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iQSTEL Inc（IQST）与REPUBLIC BANCORP INC（RBCAA）财务数据对比。点击上方公司名可切换其他公司
REPUBLIC BANCORP INC的季度营收约是iQSTEL Inc的1.1倍（$94.3M vs $84.2M），REPUBLIC BANCORP INC净利率更高（24.2% vs -3.2%，领先27.4%），REPUBLIC BANCORP INC同比增速更快（5.3% vs -14.9%），REPUBLIC BANCORP INC自由现金流更多（$161.1M vs $-1.2M），过去两年iQSTEL Inc的营收复合增速更高（28.0% vs -11.5%）
iQSTEL Inc是一家科技控股企业，业务覆盖电信、物联网与金融科技三大核心领域，面向南北美洲市场的中小企业及零售用户提供高性价比的通信服务、智能物联网监测解决方案及数字化金融工具。
肯塔基州共和银行是美国的一家区域性银行控股企业，提供零售及商业银行全品类服务，涵盖个人存贷款、企业融资、按揭产品及财富管理解决方案，主要服务肯塔基州及周边州的个人消费者和中小企业客户。
IQST vs RBCAA — 直观对比
营收规模更大
RBCAA
是对方的1.1倍
$84.2M
营收增速更快
RBCAA
高出20.2%
-14.9%
净利率更高
RBCAA
高出27.4%
-3.2%
自由现金流更多
RBCAA
多$162.4M
$-1.2M
两年增速更快
IQST
近两年复合增速
-11.5%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $84.2M | $94.3M |
| 净利润 | $-2.7M | $22.8M |
| 毛利率 | 3.5% | — |
| 营业利润率 | -2.9% | 29.3% |
| 净利率 | -3.2% | 24.2% |
| 营收同比 | -14.9% | 5.3% |
| 净利润同比 | -44.5% | 20.0% |
| 每股收益（稀释后） | $-0.92 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收IQSTRBCAA
| Q4 25 | $84.2M | $94.3M | ||
| Q3 25 | $102.9M | $93.5M | ||
| Q2 25 | $72.2M | $93.8M | ||
| Q1 25 | $57.6M | $135.8M | ||
| Q4 24 | $98.9M | $89.5M | ||
| Q3 24 | $54.2M | $88.1M | ||
| Q2 24 | $78.6M | $86.9M | ||
| Q1 24 | $51.4M | $120.3M |
净利润IQSTRBCAA
| Q4 25 | $-2.7M | $22.8M | ||
| Q3 25 | $-2.3M | $29.7M | ||
| Q2 25 | $-2.3M | $31.5M | ||
| Q1 25 | $-1.1M | $47.3M | ||
| Q4 24 | $-1.9M | $19.0M | ||
| Q3 24 | $-773.0K | $26.5M | ||
| Q2 24 | $-2.0M | $25.2M | ||
| Q1 24 | $-580.2K | $30.6M |
毛利率IQSTRBCAA
| Q4 25 | 3.5% | — | ||
| Q3 25 | 2.7% | — | ||
| Q2 25 | 2.6% | — | ||
| Q1 25 | 3.4% | — | ||
| Q4 24 | 2.7% | — | ||
| Q3 24 | 3.7% | — | ||
| Q2 24 | 2.8% | — | ||
| Q1 24 | 2.7% | — |
营业利润率IQSTRBCAA
| Q4 25 | -2.9% | 29.3% | ||
| Q3 25 | -0.5% | 40.4% | ||
| Q2 25 | -0.9% | 43.0% | ||
| Q1 25 | -1.0% | 44.1% | ||
| Q4 24 | -0.3% | 25.8% | ||
| Q3 24 | -0.1% | 38.4% | ||
| Q2 24 | -0.4% | 37.0% | ||
| Q1 24 | -0.4% | 32.2% |
净利率IQSTRBCAA
| Q4 25 | -3.2% | 24.2% | ||
| Q3 25 | -2.3% | 31.8% | ||
| Q2 25 | -3.3% | 33.5% | ||
| Q1 25 | -2.0% | 34.8% | ||
| Q4 24 | -1.9% | 21.2% | ||
| Q3 24 | -1.4% | 30.1% | ||
| Q2 24 | -2.5% | 29.0% | ||
| Q1 24 | -1.1% | 25.4% |
每股收益（稀释后）IQSTRBCAA
| Q4 25 | $-0.92 | — | ||
| Q3 25 | $-0.68 | — | ||
| Q2 25 | $-0.82 | — | ||
| Q1 25 | $-0.44 | — | ||
| Q4 24 | $-1.19 | — | ||
| Q3 24 | $-0.40 | — | ||
| Q2 24 | $-0.90 | — | ||
| Q1 24 | $-0.37 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $2.2M | $220.0M |
| 总债务越低越好 | $4.1M | — |
| 股东权益账面价值 | $16.3M | $1.1B |
| 总资产 | $51.1M | $7.0B |
| 负债/权益比越低杠杆越低 | 0.25× | — |
8季度趋势，按日历期对齐
现金及短期投资IQSTRBCAA
| Q4 25 | $2.2M | $220.0M | ||
| Q3 25 | $2.3M | $484.2M | ||
| Q2 25 | $2.0M | $484.8M | ||
| Q1 25 | $1.1M | $793.0M | ||
| Q4 24 | $2.5M | $432.2M | ||
| Q3 24 | $2.1M | $530.9M | ||
| Q2 24 | $797.2K | $400.1M | ||
| Q1 24 | $2.7M | $546.4M |
总债务IQSTRBCAA
| Q4 25 | $4.1M | — | ||
| Q3 25 | $2.7M | — | ||
| Q2 25 | $4.5M | — | ||
| Q1 25 | $3.5M | — | ||
| Q4 24 | $2.5M | — | ||
| Q3 24 | $3.2M | — | ||
| Q2 24 | $2.5M | — | ||
| Q1 24 | $194.0K | — |
股东权益IQSTRBCAA
| Q4 25 | $16.3M | $1.1B | ||
| Q3 25 | $17.9M | $1.1B | ||
| Q2 25 | $14.3M | $1.1B | ||
| Q1 25 | $11.6M | $1.0B | ||
| Q4 24 | $11.9M | $992.0M | ||
| Q3 24 | $8.1M | $979.7M | ||
| Q2 24 | $7.6M | $955.4M | ||
| Q1 24 | $8.4M | $935.6M |
总资产IQSTRBCAA
| Q4 25 | $51.1M | $7.0B | ||
| Q3 25 | $46.9M | $7.0B | ||
| Q2 25 | $51.4M | $7.0B | ||
| Q1 25 | $42.0M | $7.1B | ||
| Q4 24 | $79.0M | $6.8B | ||
| Q3 24 | $32.4M | $6.7B | ||
| Q2 24 | $30.0M | $6.6B | ||
| Q1 24 | $22.1M | $6.9B |
负债/权益比IQSTRBCAA
| Q4 25 | 0.25× | — | ||
| Q3 25 | 0.15× | — | ||
| Q2 25 | 0.31× | — | ||
| Q1 25 | 0.31× | — | ||
| Q4 24 | 0.21× | — | ||
| Q3 24 | 0.40× | — | ||
| Q2 24 | 0.34× | — | ||
| Q1 24 | 0.02× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-1.2M | $168.2M |
| 自由现金流经营现金流 - 资本支出 | $-1.2M | $161.1M |
| 自由现金流率自由现金流/营收 | -1.5% | 170.9% |
| 资本支出强度资本支出/营收 | 0.0% | 7.5% |
| 现金转化率经营现金流/净利润 | — | 7.37× |
| 过去12个月自由现金流最近4个季度 | $-4.0M | $288.6M |
8季度趋势，按日历期对齐
经营现金流IQSTRBCAA
| Q4 25 | $-1.2M | $168.2M | ||
| Q3 25 | $-953.0K | $33.3M | ||
| Q2 25 | $257.7K | $8.4M | ||
| Q1 25 | $-1.9M | $93.2M | ||
| Q4 24 | $-403.7K | $149.0M | ||
| Q3 24 | $625.0K | $51.3M | ||
| Q2 24 | $-2.6M | $4.0M | ||
| Q1 24 | $-536.9K | $71.2M |
自由现金流IQSTRBCAA
| Q4 25 | $-1.2M | $161.1M | ||
| Q3 25 | $-969.2K | $30.8M | ||
| Q2 25 | $211.7K | $5.2M | ||
| Q1 25 | $-2.0M | $91.6M | ||
| Q4 24 | $-421.3K | $143.2M | ||
| Q3 24 | $594.5K | $49.8M | ||
| Q2 24 | $-2.6M | $2.7M | ||
| Q1 24 | $-608.5K | $69.1M |
自由现金流率IQSTRBCAA
| Q4 25 | -1.5% | 170.9% | ||
| Q3 25 | -0.9% | 32.9% | ||
| Q2 25 | 0.3% | 5.5% | ||
| Q1 25 | -3.4% | 67.4% | ||
| Q4 24 | -0.4% | 160.0% | ||
| Q3 24 | 1.1% | 56.5% | ||
| Q2 24 | -3.4% | 3.1% | ||
| Q1 24 | -1.2% | 57.5% |
资本支出强度IQSTRBCAA
| Q4 25 | 0.0% | 7.5% | ||
| Q3 25 | 0.0% | 2.6% | ||
| Q2 25 | 0.1% | 3.5% | ||
| Q1 25 | 0.1% | 1.2% | ||
| Q4 24 | 0.0% | 6.5% | ||
| Q3 24 | 0.1% | 1.7% | ||
| Q2 24 | 0.0% | 1.5% | ||
| Q1 24 | 0.1% | 1.7% |
现金转化率IQSTRBCAA
| Q4 25 | — | 7.37× | ||
| Q3 25 | — | 1.12× | ||
| Q2 25 | — | 0.27× | ||
| Q1 25 | — | 1.97× | ||
| Q4 24 | — | 7.84× | ||
| Q3 24 | — | 1.93× | ||
| Q2 24 | — | 0.16× | ||
| Q1 24 | — | 2.33× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
IQST
| USA | $53.2M | 63% |
| Other | $29.9M | 35% |
| Switzerland | $1.1M | 1% |
RBCAA
暂无分部数据
