vs
Regions Financial Corporation（RF）与泰瑞达（TER）财务数据对比。点击上方公司名可切换其他公司
Regions Financial Corporation的季度营收约是泰瑞达的1.5倍（$1.9B vs $1.3B），泰瑞达净利率更高（31.1% vs 29.8%，领先1.3%），泰瑞达同比增速更快（87.0% vs 5.0%），过去两年泰瑞达的营收复合增速更高（32.6% vs 25.7%）
Regions Financial Corporation是美国银行控股企业，总部位于阿拉巴马州伯明翰市。公司提供零售及商业银行、信托、股票经纪、抵押贷款等服务，旗下银行业务子公司Regions Bank在美国南部和中西部15个州运营约1300家营业网点和2000台自动柜员机，服务大量当地个人及企业客户。
泰瑞达是总部位于美国马萨诸塞州北雷丁的自动测试设备（ATE）设计及制造企业，在全球半导体测试领域拥有深厚技术积累，服务的知名客户涵盖三星、高通、英特尔、亚德诺、德州仪器、IBM等行业头部企业。
RF vs TER — 直观对比
营收规模更大
RF
是对方的1.5倍
$1.3B
营收增速更快
TER
高出82.0%
5.0%
净利率更高
TER
高出1.3%
29.8%
两年增速更快
TER
近两年复合增速
25.7%
损益表 — Q1 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $1.9B | $1.3B |
| 净利润 | $559.0M | $398.9M |
| 毛利率 | — | 60.9% |
| 营业利润率 | — | 36.9% |
| 净利率 | 29.8% | 31.1% |
| 营收同比 | 5.0% | 87.0% |
| 净利润同比 | — | — |
| 每股收益（稀释后） | $0.62 | $2.53 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收RFTER
| Q1 26 | $1.9B | $1.3B | ||
| Q4 25 | $1.3B | $1.1B | ||
| Q3 25 | $1.3B | $769.2M | ||
| Q2 25 | $1.3B | $651.8M | ||
| Q1 25 | $1.2B | $685.7M | ||
| Q4 24 | $1.2B | $752.9M | ||
| Q3 24 | $1.2B | $737.3M | ||
| Q2 24 | $1.2B | $729.9M |
净利润RFTER
| Q1 26 | $559.0M | $398.9M | ||
| Q4 25 | $534.0M | $257.2M | ||
| Q3 25 | $569.0M | $119.6M | ||
| Q2 25 | $563.0M | $78.4M | ||
| Q1 25 | $490.0M | $98.9M | ||
| Q4 24 | $534.0M | $146.3M | ||
| Q3 24 | $490.0M | $145.6M | ||
| Q2 24 | $501.0M | $186.3M |
毛利率RFTER
| Q1 26 | — | 60.9% | ||
| Q4 25 | — | 57.2% | ||
| Q3 25 | — | 58.4% | ||
| Q2 25 | — | 57.2% | ||
| Q1 25 | — | 60.6% | ||
| Q4 24 | — | 59.4% | ||
| Q3 24 | — | 59.2% | ||
| Q2 24 | — | 58.3% |
营业利润率RFTER
| Q1 26 | — | 36.9% | ||
| Q4 25 | 55.3% | 27.1% | ||
| Q3 25 | 56.3% | 18.9% | ||
| Q2 25 | 56.1% | 13.9% | ||
| Q1 25 | 52.0% | 17.6% | ||
| Q4 24 | 53.4% | 20.4% | ||
| Q3 24 | 49.9% | 20.6% | ||
| Q2 24 | 52.7% | 28.8% |
净利率RFTER
| Q1 26 | 29.8% | 31.1% | ||
| Q4 25 | 41.7% | 23.7% | ||
| Q3 25 | 45.3% | 15.5% | ||
| Q2 25 | 44.7% | 12.0% | ||
| Q1 25 | 41.0% | 14.4% | ||
| Q4 24 | 43.4% | 19.4% | ||
| Q3 24 | 40.2% | 19.8% | ||
| Q2 24 | 42.2% | 25.5% |
每股收益（稀释后）RFTER
| Q1 26 | $0.62 | $2.53 | ||
| Q4 25 | $0.59 | $1.62 | ||
| Q3 25 | $0.61 | $0.75 | ||
| Q2 25 | $0.59 | $0.49 | ||
| Q1 25 | $0.51 | $0.61 | ||
| Q4 24 | $0.55 | $0.89 | ||
| Q3 24 | $0.49 | $0.89 | ||
| Q2 24 | $0.52 | $1.14 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $241.9M |
| 总债务越低越好 | $6.3B | $0 |
| 股东权益账面价值 | $18.8B | — |
| 总资产 | $160.7B | $4.4B |
| 负债/权益比越低杠杆越低 | 0.34× | — |
8季度趋势，按日历期对齐
现金及短期投资RFTER
| Q1 26 | — | $241.9M | ||
| Q4 25 | — | $293.8M | ||
| Q3 25 | — | $272.7M | ||
| Q2 25 | — | $339.3M | ||
| Q1 25 | — | $475.6M | ||
| Q4 24 | — | $553.4M | ||
| Q3 24 | — | $510.0M | ||
| Q2 24 | — | $421.9M |
总债务RFTER
| Q1 26 | $6.3B | $0 | ||
| Q4 25 | $4.1B | — | ||
| Q3 25 | $4.8B | — | ||
| Q2 25 | $5.3B | — | ||
| Q1 25 | $6.0B | — | ||
| Q4 24 | $6.0B | — | ||
| Q3 24 | $6.0B | — | ||
| Q2 24 | $5.1B | — |
股东权益RFTER
| Q1 26 | $18.8B | — | ||
| Q4 25 | $19.0B | $2.8B | ||
| Q3 25 | $19.0B | $2.7B | ||
| Q2 25 | $18.7B | $2.8B | ||
| Q1 25 | $18.5B | $2.8B | ||
| Q4 24 | $17.9B | $2.8B | ||
| Q3 24 | $18.7B | $2.9B | ||
| Q2 24 | $17.2B | $2.7B |
总资产RFTER
| Q1 26 | $160.7B | $4.4B | ||
| Q4 25 | $158.8B | $4.2B | ||
| Q3 25 | $159.9B | $4.0B | ||
| Q2 25 | $159.2B | $3.8B | ||
| Q1 25 | $159.8B | $3.7B | ||
| Q4 24 | $157.3B | $3.7B | ||
| Q3 24 | $157.4B | $3.8B | ||
| Q2 24 | $154.1B | $3.6B |
负债/权益比RFTER
| Q1 26 | 0.34× | — | ||
| Q4 25 | 0.22× | — | ||
| Q3 25 | 0.25× | — | ||
| Q2 25 | 0.28× | — | ||
| Q1 25 | 0.32× | — | ||
| Q4 24 | 0.34× | — | ||
| Q3 24 | 0.32× | — | ||
| Q2 24 | 0.30× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $265.1M |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | — | 0.66× |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流RFTER
| Q1 26 | — | $265.1M | ||
| Q4 25 | $-319.0M | $281.6M | ||
| Q3 25 | $861.0M | $49.0M | ||
| Q2 25 | $573.0M | $182.1M | ||
| Q1 25 | $1.1B | $161.6M | ||
| Q4 24 | $-220.0M | $282.6M | ||
| Q3 24 | $1.3B | $166.3M | ||
| Q2 24 | $161.0M | $216.1M |
自由现金流RFTER
| Q1 26 | — | — | ||
| Q4 25 | — | $218.8M | ||
| Q3 25 | — | $2.4M | ||
| Q2 25 | — | $131.7M | ||
| Q1 25 | — | $97.6M | ||
| Q4 24 | — | $225.2M | ||
| Q3 24 | — | $114.4M | ||
| Q2 24 | — | $171.2M |
自由现金流率RFTER
| Q1 26 | — | — | ||
| Q4 25 | — | 20.2% | ||
| Q3 25 | — | 0.3% | ||
| Q2 25 | — | 20.2% | ||
| Q1 25 | — | 14.2% | ||
| Q4 24 | — | 29.9% | ||
| Q3 24 | — | 15.5% | ||
| Q2 24 | — | 23.5% |
资本支出强度RFTER
| Q1 26 | — | — | ||
| Q4 25 | — | 5.8% | ||
| Q3 25 | — | 6.1% | ||
| Q2 25 | — | 7.7% | ||
| Q1 25 | — | 9.3% | ||
| Q4 24 | — | 7.6% | ||
| Q3 24 | — | 7.0% | ||
| Q2 24 | — | 6.1% |
现金转化率RFTER
| Q1 26 | — | 0.66× | ||
| Q4 25 | -0.60× | 1.09× | ||
| Q3 25 | 1.51× | 0.41× | ||
| Q2 25 | 1.02× | 2.32× | ||
| Q1 25 | 2.18× | 1.63× | ||
| Q4 24 | -0.41× | 1.93× | ||
| Q3 24 | 2.57× | 1.14× | ||
| Q2 24 | 0.32× | 1.16× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
