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雷诺士国际（LII）与Regions Financial Corporation（RF）财务数据对比。点击上方公司名可切换其他公司
Regions Financial Corporation的季度营收约是雷诺士国际的1.1倍（$1.3B vs $1.2B），Regions Financial Corporation净利率更高（41.7% vs 13.6%，领先28.1%），Regions Financial Corporation同比增速更快（4.1% vs -11.2%），过去两年雷诺士国际的营收复合增速更高（6.8% vs 4.0%）
雷诺士国际是美国知名的暖通空调（HVAC）及制冷领域气候控制产品供应商，总部位于得克萨斯州理查森。公司在墨西哥萨尔蒂约、美国爱荷华州马歇尔敦、南卡罗来纳州奥兰治堡设有核心生产基地，1904年收购公司的诺里斯家族后裔约翰·W·诺里斯三世持有其9.8%的股份。
Regions Financial Corporation是美国银行控股企业，总部位于阿拉巴马州伯明翰市。公司提供零售及商业银行、信托、股票经纪、抵押贷款等服务，旗下银行业务子公司Regions Bank在美国南部和中西部15个州运营约1300家营业网点和2000台自动柜员机，服务大量当地个人及企业客户。
LII vs RF — 直观对比
营收规模更大
RF
是对方的1.1倍
$1.2B
营收增速更快
RF
高出15.3%
-11.2%
净利率更高
RF
高出28.1%
13.6%
两年增速更快
LII
近两年复合增速
4.0%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $1.2B | $1.3B |
| 净利润 | $162.1M | $534.0M |
| 毛利率 | 34.7% | — |
| 营业利润率 | 18.6% | 55.3% |
| 净利率 | 13.6% | 41.7% |
| 营收同比 | -11.2% | 4.1% |
| 净利润同比 | -18.0% | 0.0% |
| 每股收益（稀释后） | $4.62 | $0.59 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收LIIRF
| Q4 25 | $1.2B | $1.3B | ||
| Q3 25 | $1.4B | $1.3B | ||
| Q2 25 | $1.5B | $1.3B | ||
| Q1 25 | $1.1B | $1.2B | ||
| Q4 24 | $1.3B | $1.2B | ||
| Q3 24 | $1.5B | $1.2B | ||
| Q2 24 | $1.5B | $1.2B | ||
| Q1 24 | $1.0B | $1.2B |
净利润LIIRF
| Q4 25 | $162.1M | $534.0M | ||
| Q3 25 | $245.8M | $569.0M | ||
| Q2 25 | $277.6M | $563.0M | ||
| Q1 25 | $120.3M | $490.0M | ||
| Q4 24 | $197.7M | $534.0M | ||
| Q3 24 | $239.0M | $490.0M | ||
| Q2 24 | $245.9M | $501.0M | ||
| Q1 24 | $124.3M | $368.0M |
毛利率LIIRF
| Q4 25 | 34.7% | — | ||
| Q3 25 | 32.8% | — | ||
| Q2 25 | 34.8% | — | ||
| Q1 25 | 30.6% | — | ||
| Q4 24 | 33.9% | — | ||
| Q3 24 | 32.6% | — | ||
| Q2 24 | 33.6% | — | ||
| Q1 24 | 32.5% | — |
营业利润率LIIRF
| Q4 25 | 18.6% | 55.3% | ||
| Q3 25 | 21.7% | 56.3% | ||
| Q2 25 | 23.6% | 56.1% | ||
| Q1 25 | 14.5% | 52.0% | ||
| Q4 24 | 18.2% | 53.4% | ||
| Q3 24 | 20.2% | 49.9% | ||
| Q2 24 | 22.1% | 52.7% | ||
| Q1 24 | 15.9% | 39.2% |
净利率LIIRF
| Q4 25 | 13.6% | 41.7% | ||
| Q3 25 | 17.2% | 45.3% | ||
| Q2 25 | 18.5% | 44.7% | ||
| Q1 25 | 11.2% | 41.0% | ||
| Q4 24 | 14.7% | 43.4% | ||
| Q3 24 | 16.0% | 40.2% | ||
| Q2 24 | 16.9% | 42.2% | ||
| Q1 24 | 11.9% | 31.1% |
每股收益（稀释后）LIIRF
| Q4 25 | $4.62 | $0.59 | ||
| Q3 25 | $6.98 | $0.61 | ||
| Q2 25 | $7.82 | $0.59 | ||
| Q1 25 | $3.37 | $0.51 | ||
| Q4 24 | $5.52 | $0.55 | ||
| Q3 24 | $6.68 | $0.49 | ||
| Q2 24 | $6.87 | $0.52 | ||
| Q1 24 | $3.47 | $0.37 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $34.7M | — |
| 总债务越低越好 | $1.1B | $4.1B |
| 股东权益账面价值 | $1.2B | $19.0B |
| 总资产 | $4.1B | $158.8B |
| 负债/权益比越低杠杆越低 | 0.98× | 0.22× |
8季度趋势，按日历期对齐
现金及短期投资LIIRF
| Q4 25 | $34.7M | — | ||
| Q3 25 | $59.2M | — | ||
| Q2 25 | $55.1M | — | ||
| Q1 25 | $222.9M | — | ||
| Q4 24 | $422.3M | — | ||
| Q3 24 | $255.7M | — | ||
| Q2 24 | $57.8M | — | ||
| Q1 24 | $57.6M | — |
总债务LIIRF
| Q4 25 | $1.1B | $4.1B | ||
| Q3 25 | $838.2M | $4.8B | ||
| Q2 25 | $835.7M | $5.3B | ||
| Q1 25 | $834.2M | $6.0B | ||
| Q4 24 | $833.1M | $6.0B | ||
| Q3 24 | $827.6M | $6.0B | ||
| Q2 24 | $1.1B | $5.1B | ||
| Q1 24 | $1.2B | $3.3B |
股东权益LIIRF
| Q4 25 | $1.2B | $19.0B | ||
| Q3 25 | $1.1B | $19.0B | ||
| Q2 25 | $900.5M | $18.7B | ||
| Q1 25 | $852.5M | $18.5B | ||
| Q4 24 | $850.2M | $17.9B | ||
| Q3 24 | $754.0M | $18.7B | ||
| Q2 24 | $577.4M | $17.2B | ||
| Q1 24 | $368.8M | $17.0B |
总资产LIIRF
| Q4 25 | $4.1B | $158.8B | ||
| Q3 25 | $3.5B | $159.9B | ||
| Q2 25 | $3.7B | $159.2B | ||
| Q1 25 | $3.5B | $159.8B | ||
| Q4 24 | $3.5B | $157.3B | ||
| Q3 24 | $3.3B | $157.4B | ||
| Q2 24 | $3.2B | $154.1B | ||
| Q1 24 | $3.0B | $154.9B |
负债/权益比LIIRF
| Q4 25 | 0.98× | 0.22× | ||
| Q3 25 | 0.78× | 0.25× | ||
| Q2 25 | 0.93× | 0.28× | ||
| Q1 25 | 0.98× | 0.32× | ||
| Q4 24 | 0.98× | 0.34× | ||
| Q3 24 | 1.10× | 0.32× | ||
| Q2 24 | 1.95× | 0.30× | ||
| Q1 24 | 3.13× | 0.20× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $405.9M | $-319.0M |
| 自由现金流经营现金流 - 资本支出 | $376.7M | — |
| 自由现金流率自由现金流/营收 | 31.5% | — |
| 资本支出强度资本支出/营收 | 2.4% | — |
| 现金转化率经营现金流/净利润 | 2.50× | -0.60× |
| 过去12个月自由现金流最近4个季度 | $638.8M | — |
8季度趋势，按日历期对齐
经营现金流LIIRF
| Q4 25 | $405.9M | $-319.0M | ||
| Q3 25 | $300.7M | $861.0M | ||
| Q2 25 | $86.8M | $573.0M | ||
| Q1 25 | $-35.8M | $1.1B | ||
| Q4 24 | $332.4M | $-220.0M | ||
| Q3 24 | $452.1M | $1.3B | ||
| Q2 24 | $184.0M | $161.0M | ||
| Q1 24 | $-22.8M | $396.0M |
自由现金流LIIRF
| Q4 25 | $376.7M | — | ||
| Q3 25 | $265.1M | — | ||
| Q2 25 | $58.3M | — | ||
| Q1 25 | $-61.3M | — | ||
| Q4 24 | $272.2M | — | ||
| Q3 24 | $410.9M | — | ||
| Q2 24 | $151.3M | — | ||
| Q1 24 | $-52.3M | — |
自由现金流率LIIRF
| Q4 25 | 31.5% | — | ||
| Q3 25 | 18.6% | — | ||
| Q2 25 | 3.9% | — | ||
| Q1 25 | -5.7% | — | ||
| Q4 24 | 20.2% | — | ||
| Q3 24 | 27.4% | — | ||
| Q2 24 | 10.4% | — | ||
| Q1 24 | -5.0% | — |
资本支出强度LIIRF
| Q4 25 | 2.4% | — | ||
| Q3 25 | 2.5% | — | ||
| Q2 25 | 1.9% | — | ||
| Q1 25 | 2.4% | — | ||
| Q4 24 | 4.5% | — | ||
| Q3 24 | 2.8% | — | ||
| Q2 24 | 2.3% | — | ||
| Q1 24 | 2.8% | — |
现金转化率LIIRF
| Q4 25 | 2.50× | -0.60× | ||
| Q3 25 | 1.22× | 1.51× | ||
| Q2 25 | 0.31× | 1.02× | ||
| Q1 25 | -0.30× | 2.18× | ||
| Q4 24 | 1.68× | -0.41× | ||
| Q3 24 | 1.89× | 2.57× | ||
| Q2 24 | 0.75× | 0.32× | ||
| Q1 24 | -0.18× | 1.08× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
LII
| Residential Heating And Cooling | $699.8M | 59% |
| Commercial Heating And Cooling | $495.2M | 41% |
RF
| Consumer Bank | $747.0M | 58% |
| Corporate Bank | $487.0M | 38% |
| Wealth Management | $47.0M | 4% |
