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Jackson Financial Inc.（JXN）与罗致恒富（RHI）财务数据对比。点击上方公司名可切换其他公司
Jackson Financial Inc.的季度营收约是罗致恒富的1.5倍（$2.0B vs $1.3B），Jackson Financial Inc.同比增速更快（783.6% vs -5.8%），过去两年Jackson Financial Inc.的营收复合增速更高（50.1% vs -6.1%）
本公司是美国大型金融服务企业，旗下子公司面向美国及全球逾40个国家的零售与机构客户，提供保险、退休规划、投资管理等多元产品及服务。2019年为美国最大保险提供商，总资产达8151亿美元，入选《财富》世界500强及美国500强榜单。
罗致恒富是1948年成立的国际人力资源咨询机构，总部位于加利福尼亚州门洛帕克和圣拉蒙，是全球规模领先的会计与金融领域人才派遣服务商之一，在全球范围内设有超过345个办公点。
JXN vs RHI — 直观对比
营收规模更大
JXN
是对方的1.5倍
$1.3B
营收增速更快
JXN
高出789.3%
-5.8%
两年增速更快
JXN
近两年复合增速
-6.1%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $2.0B | $1.3B |
| 净利润 | $-204.0M | — |
| 毛利率 | — | 37.6% |
| 营业利润率 | -18.0% | 1.7% |
| 净利率 | -10.3% | — |
| 营收同比 | 783.6% | -5.8% |
| 净利润同比 | -159.1% | — |
| 每股收益（稀释后） | $-3.02 | $0.32 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收JXNRHI
| Q4 25 | $2.0B | $1.3B | ||
| Q3 25 | $1.4B | $1.4B | ||
| Q2 25 | $-471.0M | $1.4B | ||
| Q1 25 | $3.8B | $1.4B | ||
| Q4 24 | — | $1.4B | ||
| Q3 24 | $2.1B | $1.5B | ||
| Q2 24 | $1.2B | $1.5B | ||
| Q1 24 | $-322.0M | $1.5B |
净利润JXNRHI
| Q4 25 | $-204.0M | — | ||
| Q3 25 | $76.0M | $42.9M | ||
| Q2 25 | $179.0M | $41.0M | ||
| Q1 25 | $-24.0M | $17.4M | ||
| Q4 24 | — | — | ||
| Q3 24 | $-469.0M | $65.5M | ||
| Q2 24 | $275.0M | $68.2M | ||
| Q1 24 | $795.0M | $63.7M |
毛利率JXNRHI
| Q4 25 | — | 37.6% | ||
| Q3 25 | — | 37.2% | ||
| Q2 25 | — | 37.2% | ||
| Q1 25 | — | 36.9% | ||
| Q4 24 | — | 38.8% | ||
| Q3 24 | — | 39.0% | ||
| Q2 24 | — | 39.2% | ||
| Q1 24 | — | 38.1% |
营业利润率JXNRHI
| Q4 25 | -18.0% | 1.7% | ||
| Q3 25 | 5.1% | 1.0% | ||
| Q2 25 | — | 0.1% | ||
| Q1 25 | -0.5% | 2.9% | ||
| Q4 24 | — | 4.7% | ||
| Q3 24 | -27.3% | 4.1% | ||
| Q2 24 | 25.5% | 5.1% | ||
| Q1 24 | — | 2.8% |
净利率JXNRHI
| Q4 25 | -10.3% | — | ||
| Q3 25 | 5.4% | 3.2% | ||
| Q2 25 | -38.0% | 3.0% | ||
| Q1 25 | -0.6% | 1.3% | ||
| Q4 24 | — | — | ||
| Q3 24 | -22.1% | 4.5% | ||
| Q2 24 | 22.1% | 4.6% | ||
| Q1 24 | -246.9% | 4.3% |
每股收益（稀释后）JXNRHI
| Q4 25 | $-3.02 | $0.32 | ||
| Q3 25 | $0.92 | $0.43 | ||
| Q2 25 | $2.34 | $0.41 | ||
| Q1 25 | $-0.48 | $0.17 | ||
| Q4 24 | — | $0.53 | ||
| Q3 24 | $-6.37 | $0.64 | ||
| Q2 24 | $3.43 | $0.66 | ||
| Q1 24 | $9.94 | $0.61 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $5.7B | $464.4M |
| 总债务越低越好 | $2.0B | — |
| 股东权益账面价值 | $10.0B | $1.3B |
| 总资产 | $352.6B | $2.9B |
| 负债/权益比越低杠杆越低 | 0.20× | — |
8季度趋势，按日历期对齐
现金及短期投资JXNRHI
| Q4 25 | $5.7B | $464.4M | ||
| Q3 25 | $4.6B | $365.3M | ||
| Q2 25 | $3.8B | $380.5M | ||
| Q1 25 | $3.9B | $342.5M | ||
| Q4 24 | — | $537.6M | ||
| Q3 24 | $3.1B | $570.5M | ||
| Q2 24 | $1.7B | $547.4M | ||
| Q1 24 | $2.5B | $540.9M |
总债务JXNRHI
| Q4 25 | $2.0B | — | ||
| Q3 25 | $2.0B | — | ||
| Q2 25 | $2.0B | — | ||
| Q1 25 | $2.0B | — | ||
| Q4 24 | — | — | ||
| Q3 24 | $2.0B | — | ||
| Q2 24 | $2.0B | — | ||
| Q1 24 | $2.0B | — |
股东权益JXNRHI
| Q4 25 | $10.0B | $1.3B | ||
| Q3 25 | $10.2B | $1.3B | ||
| Q2 25 | $10.4B | $1.3B | ||
| Q1 25 | $10.3B | $1.3B | ||
| Q4 24 | — | $1.4B | ||
| Q3 24 | $10.7B | $1.5B | ||
| Q2 24 | $10.1B | $1.5B | ||
| Q1 24 | $10.2B | $1.5B |
总资产JXNRHI
| Q4 25 | $352.6B | $2.9B | ||
| Q3 25 | $353.6B | $2.8B | ||
| Q2 25 | $343.7B | $2.8B | ||
| Q1 25 | $327.2B | $2.7B | ||
| Q4 24 | — | $2.9B | ||
| Q3 24 | $345.7B | $3.0B | ||
| Q2 24 | $337.8B | $2.9B | ||
| Q1 24 | $340.3B | $2.9B |
负债/权益比JXNRHI
| Q4 25 | 0.20× | — | ||
| Q3 25 | 0.20× | — | ||
| Q2 25 | 0.20× | — | ||
| Q1 25 | 0.20× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 0.19× | — | ||
| Q2 24 | 0.20× | — | ||
| Q1 24 | 0.20× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $1.6B | $182.5M |
| 自由现金流经营现金流 - 资本支出 | — | $170.8M |
| 自由现金流率自由现金流/营收 | — | 13.1% |
| 资本支出强度资本支出/营收 | — | 0.9% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $266.8M |
8季度趋势，按日历期对齐
经营现金流JXNRHI
| Q4 25 | $1.6B | $182.5M | ||
| Q3 25 | $1.4B | $77.4M | ||
| Q2 25 | $1.2B | $119.4M | ||
| Q1 25 | $1.6B | $-59.3M | ||
| Q4 24 | — | $154.8M | ||
| Q3 24 | $1.4B | $129.6M | ||
| Q2 24 | $1.5B | $142.0M | ||
| Q1 24 | $1.4B | $-15.9M |
自由现金流JXNRHI
| Q4 25 | — | $170.8M | ||
| Q3 25 | — | $63.6M | ||
| Q2 25 | — | $104.2M | ||
| Q1 25 | — | $-71.7M | ||
| Q4 24 | — | $140.5M | ||
| Q3 24 | — | $111.8M | ||
| Q2 24 | — | $129.6M | ||
| Q1 24 | — | $-27.7M |
自由现金流率JXNRHI
| Q4 25 | — | 13.1% | ||
| Q3 25 | — | 4.7% | ||
| Q2 25 | — | 7.6% | ||
| Q1 25 | — | -5.3% | ||
| Q4 24 | — | 10.2% | ||
| Q3 24 | — | 7.6% | ||
| Q2 24 | — | 8.8% | ||
| Q1 24 | — | -1.9% |
资本支出强度JXNRHI
| Q4 25 | — | 0.9% | ||
| Q3 25 | — | 1.0% | ||
| Q2 25 | — | 1.1% | ||
| Q1 25 | — | 0.9% | ||
| Q4 24 | — | 1.0% | ||
| Q3 24 | — | 1.2% | ||
| Q2 24 | — | 0.8% | ||
| Q1 24 | — | 0.8% |
现金转化率JXNRHI
| Q4 25 | — | — | ||
| Q3 25 | 18.03× | 1.80× | ||
| Q2 25 | 6.55× | 2.91× | ||
| Q1 25 | — | -3.42× | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 1.98× | ||
| Q2 24 | 5.37× | 2.08× | ||
| Q1 24 | 1.79× | -0.25× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
JXN
| Retail Annuities Segment | $1.5B | 74% |
| Closed Life And Annuity Blocks Segment | $298.0M | 15% |
| Institutional Products Segment | $146.0M | 7% |
| Other | $70.0M | 4% |
RHI
| Finance And Accounting | $535.2M | 41% |
| Protiviti | $479.0M | 37% |
| Technology | $156.4M | 12% |
| Permanent Placement Talent Solutions | $102.6M | 8% |
| Other | $29.2M | 2% |
