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Jackson Financial Inc.（JXN）与托尔工业（THO）财务数据对比。点击上方公司名可切换其他公司
托尔工业的季度营收约是Jackson Financial Inc.的1.2倍（$2.4B vs $2.0B），托尔工业净利率更高（0.9% vs -10.3%，领先11.2%），Jackson Financial Inc.同比增速更快（783.6% vs 11.5%），过去两年Jackson Financial Inc.的营收复合增速更高（50.1% vs 4.0%）
本公司是美国大型金融服务企业，旗下子公司面向美国及全球逾40个国家的零售与机构客户，提供保险、退休规划、投资管理等多元产品及服务。2019年为美国最大保险提供商，总资产达8151亿美元，入选《财富》世界500强及美国500强榜单。
托尔工业是美国知名休闲房车（RV）生产商，旗下拥有Airstream、Heartland RV、Jayco等多个子品牌，主营拖挂式及自行式休闲房车的生产销售，总部位于印第安纳州埃尔克哈特，在密歇根、俄亥俄、爱达荷、俄勒冈等多个州设有生产基地。
JXN vs THO — 直观对比
营收规模更大
THO
是对方的1.2倍
$2.0B
营收增速更快
JXN
高出772.1%
11.5%
净利率更高
THO
高出11.2%
-10.3%
两年增速更快
JXN
近两年复合增速
4.0%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $2.0B | $2.4B |
| 净利润 | $-204.0M | $21.7M |
| 毛利率 | — | 13.4% |
| 营业利润率 | -18.0% | 1.4% |
| 净利率 | -10.3% | 0.9% |
| 营收同比 | 783.6% | 11.5% |
| 净利润同比 | -159.1% | 1282.8% |
| 每股收益（稀释后） | $-3.02 | $0.41 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收JXNTHO
| Q4 25 | $2.0B | $2.4B | ||
| Q3 25 | $1.4B | $2.5B | ||
| Q2 25 | $-471.0M | $2.9B | ||
| Q1 25 | $3.8B | $2.0B | ||
| Q4 24 | — | $2.1B | ||
| Q3 24 | $2.1B | $2.5B | ||
| Q2 24 | $1.2B | $2.8B | ||
| Q1 24 | $-322.0M | $2.2B |
净利润JXNTHO
| Q4 25 | $-204.0M | $21.7M | ||
| Q3 25 | $76.0M | $125.8M | ||
| Q2 25 | $179.0M | $135.2M | ||
| Q1 25 | $-24.0M | $-551.0K | ||
| Q4 24 | — | $-1.8M | ||
| Q3 24 | $-469.0M | $90.0M | ||
| Q2 24 | $275.0M | $114.5M | ||
| Q1 24 | $795.0M | $7.2M |
毛利率JXNTHO
| Q4 25 | — | 13.4% | ||
| Q3 25 | — | 14.7% | ||
| Q2 25 | — | 15.3% | ||
| Q1 25 | — | 12.1% | ||
| Q4 24 | — | 13.1% | ||
| Q3 24 | — | 15.8% | ||
| Q2 24 | — | 15.1% | ||
| Q1 24 | — | 12.3% |
营业利润率JXNTHO
| Q4 25 | -18.0% | 1.4% | ||
| Q3 25 | 5.1% | 5.7% | ||
| Q2 25 | — | 5.4% | ||
| Q1 25 | -0.5% | -0.1% | ||
| Q4 24 | — | -0.1% | ||
| Q3 24 | -27.3% | 5.0% | ||
| Q2 24 | 25.5% | 5.1% | ||
| Q1 24 | — | 0.3% |
净利率JXNTHO
| Q4 25 | -10.3% | 0.9% | ||
| Q3 25 | 5.4% | 5.0% | ||
| Q2 25 | -38.0% | 4.7% | ||
| Q1 25 | -0.6% | -0.0% | ||
| Q4 24 | — | -0.1% | ||
| Q3 24 | -22.1% | 3.6% | ||
| Q2 24 | 22.1% | 4.1% | ||
| Q1 24 | -246.9% | 0.3% |
每股收益（稀释后）JXNTHO
| Q4 25 | $-3.02 | $0.41 | ||
| Q3 25 | $0.92 | $2.35 | ||
| Q2 25 | $2.34 | $2.53 | ||
| Q1 25 | $-0.48 | $-0.01 | ||
| Q4 24 | — | $-0.03 | ||
| Q3 24 | $-6.37 | $1.69 | ||
| Q2 24 | $3.43 | $2.13 | ||
| Q1 24 | $9.94 | $0.13 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $5.7B | $509.9M |
| 总债务越低越好 | $2.0B | $916.0M |
| 股东权益账面价值 | $10.0B | $4.3B |
| 总资产 | $352.6B | $7.0B |
| 负债/权益比越低杠杆越低 | 0.20× | 0.21× |
8季度趋势，按日历期对齐
现金及短期投资JXNTHO
| Q4 25 | $5.7B | $509.9M | ||
| Q3 25 | $4.6B | $586.6M | ||
| Q2 25 | $3.8B | $508.3M | ||
| Q1 25 | $3.9B | $373.8M | ||
| Q4 24 | — | $445.2M | ||
| Q3 24 | $3.1B | $501.3M | ||
| Q2 24 | $1.7B | $371.8M | ||
| Q1 24 | $2.5B | $340.2M |
总债务JXNTHO
| Q4 25 | $2.0B | $916.0M | ||
| Q3 25 | $2.0B | $923.0M | ||
| Q2 25 | $2.0B | $1.0B | ||
| Q1 25 | $2.0B | $1.0B | ||
| Q4 24 | — | $1.1B | ||
| Q3 24 | $2.0B | $1.1B | ||
| Q2 24 | $2.0B | $1.2B | ||
| Q1 24 | $2.0B | $1.4B |
股东权益JXNTHO
| Q4 25 | $10.0B | $4.3B | ||
| Q3 25 | $10.2B | $4.3B | ||
| Q2 25 | $10.4B | $4.2B | ||
| Q1 25 | $10.3B | $4.0B | ||
| Q4 24 | — | $4.1B | ||
| Q3 24 | $10.7B | $4.1B | ||
| Q2 24 | $10.1B | $4.0B | ||
| Q1 24 | $10.2B | $3.9B |
总资产JXNTHO
| Q4 25 | $352.6B | $7.0B | ||
| Q3 25 | $353.6B | $7.1B | ||
| Q2 25 | $343.7B | $7.2B | ||
| Q1 25 | $327.2B | $6.7B | ||
| Q4 24 | — | $6.9B | ||
| Q3 24 | $345.7B | $7.0B | ||
| Q2 24 | $337.8B | $7.2B | ||
| Q1 24 | $340.3B | $7.2B |
负债/权益比JXNTHO
| Q4 25 | 0.20× | 0.21× | ||
| Q3 25 | 0.20× | 0.22× | ||
| Q2 25 | 0.20× | 0.24× | ||
| Q1 25 | 0.20× | 0.26× | ||
| Q4 24 | — | 0.27× | ||
| Q3 24 | 0.19× | 0.28× | ||
| Q2 24 | 0.20× | 0.31× | ||
| Q1 24 | 0.20× | 0.36× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $1.6B | $-44.9M |
| 自由现金流经营现金流 - 资本支出 | — | $-74.8M |
| 自由现金流率自由现金流/营收 | — | -3.1% |
| 资本支出强度资本支出/营收 | — | 1.3% |
| 现金转化率经营现金流/净利润 | — | -2.07× |
| 过去12个月自由现金流最近4个季度 | — | $375.1M |
8季度趋势，按日历期对齐
经营现金流JXNTHO
| Q4 25 | $1.6B | $-44.9M | ||
| Q3 25 | $1.4B | $258.7M | ||
| Q2 25 | $1.2B | $257.7M | ||
| Q1 25 | $1.6B | $30.8M | ||
| Q4 24 | — | $30.7M | ||
| Q3 24 | $1.4B | $338.0M | ||
| Q2 24 | $1.5B | $251.7M | ||
| Q1 24 | $1.4B | $-103.9M |
自由现金流JXNTHO
| Q4 25 | — | $-74.8M | ||
| Q3 25 | — | $221.6M | ||
| Q2 25 | — | $222.5M | ||
| Q1 25 | — | $5.8M | ||
| Q4 24 | — | $6.4M | ||
| Q3 24 | — | $301.3M | ||
| Q2 24 | — | $225.4M | ||
| Q1 24 | — | $-140.2M |
自由现金流率JXNTHO
| Q4 25 | — | -3.1% | ||
| Q3 25 | — | 8.8% | ||
| Q2 25 | — | 7.7% | ||
| Q1 25 | — | 0.3% | ||
| Q4 24 | — | 0.3% | ||
| Q3 24 | — | 11.9% | ||
| Q2 24 | — | 8.0% | ||
| Q1 24 | — | -6.4% |
资本支出强度JXNTHO
| Q4 25 | — | 1.3% | ||
| Q3 25 | — | 1.5% | ||
| Q2 25 | — | 1.2% | ||
| Q1 25 | — | 1.2% | ||
| Q4 24 | — | 1.1% | ||
| Q3 24 | — | 1.4% | ||
| Q2 24 | — | 0.9% | ||
| Q1 24 | — | 1.6% |
现金转化率JXNTHO
| Q4 25 | — | -2.07× | ||
| Q3 25 | 18.03× | 2.06× | ||
| Q2 25 | 6.55× | 1.91× | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 3.76× | ||
| Q2 24 | 5.37× | 2.20× | ||
| Q1 24 | 1.79× | -14.39× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
JXN
| Retail Annuities Segment | $1.5B | 74% |
| Closed Life And Annuity Blocks Segment | $298.0M | 15% |
| Institutional Products Segment | $146.0M | 7% |
| Other | $70.0M | 4% |
THO
| Other | $417.1M | 17% |
| Travel Trailers | $403.6M | 17% |
| Motorcaravan | $391.9M | 16% |
| Fifth Wheels Towables | $306.9M | 13% |
| Classc Motorized | $297.2M | 12% |
| Campervan | $188.3M | 8% |
| Classa Motorized | $169.9M | 7% |
| Classb Motorized | $110.0M | 5% |
| Other Rv Related | $70.0M | 3% |
| Caravan | $34.3M | 1% |
