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Jackson Financial Inc.（JXN）与Rivian Automotive, Inc.（RIVN）财务数据对比。点击上方公司名可切换其他公司
Jackson Financial Inc.的季度营收约是Rivian Automotive, Inc.的1.5倍（$2.0B vs $1.3B），Jackson Financial Inc.净利率更高（-10.3% vs -63.1%，领先52.8%），Jackson Financial Inc.同比增速更快（783.6% vs -25.8%），过去两年Jackson Financial Inc.的营收复合增速更高（50.1% vs 3.3%）
本公司是美国大型金融服务企业，旗下子公司面向美国及全球逾40个国家的零售与机构客户，提供保险、退休规划、投资管理等多元产品及服务。2019年为美国最大保险提供商，总资产达8151亿美元，入选《财富》世界500强及美国500强榜单。
Rivian Automotive是2009年成立的美国电动汽车制造商及汽车科技企业，主打基于自研滑板平台打造的电动SUV、皮卡及EDV电动配送货车，旗下R1T皮卡于2021年末正式开启交付，还计划于2023年底前在美国和加拿大布局专属充电网络，其平台可适配新车型也可对外授权使用。
JXN vs RIVN — 直观对比
营收规模更大
JXN
是对方的1.5倍
$1.3B
营收增速更快
JXN
高出809.4%
-25.8%
净利率更高
JXN
高出52.8%
-63.1%
两年增速更快
JXN
近两年复合增速
3.3%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $2.0B | $1.3B |
| 净利润 | $-204.0M | $-811.0M |
| 毛利率 | — | 9.3% |
| 营业利润率 | -18.0% | -64.8% |
| 净利率 | -10.3% | -63.1% |
| 营收同比 | 783.6% | -25.8% |
| 净利润同比 | -159.1% | -9.0% |
| 每股收益（稀释后） | $-3.02 | $-0.66 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收JXNRIVN
| Q4 25 | $2.0B | $1.3B | ||
| Q3 25 | $1.4B | $1.6B | ||
| Q2 25 | $-471.0M | $1.3B | ||
| Q1 25 | $3.8B | $1.2B | ||
| Q4 24 | — | $1.7B | ||
| Q3 24 | $2.1B | $874.0M | ||
| Q2 24 | $1.2B | $1.2B | ||
| Q1 24 | $-322.0M | $1.2B |
净利润JXNRIVN
| Q4 25 | $-204.0M | $-811.0M | ||
| Q3 25 | $76.0M | $-1.2B | ||
| Q2 25 | $179.0M | $-1.1B | ||
| Q1 25 | $-24.0M | $-545.0M | ||
| Q4 24 | — | $-744.0M | ||
| Q3 24 | $-469.0M | $-1.1B | ||
| Q2 24 | $275.0M | $-1.5B | ||
| Q1 24 | $795.0M | $-1.4B |
毛利率JXNRIVN
| Q4 25 | — | 9.3% | ||
| Q3 25 | — | 1.5% | ||
| Q2 25 | — | -15.8% | ||
| Q1 25 | — | 16.6% | ||
| Q4 24 | — | 9.8% | ||
| Q3 24 | — | -44.9% | ||
| Q2 24 | — | -38.9% | ||
| Q1 24 | — | -43.8% |
营业利润率JXNRIVN
| Q4 25 | -18.0% | -64.8% | ||
| Q3 25 | 5.1% | -63.1% | ||
| Q2 25 | — | -85.5% | ||
| Q1 25 | -0.5% | -52.8% | ||
| Q4 24 | — | -38.1% | ||
| Q3 24 | -27.3% | -133.8% | ||
| Q2 24 | 25.5% | -118.7% | ||
| Q1 24 | — | -123.3% |
净利率JXNRIVN
| Q4 25 | -10.3% | -63.1% | ||
| Q3 25 | 5.4% | -75.3% | ||
| Q2 25 | -38.0% | -85.7% | ||
| Q1 25 | -0.6% | -44.0% | ||
| Q4 24 | — | -42.9% | ||
| Q3 24 | -22.1% | -125.9% | ||
| Q2 24 | 22.1% | -125.8% | ||
| Q1 24 | -246.9% | -120.1% |
每股收益（稀释后）JXNRIVN
| Q4 25 | $-3.02 | $-0.66 | ||
| Q3 25 | $0.92 | $-0.96 | ||
| Q2 25 | $2.34 | $-0.97 | ||
| Q1 25 | $-0.48 | $-0.48 | ||
| Q4 24 | — | $-0.67 | ||
| Q3 24 | $-6.37 | $-1.08 | ||
| Q2 24 | $3.43 | $-1.46 | ||
| Q1 24 | $9.94 | $-1.48 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $5.7B | $6.1B |
| 总债务越低越好 | $2.0B | — |
| 股东权益账面价值 | $10.0B | $4.6B |
| 总资产 | $352.6B | $14.9B |
| 负债/权益比越低杠杆越低 | 0.20× | — |
8季度趋势，按日历期对齐
现金及短期投资JXNRIVN
| Q4 25 | $5.7B | $6.1B | ||
| Q3 25 | $4.6B | $7.1B | ||
| Q2 25 | $3.8B | $7.5B | ||
| Q1 25 | $3.9B | $7.2B | ||
| Q4 24 | — | $7.7B | ||
| Q3 24 | $3.1B | $6.7B | ||
| Q2 24 | $1.7B | $7.9B | ||
| Q1 24 | $2.5B | $7.9B |
总债务JXNRIVN
| Q4 25 | $2.0B | — | ||
| Q3 25 | $2.0B | — | ||
| Q2 25 | $2.0B | — | ||
| Q1 25 | $2.0B | — | ||
| Q4 24 | — | — | ||
| Q3 24 | $2.0B | — | ||
| Q2 24 | $2.0B | $5.5B | ||
| Q1 24 | $2.0B | $4.4B |
股东权益JXNRIVN
| Q4 25 | $10.0B | $4.6B | ||
| Q3 25 | $10.2B | $5.1B | ||
| Q2 25 | $10.4B | $6.1B | ||
| Q1 25 | $10.3B | $6.2B | ||
| Q4 24 | — | $6.6B | ||
| Q3 24 | $10.7B | $5.9B | ||
| Q2 24 | $10.1B | $6.8B | ||
| Q1 24 | $10.2B | $8.1B |
总资产JXNRIVN
| Q4 25 | $352.6B | $14.9B | ||
| Q3 25 | $353.6B | $15.2B | ||
| Q2 25 | $343.7B | $15.6B | ||
| Q1 25 | $327.2B | $15.5B | ||
| Q4 24 | — | $15.4B | ||
| Q3 24 | $345.7B | $14.3B | ||
| Q2 24 | $337.8B | $15.4B | ||
| Q1 24 | $340.3B | $15.7B |
负债/权益比JXNRIVN
| Q4 25 | 0.20× | — | ||
| Q3 25 | 0.20× | — | ||
| Q2 25 | 0.20× | — | ||
| Q1 25 | 0.20× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 0.19× | — | ||
| Q2 24 | 0.20× | 0.81× | ||
| Q1 24 | 0.20× | 0.55× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $1.6B | $-681.0M |
| 自由现金流经营现金流 - 资本支出 | — | $-1.1B |
| 自由现金流率自由现金流/营收 | — | -89.0% |
| 资本支出强度资本支出/营收 | — | 36.0% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $-2.5B |
8季度趋势，按日历期对齐
经营现金流JXNRIVN
| Q4 25 | $1.6B | $-681.0M | ||
| Q3 25 | $1.4B | $26.0M | ||
| Q2 25 | $1.2B | $64.0M | ||
| Q1 25 | $1.6B | $-188.0M | ||
| Q4 24 | — | $1.2B | ||
| Q3 24 | $1.4B | $-876.0M | ||
| Q2 24 | $1.5B | $-754.0M | ||
| Q1 24 | $1.4B | $-1.3B |
自由现金流JXNRIVN
| Q4 25 | — | $-1.1B | ||
| Q3 25 | — | $-421.0M | ||
| Q2 25 | — | $-398.0M | ||
| Q1 25 | — | $-526.0M | ||
| Q4 24 | — | $856.0M | ||
| Q3 24 | — | $-1.2B | ||
| Q2 24 | — | $-1.0B | ||
| Q1 24 | — | $-1.5B |
自由现金流率JXNRIVN
| Q4 25 | — | -89.0% | ||
| Q3 25 | — | -27.0% | ||
| Q2 25 | — | -30.5% | ||
| Q1 25 | — | -42.4% | ||
| Q4 24 | — | 49.4% | ||
| Q3 24 | — | -131.9% | ||
| Q2 24 | — | -89.6% | ||
| Q1 24 | — | -126.5% |
资本支出强度JXNRIVN
| Q4 25 | — | 36.0% | ||
| Q3 25 | — | 28.7% | ||
| Q2 25 | — | 35.5% | ||
| Q1 25 | — | 27.3% | ||
| Q4 24 | — | 18.9% | ||
| Q3 24 | — | 31.7% | ||
| Q2 24 | — | 24.4% | ||
| Q1 24 | — | 21.1% |
现金转化率JXNRIVN
| Q4 25 | — | — | ||
| Q3 25 | 18.03× | — | ||
| Q2 25 | 6.55× | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | 5.37× | — | ||
| Q1 24 | 1.79× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
JXN
| Retail Annuities Segment | $1.5B | 74% |
| Closed Life And Annuity Blocks Segment | $298.0M | 15% |
| Institutional Products Segment | $146.0M | 7% |
| Other | $70.0M | 4% |
RIVN
| Automotive Segment | $839.0M | 65% |
| Software And Services Segment | $447.0M | 35% |
| Regulatory Credits | $30.0M | 2% |
