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HomeTrust Bancshares, Inc.（HTB）与微宏控股（MVST）财务数据对比。点击上方公司名可切换其他公司
微宏控股的季度营收约是HomeTrust Bancshares, Inc.的1.8倍（$96.4M vs $53.6M），HomeTrust Bancshares, Inc.同比增速更快（3.7% vs -15.0%），HomeTrust Bancshares, Inc.自由现金流更多（$45.3M vs $15.8M），过去两年微宏控股的营收复合增速更高（8.9% vs 3.5%）
HomeTrust Bancshares, Inc.是总部位于美国北卡罗来纳州阿什维尔的银行控股公司，总资产达43亿美元，在北卡、南卡、佐治亚和田纳西州共设有33家网点，旗下拥有HomeTrust银行、Tryon联邦银行等七家社区银行。
微宏控股是一家电池科技企业，总部位于美国得克萨斯州斯塔福德，在纳斯达克上市。公司主要面向商用电动汽车与并网储能系统，设计、研发并生产电池组件及电池系统，目前在美国、中国、德国均设有生产基地。
HTB vs MVST — 直观对比
营收规模更大
MVST
是对方的1.8倍
$53.6M
营收增速更快
HTB
高出18.6%
-15.0%
自由现金流更多
HTB
多$29.5M
$15.8M
两年增速更快
MVST
近两年复合增速
3.5%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $53.6M | $96.4M |
| 净利润 | — | $16.5M |
| 毛利率 | — | 1.0% |
| 营业利润率 | 37.0% | -42.7% |
| 净利率 | — | 17.2% |
| 营收同比 | 3.7% | -15.0% |
| 净利润同比 | — | 120.1% |
| 每股收益（稀释后） | $0.93 | $0.19 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收HTBMVST
| Q4 25 | $53.6M | $96.4M | ||
| Q3 25 | $54.1M | $123.3M | ||
| Q2 25 | $54.4M | $91.3M | ||
| Q1 25 | $50.9M | $116.5M | ||
| Q4 24 | $51.7M | $113.4M | ||
| Q3 24 | $50.6M | $101.4M | ||
| Q2 24 | $50.6M | $83.7M | ||
| Q1 24 | $50.0M | $81.4M |
净利润HTBMVST
| Q4 25 | — | $16.5M | ||
| Q3 25 | $16.5M | $-1.5M | ||
| Q2 25 | $17.2M | $-106.1M | ||
| Q1 25 | $14.5M | $61.8M | ||
| Q4 24 | — | $-82.3M | ||
| Q3 24 | $13.1M | $13.2M | ||
| Q2 24 | $12.4M | $-101.6M | ||
| Q1 24 | $15.1M | $-24.8M |
毛利率HTBMVST
| Q4 25 | — | 1.0% | ||
| Q3 25 | — | 37.6% | ||
| Q2 25 | — | 34.7% | ||
| Q1 25 | — | 36.9% | ||
| Q4 24 | — | 36.6% | ||
| Q3 24 | — | 33.2% | ||
| Q2 24 | — | 32.5% | ||
| Q1 24 | — | 21.2% |
营业利润率HTBMVST
| Q4 25 | 37.0% | -42.7% | ||
| Q3 25 | 38.5% | 10.5% | ||
| Q2 25 | 40.1% | 17.8% | ||
| Q1 25 | 36.2% | 16.3% | ||
| Q4 24 | 35.4% | -1.2% | ||
| Q3 24 | 33.2% | 7.1% | ||
| Q2 24 | 31.3% | -118.0% | ||
| Q1 24 | 38.0% | -28.4% |
净利率HTBMVST
| Q4 25 | — | 17.2% | ||
| Q3 25 | 30.5% | -1.2% | ||
| Q2 25 | 31.6% | -116.1% | ||
| Q1 25 | 28.5% | 53.0% | ||
| Q4 24 | — | -72.6% | ||
| Q3 24 | 25.9% | 13.1% | ||
| Q2 24 | 24.6% | -121.4% | ||
| Q1 24 | 30.1% | -30.5% |
每股收益（稀释后）HTBMVST
| Q4 25 | $0.93 | $0.19 | ||
| Q3 25 | $0.95 | $0.00 | ||
| Q2 25 | $1.00 | $-0.33 | ||
| Q1 25 | $0.84 | $0.05 | ||
| Q4 24 | $0.83 | $-0.24 | ||
| Q3 24 | $0.76 | $0.03 | ||
| Q2 24 | $0.73 | $-0.32 | ||
| Q1 24 | $0.88 | $-0.08 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $324.7M | $105.0M |
| 总债务越低越好 | — | $13.2M |
| 股东权益账面价值 | $600.7M | $410.5M |
| 总资产 | $4.5B | $1.0B |
| 负债/权益比越低杠杆越低 | — | 0.03× |
8季度趋势，按日历期对齐
现金及短期投资HTBMVST
| Q4 25 | $324.7M | $105.0M | ||
| Q3 25 | $315.8M | $90.7M | ||
| Q2 25 | $297.2M | $99.7M | ||
| Q1 25 | $299.8M | $90.9M | ||
| Q4 24 | $279.2M | $73.0M | ||
| Q3 24 | $293.5M | $63.6M | ||
| Q2 24 | $294.2M | $68.2M | ||
| Q1 24 | $380.5M | $39.5M |
总债务HTBMVST
| Q4 25 | — | $13.2M | ||
| Q3 25 | — | $34.4M | ||
| Q2 25 | — | $34.2M | ||
| Q1 25 | — | $41.3M | ||
| Q4 24 | — | $41.1M | ||
| Q3 24 | — | $53.4M | ||
| Q2 24 | — | $34.2M | ||
| Q1 24 | — | $43.0M |
股东权益HTBMVST
| Q4 25 | $600.7M | $410.5M | ||
| Q3 25 | $595.8M | $358.1M | ||
| Q2 25 | $579.3M | $356.1M | ||
| Q1 25 | $565.4M | $454.2M | ||
| Q4 24 | $551.8M | $387.9M | ||
| Q3 24 | $540.0M | $486.1M | ||
| Q2 24 | $523.6M | $455.0M | ||
| Q1 24 | $513.2M | $546.1M |
总资产HTBMVST
| Q4 25 | $4.5B | $1.0B | ||
| Q3 25 | $4.6B | $1.0B | ||
| Q2 25 | $4.6B | $1.0B | ||
| Q1 25 | $4.6B | $982.9M | ||
| Q4 24 | $4.6B | $951.9M | ||
| Q3 24 | $4.6B | $997.9M | ||
| Q2 24 | $4.7B | $961.4M | ||
| Q1 24 | $4.7B | $1.0B |
负债/权益比HTBMVST
| Q4 25 | — | 0.03× | ||
| Q3 25 | — | 0.10× | ||
| Q2 25 | — | 0.10× | ||
| Q1 25 | — | 0.09× | ||
| Q4 24 | — | 0.11× | ||
| Q3 24 | — | 0.11× | ||
| Q2 24 | — | 0.08× | ||
| Q1 24 | — | 0.08× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $49.5M | $16.4M |
| 自由现金流经营现金流 - 资本支出 | $45.3M | $15.8M |
| 自由现金流率自由现金流/营收 | 84.5% | 16.4% |
| 资本支出强度资本支出/营收 | 7.8% | 0.7% |
| 现金转化率经营现金流/净利润 | — | 0.99× |
| 过去12个月自由现金流最近4个季度 | $93.8M | $56.1M |
8季度趋势，按日历期对齐
经营现金流HTBMVST
| Q4 25 | $49.5M | $16.4M | ||
| Q3 25 | $-11.3M | $15.2M | ||
| Q2 25 | $-8.8M | $37.2M | ||
| Q1 25 | $71.7M | $7.2M | ||
| Q4 24 | $45.4M | $6.1M | ||
| Q3 24 | $43.8M | $-5.4M | ||
| Q2 24 | $5.9M | $111.0K | ||
| Q1 24 | $-9.0M | $2.0M |
自由现金流HTBMVST
| Q4 25 | $45.3M | $15.8M | ||
| Q3 25 | $-12.0M | $1.2M | ||
| Q2 25 | $-10.2M | $34.3M | ||
| Q1 25 | $70.7M | $4.8M | ||
| Q4 24 | $42.4M | $5.7M | ||
| Q3 24 | $43.1M | $-19.6M | ||
| Q2 24 | $5.7M | $-2.8M | ||
| Q1 24 | $-9.6M | $-8.2M |
自由现金流率HTBMVST
| Q4 25 | 84.5% | 16.4% | ||
| Q3 25 | -22.2% | 1.0% | ||
| Q2 25 | -18.7% | 37.5% | ||
| Q1 25 | 138.7% | 4.1% | ||
| Q4 24 | 82.0% | 5.1% | ||
| Q3 24 | 85.1% | -19.3% | ||
| Q2 24 | 11.2% | -3.4% | ||
| Q1 24 | -19.2% | -10.1% |
资本支出强度HTBMVST
| Q4 25 | 7.8% | 0.7% | ||
| Q3 25 | 1.4% | 11.3% | ||
| Q2 25 | 2.5% | 3.1% | ||
| Q1 25 | 2.0% | 2.0% | ||
| Q4 24 | 5.9% | 0.3% | ||
| Q3 24 | 1.3% | 14.0% | ||
| Q2 24 | 0.5% | 3.5% | ||
| Q1 24 | 1.1% | 12.6% |
现金转化率HTBMVST
| Q4 25 | — | 0.99× | ||
| Q3 25 | -0.68× | — | ||
| Q2 25 | -0.51× | — | ||
| Q1 25 | 4.93× | 0.12× | ||
| Q4 24 | — | — | ||
| Q3 24 | 3.34× | -0.41× | ||
| Q2 24 | 0.48× | — | ||
| Q1 24 | -0.60× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
HTB
暂无分部数据
MVST
| Europe | $35.1M | 36% |
| CN | $32.5M | 34% |
| US | $21.5M | 22% |
| Other | $7.2M | 8% |
