vs
宜瑞安(INGR)与Regions Financial Corporation(RF)财务数据对比。点击上方公司名可切换其他公司
Regions Financial Corporation的季度营收约是宜瑞安的1.1倍($1.9B vs $1.8B),Regions Financial Corporation净利率更高(29.8% vs 9.5%,领先20.3%),Regions Financial Corporation同比增速更快(5.0% vs -2.4%),过去两年Regions Financial Corporation的营收复合增速更高(25.7% vs -3.4%)
宜瑞安(Ingredion Inc.)是总部位于美国伊利诺伊州的食品饮料配料供应商,主打产品包括淀粉、非转基因甜味剂、甜菊糖、豌豆蛋白等,以玉米、木薯、马铃薯、谷物、果蔬等为原料,产品供应食品、饮料、酿造、制药等多个行业,在全球44个站点拥有约1.2万名员工,客户覆盖超120个国家。
Regions Financial Corporation是美国银行控股企业,总部位于阿拉巴马州伯明翰市。公司提供零售及商业银行、信托、股票经纪、抵押贷款等服务,旗下银行业务子公司Regions Bank在美国南部和中西部15个州运营约1300家营业网点和2000台自动柜员机,服务大量当地个人及企业客户。
INGR vs RF — 直观对比
营收规模更大
RF
是对方的1.1倍
$1.8B
营收增速更快
RF
高出7.4%
-2.4%
净利率更高
RF
高出20.3%
9.5%
两年增速更快
RF
近两年复合增速
-3.4%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | ||
|---|---|---|
| 营收 | $1.8B | $1.9B |
| 净利润 | $167.0M | $559.0M |
| 毛利率 | 24.5% | — |
| 营业利润率 | 12.5% | — |
| 净利率 | 9.5% | 29.8% |
| 营收同比 | -2.4% | 5.0% |
| 净利润同比 | 72.2% | — |
| 每股收益(稀释后) | $2.58 | $0.62 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比,按日历期对齐,财年错位的公司也能正确匹配
营收
INGR
RF
| Q1 26 | — | $1.9B | ||
| Q4 25 | $1.8B | $1.3B | ||
| Q3 25 | $1.8B | $1.3B | ||
| Q2 25 | $1.8B | $1.3B | ||
| Q1 25 | $1.8B | $1.2B | ||
| Q4 24 | $1.8B | $1.2B | ||
| Q3 24 | $1.9B | $1.2B | ||
| Q2 24 | $1.9B | $1.2B |
净利润
INGR
RF
| Q1 26 | — | $559.0M | ||
| Q4 25 | $167.0M | $534.0M | ||
| Q3 25 | $171.0M | $569.0M | ||
| Q2 25 | $196.0M | $563.0M | ||
| Q1 25 | $197.0M | $490.0M | ||
| Q4 24 | $97.0M | $534.0M | ||
| Q3 24 | $188.0M | $490.0M | ||
| Q2 24 | $148.0M | $501.0M |
毛利率
INGR
RF
| Q1 26 | — | — | ||
| Q4 25 | 24.5% | — | ||
| Q3 25 | 25.1% | — | ||
| Q2 25 | 26.0% | — | ||
| Q1 25 | 25.7% | — | ||
| Q4 24 | 24.9% | — | ||
| Q3 24 | 25.6% | — | ||
| Q2 24 | 23.7% | — |
营业利润率
INGR
RF
| Q1 26 | — | — | ||
| Q4 25 | 12.5% | 55.3% | ||
| Q3 25 | 13.7% | 56.3% | ||
| Q2 25 | 14.8% | 56.1% | ||
| Q1 25 | 15.2% | 52.0% | ||
| Q4 24 | 9.0% | 53.4% | ||
| Q3 24 | 14.3% | 49.9% | ||
| Q2 24 | 12.8% | 52.7% |
净利率
INGR
RF
| Q1 26 | — | 29.8% | ||
| Q4 25 | 9.5% | 41.7% | ||
| Q3 25 | 9.4% | 45.3% | ||
| Q2 25 | 10.7% | 44.7% | ||
| Q1 25 | 10.9% | 41.0% | ||
| Q4 24 | 5.4% | 43.4% | ||
| Q3 24 | 10.1% | 40.2% | ||
| Q2 24 | 7.9% | 42.2% |
每股收益(稀释后)
INGR
RF
| Q1 26 | — | $0.62 | ||
| Q4 25 | $2.58 | $0.59 | ||
| Q3 25 | $2.61 | $0.61 | ||
| Q2 25 | $2.99 | $0.59 | ||
| Q1 25 | $3.00 | $0.51 | ||
| Q4 24 | $1.43 | $0.55 | ||
| Q3 24 | $2.83 | $0.49 | ||
| Q2 24 | $2.22 | $0.52 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | ||
|---|---|---|
| 现金及短期投资手头流动性 | $1.0B | — |
| 总债务越低越好 | — | $6.3B |
| 股东权益账面价值 | $4.3B | $18.8B |
| 总资产 | $7.9B | $160.7B |
| 负债/权益比越低杠杆越低 | — | 0.34× |
8季度趋势,按日历期对齐
现金及短期投资
INGR
RF
| Q1 26 | — | — | ||
| Q4 25 | $1.0B | — | ||
| Q3 25 | $915.0M | — | ||
| Q2 25 | $861.0M | — | ||
| Q1 25 | $837.0M | — | ||
| Q4 24 | $997.0M | — | ||
| Q3 24 | $877.0M | — | ||
| Q2 24 | $505.0M | — |
总债务
INGR
RF
| Q1 26 | — | $6.3B | ||
| Q4 25 | — | $4.1B | ||
| Q3 25 | — | $4.8B | ||
| Q2 25 | — | $5.3B | ||
| Q1 25 | — | $6.0B | ||
| Q4 24 | — | $6.0B | ||
| Q3 24 | — | $6.0B | ||
| Q2 24 | — | $5.1B |
股东权益
INGR
RF
| Q1 26 | — | $18.8B | ||
| Q4 25 | $4.3B | $19.0B | ||
| Q3 25 | $4.2B | $19.0B | ||
| Q2 25 | $4.2B | $18.7B | ||
| Q1 25 | $4.0B | $18.5B | ||
| Q4 24 | $3.8B | $17.9B | ||
| Q3 24 | $4.0B | $18.7B | ||
| Q2 24 | $3.7B | $17.2B |
总资产
INGR
RF
| Q1 26 | — | $160.7B | ||
| Q4 25 | $7.9B | $158.8B | ||
| Q3 25 | $7.8B | $159.9B | ||
| Q2 25 | $7.8B | $159.2B | ||
| Q1 25 | $7.5B | $159.8B | ||
| Q4 24 | $7.4B | $157.3B | ||
| Q3 24 | $7.5B | $157.4B | ||
| Q2 24 | $7.2B | $154.1B |
负债/权益比
INGR
RF
| Q1 26 | — | 0.34× | ||
| Q4 25 | — | 0.22× | ||
| Q3 25 | — | 0.25× | ||
| Q2 25 | — | 0.28× | ||
| Q1 25 | — | 0.32× | ||
| Q4 24 | — | 0.34× | ||
| Q3 24 | — | 0.32× | ||
| Q2 24 | — | 0.30× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | ||
|---|---|---|
| 经营现金流最新季度 | $405.0M | — |
| 自由现金流经营现金流 - 资本支出 | $270.0M | — |
| 自由现金流率自由现金流/营收 | 15.4% | — |
| 资本支出强度资本支出/营收 | 7.7% | — |
| 现金转化率经营现金流/净利润 | 2.43× | — |
| 过去12个月自由现金流最近4个季度 | $511.0M | — |
8季度趋势,按日历期对齐
经营现金流
INGR
RF
| Q1 26 | — | — | ||
| Q4 25 | $405.0M | $-319.0M | ||
| Q3 25 | $277.0M | $861.0M | ||
| Q2 25 | $185.0M | $573.0M | ||
| Q1 25 | $77.0M | $1.1B | ||
| Q4 24 | $436.0M | $-220.0M | ||
| Q3 24 | $479.0M | $1.3B | ||
| Q2 24 | $312.0M | $161.0M |
自由现金流
INGR
RF
| Q1 26 | — | — | ||
| Q4 25 | $270.0M | — | ||
| Q3 25 | $172.0M | — | ||
| Q2 25 | $84.0M | — | ||
| Q1 25 | $-15.0M | — | ||
| Q4 24 | $311.0M | — | ||
| Q3 24 | $429.0M | — | ||
| Q2 24 | $257.0M | — |
自由现金流率
INGR
RF
| Q1 26 | — | — | ||
| Q4 25 | 15.4% | — | ||
| Q3 25 | 9.5% | — | ||
| Q2 25 | 4.6% | — | ||
| Q1 25 | -0.8% | — | ||
| Q4 24 | 17.3% | — | ||
| Q3 24 | 22.9% | — | ||
| Q2 24 | 13.7% | — |
资本支出强度
INGR
RF
| Q1 26 | — | — | ||
| Q4 25 | 7.7% | — | ||
| Q3 25 | 5.8% | — | ||
| Q2 25 | 5.5% | — | ||
| Q1 25 | 5.1% | — | ||
| Q4 24 | 6.9% | — | ||
| Q3 24 | 2.7% | — | ||
| Q2 24 | 2.9% | — |
现金转化率
INGR
RF
| Q1 26 | — | — | ||
| Q4 25 | 2.43× | -0.60× | ||
| Q3 25 | 1.62× | 1.51× | ||
| Q2 25 | 0.94× | 1.02× | ||
| Q1 25 | 0.39× | 2.18× | ||
| Q4 24 | 4.49× | -0.41× | ||
| Q3 24 | 2.55× | 2.57× | ||
| Q2 24 | 2.11× | 0.32× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
INGR
| Food And Industrial Ingredients LATAM Segment | $599.0M | 34% |
| Texture And Healthful Solutions Segment | $598.0M | 34% |
| Food And Industrial Ingredients U.S.Canada Segment | $486.0M | 28% |
| Other | $74.0M | 4% |
RF
暂无分部数据