vs
LCI INDUSTRIES（LCII）与Regions Financial Corporation（RF）财务数据对比。点击上方公司名可切换其他公司
Regions Financial Corporation的季度营收约是LCI INDUSTRIES的1.4倍（$1.3B vs $932.7M），Regions Financial Corporation净利率更高（41.7% vs 2.0%，领先39.7%），LCI INDUSTRIES同比增速更快（16.1% vs 4.1%），过去两年Regions Financial Corporation的营收复合增速更高（4.0% vs -1.8%）
拉奇核心工业有限公司前身为巴基斯坦帝国化学工业公司，是一家总部位于卡拉奇的巴基斯坦综合性企业集团，业务覆盖聚酯、医药、农用化学品、纯碱及兽药等多品类产品的研发生产，在巴基斯坦本土工业领域拥有重要市场地位。
Regions Financial Corporation是美国银行控股企业，总部位于阿拉巴马州伯明翰市。公司提供零售及商业银行、信托、股票经纪、抵押贷款等服务，旗下银行业务子公司Regions Bank在美国南部和中西部15个州运营约1300家营业网点和2000台自动柜员机，服务大量当地个人及企业客户。
LCII vs RF — 直观对比
营收规模更大
RF
是对方的1.4倍
$932.7M
营收增速更快
LCII
高出12.0%
4.1%
净利率更高
RF
高出39.7%
2.0%
两年增速更快
RF
近两年复合增速
-1.8%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $932.7M | $1.3B |
| 净利润 | $18.7M | $534.0M |
| 毛利率 | 22.1% | — |
| 营业利润率 | 3.8% | 55.3% |
| 净利率 | 2.0% | 41.7% |
| 营收同比 | 16.1% | 4.1% |
| 净利润同比 | 95.7% | 0.0% |
| 每股收益（稀释后） | $0.79 | $0.59 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收LCIIRF
| Q4 25 | $932.7M | $1.3B | ||
| Q3 25 | $1.0B | $1.3B | ||
| Q2 25 | $1.1B | $1.3B | ||
| Q1 25 | $1.0B | $1.2B | ||
| Q4 24 | $803.1M | $1.2B | ||
| Q3 24 | $915.5M | $1.2B | ||
| Q2 24 | $1.1B | $1.2B | ||
| Q1 24 | $968.0M | $1.2B |
净利润LCIIRF
| Q4 25 | $18.7M | $534.0M | ||
| Q3 25 | $62.5M | $569.0M | ||
| Q2 25 | $57.6M | $563.0M | ||
| Q1 25 | $49.4M | $490.0M | ||
| Q4 24 | $9.5M | $534.0M | ||
| Q3 24 | $35.6M | $490.0M | ||
| Q2 24 | $61.2M | $501.0M | ||
| Q1 24 | $36.5M | $368.0M |
毛利率LCIIRF
| Q4 25 | 22.1% | — | ||
| Q3 25 | 24.4% | — | ||
| Q2 25 | 24.4% | — | ||
| Q1 25 | 24.1% | — | ||
| Q4 24 | 21.1% | — | ||
| Q3 24 | 24.0% | — | ||
| Q2 24 | 25.3% | — | ||
| Q1 24 | 23.1% | — |
营业利润率LCIIRF
| Q4 25 | 3.8% | 55.3% | ||
| Q3 25 | 7.3% | 56.3% | ||
| Q2 25 | 7.9% | 56.1% | ||
| Q1 25 | 7.8% | 52.0% | ||
| Q4 24 | 2.0% | 53.4% | ||
| Q3 24 | 5.9% | 49.9% | ||
| Q2 24 | 8.6% | 52.7% | ||
| Q1 24 | 6.0% | 39.2% |
净利率LCIIRF
| Q4 25 | 2.0% | 41.7% | ||
| Q3 25 | 6.0% | 45.3% | ||
| Q2 25 | 5.2% | 44.7% | ||
| Q1 25 | 4.7% | 41.0% | ||
| Q4 24 | 1.2% | 43.4% | ||
| Q3 24 | 3.9% | 40.2% | ||
| Q2 24 | 5.8% | 42.2% | ||
| Q1 24 | 3.8% | 31.1% |
每股收益（稀释后）LCIIRF
| Q4 25 | $0.79 | $0.59 | ||
| Q3 25 | $2.55 | $0.61 | ||
| Q2 25 | $2.29 | $0.59 | ||
| Q1 25 | $1.94 | $0.51 | ||
| Q4 24 | $0.37 | $0.55 | ||
| Q3 24 | $1.39 | $0.49 | ||
| Q2 24 | $2.40 | $0.52 | ||
| Q1 24 | $1.44 | $0.37 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $222.6M | — |
| 总债务越低越好 | $945.2M | $4.1B |
| 股东权益账面价值 | $1.4B | $19.0B |
| 总资产 | $3.2B | $158.8B |
| 负债/权益比越低杠杆越低 | 0.69× | 0.22× |
8季度趋势，按日历期对齐
现金及短期投资LCIIRF
| Q4 25 | $222.6M | — | ||
| Q3 25 | $199.7M | — | ||
| Q2 25 | $191.9M | — | ||
| Q1 25 | $231.2M | — | ||
| Q4 24 | $165.8M | — | ||
| Q3 24 | $161.2M | — | ||
| Q2 24 | $130.4M | — | ||
| Q1 24 | $22.6M | — |
总债务LCIIRF
| Q4 25 | $945.2M | $4.1B | ||
| Q3 25 | $947.8M | $4.8B | ||
| Q2 25 | $948.0M | $5.3B | ||
| Q1 25 | $938.3M | $6.0B | ||
| Q4 24 | $757.3M | $6.0B | ||
| Q3 24 | $822.5M | $6.0B | ||
| Q2 24 | $829.7M | $5.1B | ||
| Q1 24 | $855.3M | $3.3B |
股东权益LCIIRF
| Q4 25 | $1.4B | $19.0B | ||
| Q3 25 | $1.4B | $19.0B | ||
| Q2 25 | $1.4B | $18.7B | ||
| Q1 25 | $1.4B | $18.5B | ||
| Q4 24 | $1.4B | $17.9B | ||
| Q3 24 | $1.4B | $18.7B | ||
| Q2 24 | $1.4B | $17.2B | ||
| Q1 24 | $1.4B | $17.0B |
总资产LCIIRF
| Q4 25 | $3.2B | $158.8B | ||
| Q3 25 | $3.2B | $159.9B | ||
| Q2 25 | $3.2B | $159.2B | ||
| Q1 25 | $3.1B | $159.8B | ||
| Q4 24 | $2.9B | $157.3B | ||
| Q3 24 | $3.0B | $157.4B | ||
| Q2 24 | $3.0B | $154.1B | ||
| Q1 24 | $3.0B | $154.9B |
负债/权益比LCIIRF
| Q4 25 | 0.69× | 0.22× | ||
| Q3 25 | 0.70× | 0.25× | ||
| Q2 25 | 0.68× | 0.28× | ||
| Q1 25 | 0.69× | 0.32× | ||
| Q4 24 | 0.55× | 0.34× | ||
| Q3 24 | 0.58× | 0.32× | ||
| Q2 24 | 0.60× | 0.30× | ||
| Q1 24 | 0.63× | 0.20× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $78.9M | $-319.0M |
| 自由现金流经营现金流 - 资本支出 | $64.3M | — |
| 自由现金流率自由现金流/营收 | 6.9% | — |
| 资本支出强度资本支出/营收 | 1.6% | — |
| 现金转化率经营现金流/净利润 | 4.22× | -0.60× |
| 过去12个月自由现金流最近4个季度 | $278.3M | — |
8季度趋势，按日历期对齐
经营现金流LCIIRF
| Q4 25 | $78.9M | $-319.0M | ||
| Q3 25 | $97.2M | $861.0M | ||
| Q2 25 | $112.2M | $573.0M | ||
| Q1 25 | $42.7M | $1.1B | ||
| Q4 24 | $106.6M | $-220.0M | ||
| Q3 24 | $78.4M | $1.3B | ||
| Q2 24 | $192.9M | $161.0M | ||
| Q1 24 | $-7.7M | $396.0M |
自由现金流LCIIRF
| Q4 25 | $64.3M | — | ||
| Q3 25 | $80.9M | — | ||
| Q2 25 | $99.5M | — | ||
| Q1 25 | $33.7M | — | ||
| Q4 24 | $95.7M | — | ||
| Q3 24 | $68.3M | — | ||
| Q2 24 | $180.2M | — | ||
| Q1 24 | $-16.3M | — |
自由现金流率LCIIRF
| Q4 25 | 6.9% | — | ||
| Q3 25 | 7.8% | — | ||
| Q2 25 | 9.0% | — | ||
| Q1 25 | 3.2% | — | ||
| Q4 24 | 11.9% | — | ||
| Q3 24 | 7.5% | — | ||
| Q2 24 | 17.1% | — | ||
| Q1 24 | -1.7% | — |
资本支出强度LCIIRF
| Q4 25 | 1.6% | — | ||
| Q3 25 | 1.6% | — | ||
| Q2 25 | 1.2% | — | ||
| Q1 25 | 0.9% | — | ||
| Q4 24 | 1.4% | — | ||
| Q3 24 | 1.1% | — | ||
| Q2 24 | 1.2% | — | ||
| Q1 24 | 0.9% | — |
现金转化率LCIIRF
| Q4 25 | 4.22× | -0.60× | ||
| Q3 25 | 1.55× | 1.51× | ||
| Q2 25 | 1.95× | 1.02× | ||
| Q1 25 | 0.86× | 2.18× | ||
| Q4 24 | 11.17× | -0.41× | ||
| Q3 24 | 2.20× | 2.57× | ||
| Q2 24 | 3.15× | 0.32× | ||
| Q1 24 | -0.21× | 1.08× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
LCII
| Travel Trailer And Fifth Wheels | $378.4M | 41% |
| Chassis Chassis Partsand Slideout Mechanisms | $206.1M | 22% |
| Furnitureand Mattresses | $120.4M | 13% |
| Appliances | $69.9M | 7% |
| Other Products | $69.1M | 7% |
| Axlesand Suspension Solutions | $62.3M | 7% |
| Motorhomes | $34.2M | 4% |
RF
| Consumer Bank | $747.0M | 58% |
| Corporate Bank | $487.0M | 38% |
| Wealth Management | $47.0M | 4% |
