24 | $50.6M | $28.2M | ||
| Q2 24 | $50.6M | $16.9M | ||
| Q1 24 | $50.0M | $13.6M |
净利润HTBMSS
| Q4 25 | — | $-5.0M | ||
| Q3 25 | $16.5M | $-1.5M | ||
| Q2 25 | $17.2M | $-287.4K | ||
| Q1 25 | $14.5M | $1.0M | ||
| Q4 24 | — | $-256.0K | ||
| Q3 24 | $13.1M | $700.9K | ||
| Q2 24 | $12.4M | $-2.8M | ||
| Q1 24 | $15.1M | $-549.0K |
毛利率HTBMSS
| Q4 25 | — | 23.4% | ||
| Q3 25 | — | 24.1% | ||
| Q2 25 | — | 9.5% | ||
| Q1 25 | — | 21.8% | ||
| Q4 24 | — | 26.9% | ||
| Q3 24 | — | 28.9% | ||
| Q2 24 | — | 13.0% | ||
| Q1 24 | — | 23.4% |
营业利润率HTBMSS
| Q4 25 | 37.0% | -4.9% | ||
| Q3 25 | 38.5% | 0.7% | ||
| Q2 25 | 40.1% | -15.9% | ||
| Q1 25 | 36.2% | 3.7% | ||
| Q4 24 | 35.4% | 3.2% | ||
| Q3 24 | 33.2% | 7.3% | ||
| Q2 24 | 31.3% | -14.4% | ||
| Q1 24 | 38.0% | -2.3% |
净利率HTBMSS
| Q4 25 | — | -18.0% | ||
| Q3 25 | 30.5% | -5.7% | ||
| Q2 25 | 31.6% | -0.8% | ||
| Q1 25 | 28.5% | 3.1% | ||
| Q4 24 | — | -0.9% | ||
| Q3 24 | 25.9% | 2.5% | ||
| Q2 24 | 24.6% | -16.4% | ||
| Q1 24 | 30.1% | -4.0% |
每股收益（稀释后）HTBMSS
| Q4 25 | $0.93 | $-0.23 | ||
| Q3 25 | $0.95 | $-0.08 | ||
| Q2 25 | $1.00 | $-0.02 | ||
| Q1 25 | $0.84 | $0.06 | ||
| Q4 24 | $0.83 | $-0.01 | ||
| Q3 24 | $0.76 | $0.04 | ||
| Q2 24 | $0.73 | $-0.16 | ||
| Q1 24 | $0.88 | $-0.03 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $324.7M | — |
| 总债务越低越好 | — | $2.6M |
| 股东权益账面价值 | $600.7M | $11.6M |
| 总资产 | $4.5B | $75.4M |
| 负债/权益比越低杠杆越低 | — | 0.22× |
8季度趋势，按日历期对齐
现金及短期投资HTBMSS
| Q4 25 | $324.7M | — | ||
| Q3 25 | $315.8M | $1.1M | ||
| Q2 25 | $297.2M | $775.4K | ||
| Q1 25 | $299.8M | $445.4K | ||
| Q4 24 | $279.2M | $355.7K | ||
| Q3 24 | $293.5M | $588.9K | ||
| Q2 24 | $294.2M | $2.1M | ||
| Q1 24 | $380.5M | $9.4M |
总债务HTBMSS
| Q4 25 | — | $2.6M | ||
| Q3 25 | — | $2.6M | ||
| Q2 25 | — | $2.6M | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | $2.5M | ||
| Q2 24 | — | $2.6M | ||
| Q1 24 | — | $2.6M |
股东权益HTBMSS
| Q4 25 | $600.7M | $11.6M | ||
| Q3 25 | $595.8M | $10.1M | ||
| Q2 25 | $579.3M | $11.7M | ||
| Q1 25 | $565.4M | $12.0M | ||
| Q4 24 | $551.8M | $10.9M | ||
| Q3 24 | $540.0M | $11.2M | ||
| Q2 24 | $523.6M | $10.5M | ||
| Q1 24 | $513.2M | $13.3M |
总资产HTBMSS
| Q4 25 | $4.5B | $75.4M | ||
| Q3 25 | $4.6B | $73.3M | ||
| Q2 25 | $4.6B | $77.4M | ||
| Q1 25 | $4.6B | $82.7M | ||
| Q4 24 | $4.6B | $82.7M | ||
| Q3 24 | $4.6B | $82.1M | ||
| Q2 24 | $4.7B | $82.4M | ||
| Q1 24 | $4.7B | $44.2M |
负债/权益比HTBMSS
| Q4 25 | — | 0.22× | ||
| Q3 25 | — | 0.26× | ||
| Q2 25 | — | 0.22× | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 0.23× | ||
| Q2 24 | — | 0.24× | ||
| Q1 24 | — | 0.19× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $49.5M | $-1.7M |
| 自由现金流经营现金流 - 资本支出 | $45.3M | — |
| 自由现金流率自由现金流/营收 | 84.5% | — |
| 资本支出强度资本支出/营收 | 7.8% | — |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $93.8M | — |
8季度趋势，按日历期对齐
经营现金流HTBMSS
| Q4 25 | $49.5M | $-1.7M | ||
| Q3 25 | $-11.3M | $1.1M | ||
| Q2 25 | $-8.8M | $-1.6M | ||
| Q1 25 | $71.7M | $1.7M | ||
| Q4 24 | $45.4M | $1.1M | ||
| Q3 24 | $43.8M | $3.6M | ||
| Q2 24 | $5.9M | $-2.6M | ||
| Q1 24 | $-9.0M | $-1.4M |
自由现金流HTBMSS
| Q4 25 | $45.3M | — | ||
| Q3 25 | $-12.0M | — | ||
| Q2 25 | $-10.2M | — | ||
| Q1 25 | $70.7M | — | ||
| Q4 24 | $42.4M | — | ||
| Q3 24 | $43.1M | — | ||
| Q2 24 | $5.7M | — | ||
| Q1 24 | $-9.6M | — |
自由现金流率HTBMSS
| Q4 25 | 84.5% | — | ||
| Q3 25 | -22.2% | — | ||
| Q2 25 | -18.7% | — | ||
| Q1 25 | 138.7% | — | ||
| Q4 24 | 82.0% | — | ||
| Q3 24 | 85.1% | — | ||
| Q2 24 | 11.2% | — | ||
| Q1 24 | -19.2% | — |
资本支出强度HTBMSS
| Q4 25 | 7.8% | — | ||
| Q3 25 | 1.4% | — | ||
| Q2 25 | 2.5% | — | ||
| Q1 25 | 2.0% | — | ||
| Q4 24 | 5.9% | — | ||
| Q3 24 | 1.3% | — | ||
| Q2 24 | 0.5% | — | ||
| Q1 24 | 1.1% | — |
现金转化率HTBMSS
| Q4 25 | — | — | ||
| Q3 25 | -0.68× | — | ||
| Q2 25 | -0.51× | — | ||
| Q1 25 | 4.93× | 1.66× | ||
| Q4 24 | — | — | ||
| Q3 24 | 3.34× | 5.12× | ||
| Q2 24 | 0.48× | — | ||
| Q1 24 | -0.60× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
HTB
暂无分部数据
MSS
| Perishables | $14.4M | 52% |
| Nonperishables | $13.2M | 48% |
