vs
Grand Canyon Education, Inc.（LOPE）与UNITED BANKSHARES INC（UBSI）财务数据对比。点击上方公司名可切换其他公司
UNITED BANKSHARES INC的季度营收约是Grand Canyon Education, Inc.的1.0倍（$318.4M vs $308.1M），UNITED BANKSHARES INC净利率更高（40.5% vs 28.1%，领先12.3%），UNITED BANKSHARES INC同比增速更快（21.6% vs 5.3%），UNITED BANKSHARES INC自由现金流更多（$481.2M vs $122.9M），过去两年UNITED BANKSHARES INC的营收复合增速更高（11.8% vs 5.9%）
大峡谷教育（Grand Canyon Education, Inc.）是美国的营利性上市企业，核心业务为高等院校提供课程开发、在线教育解决方案及运营支持服务。该公司最初与亚利桑那州的基督教院校大峡谷大学关联，2008年分拆为独立实体上市。
United Bankshares Inc（WV）是总部位于美国西弗吉尼亚州的区域性金融控股集团，主要面向大西洋中部及东南部市场运营，为个人、小微企业及企业客户提供存贷款、财富管理、住房按揭等多元化金融服务。
LOPE vs UBSI — 直观对比
营收规模更大
UBSI
是对方的1.0倍
$308.1M
营收增速更快
UBSI
高出16.2%
5.3%
净利率更高
UBSI
高出12.3%
28.1%
自由现金流更多
UBSI
多$358.3M
$122.9M
两年增速更快
UBSI
近两年复合增速
5.9%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $308.1M | $318.4M |
| 净利润 | $86.7M | $128.8M |
| 毛利率 | — | — |
| 营业利润率 | 35.1% | 50.2% |
| 净利率 | 28.1% | 40.5% |
| 营收同比 | 5.3% | 21.6% |
| 净利润同比 | 5.9% | 36.5% |
| 每股收益（稀释后） | $3.13 | $0.91 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收LOPEUBSI
| Q4 25 | $308.1M | $318.4M | ||
| Q3 25 | $261.1M | $323.3M | ||
| Q2 25 | $247.5M | $306.0M | ||
| Q1 25 | $289.3M | $289.6M | ||
| Q4 24 | $292.6M | $261.9M | ||
| Q3 24 | $238.3M | $262.2M | ||
| Q2 24 | $227.5M | $255.9M | ||
| Q1 24 | $274.7M | $254.7M |
净利润LOPEUBSI
| Q4 25 | $86.7M | $128.8M | ||
| Q3 25 | $16.3M | $130.7M | ||
| Q2 25 | $41.5M | $120.7M | ||
| Q1 25 | $71.6M | $84.3M | ||
| Q4 24 | $81.9M | $94.4M | ||
| Q3 24 | $41.5M | $95.3M | ||
| Q2 24 | $34.9M | $96.5M | ||
| Q1 24 | $68.0M | $86.8M |
营业利润率LOPEUBSI
| Q4 25 | 35.1% | 50.2% | ||
| Q3 25 | 6.9% | 50.9% | ||
| Q2 25 | 20.9% | 49.7% | ||
| Q1 25 | 30.4% | 36.9% | ||
| Q4 24 | 34.2% | 46.2% | ||
| Q3 24 | 20.2% | 45.7% | ||
| Q2 24 | 18.8% | 45.1% | ||
| Q1 24 | 30.8% | 42.5% |
净利率LOPEUBSI
| Q4 25 | 28.1% | 40.5% | ||
| Q3 25 | 6.2% | 40.4% | ||
| Q2 25 | 16.8% | 39.5% | ||
| Q1 25 | 24.8% | 29.1% | ||
| Q4 24 | 28.0% | 36.0% | ||
| Q3 24 | 17.4% | 36.3% | ||
| Q2 24 | 15.3% | 37.7% | ||
| Q1 24 | 24.8% | 34.1% |
每股收益（稀释后）LOPEUBSI
| Q4 25 | $3.13 | $0.91 | ||
| Q3 25 | $0.58 | $0.92 | ||
| Q2 25 | $1.48 | $0.85 | ||
| Q1 25 | $2.52 | $0.59 | ||
| Q4 24 | $2.83 | $0.70 | ||
| Q3 24 | $1.42 | $0.70 | ||
| Q2 24 | $1.19 | $0.71 | ||
| Q1 24 | $2.29 | $0.64 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $111.8M | — |
| 总债务越低越好 | — | $531.8M |
| 股东权益账面价值 | $746.9M | $5.5B |
| 总资产 | $992.3M | $33.7B |
| 负债/权益比越低杠杆越低 | — | 0.10× |
8季度趋势，按日历期对齐
现金及短期投资LOPEUBSI
| Q4 25 | $111.8M | — | ||
| Q3 25 | $97.3M | — | ||
| Q2 25 | $192.3M | — | ||
| Q1 25 | $144.5M | — | ||
| Q4 24 | $324.6M | — | ||
| Q3 24 | $263.6M | — | ||
| Q2 24 | $241.3M | — | ||
| Q1 24 | $196.2M | — |
总债务LOPEUBSI
| Q4 25 | — | $531.8M | ||
| Q3 25 | — | $250.0M | ||
| Q2 25 | — | $250.0M | ||
| Q1 25 | — | $250.0M | ||
| Q4 24 | — | $540.4M | ||
| Q3 24 | — | $260.3M | ||
| Q2 24 | — | $1.2B | ||
| Q1 24 | — | $1.5B |
股东权益LOPEUBSI
| Q4 25 | $746.9M | $5.5B | ||
| Q3 25 | $758.0M | $5.4B | ||
| Q2 25 | $778.0M | $5.4B | ||
| Q1 25 | $780.7M | $5.3B | ||
| Q4 24 | $783.9M | $5.0B | ||
| Q3 24 | $764.1M | $5.0B | ||
| Q2 24 | $759.2M | $4.9B | ||
| Q1 24 | $759.4M | $4.8B |
总资产LOPEUBSI
| Q4 25 | $992.3M | $33.7B | ||
| Q3 25 | $1.0B | $33.4B | ||
| Q2 25 | $1.0B | $32.8B | ||
| Q1 25 | $1.0B | $32.8B | ||
| Q4 24 | $1.0B | $30.0B | ||
| Q3 24 | $992.9M | $29.9B | ||
| Q2 24 | $992.7M | $30.0B | ||
| Q1 24 | $1.0B | $30.0B |
负债/权益比LOPEUBSI
| Q4 25 | — | 0.10× | ||
| Q3 25 | — | 0.05× | ||
| Q2 25 | — | 0.05× | ||
| Q1 25 | — | 0.05× | ||
| Q4 24 | — | 0.11× | ||
| Q3 24 | — | 0.05× | ||
| Q2 24 | — | 0.25× | ||
| Q1 24 | — | 0.30× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $130.5M | $498.9M |
| 自由现金流经营现金流 - 资本支出 | $122.9M | $481.2M |
| 自由现金流率自由现金流/营收 | 39.9% | 151.1% |
| 资本支出强度资本支出/营收 | 2.5% | 5.6% |
| 现金转化率经营现金流/净利润 | 1.50× | 3.87× |
| 过去12个月自由现金流最近4个季度 | $238.6M | $828.9M |
8季度趋势，按日历期对齐
经营现金流LOPEUBSI
| Q4 25 | $130.5M | $498.9M | ||
| Q3 25 | $-48.6M | $150.6M | ||
| Q2 25 | $124.0M | $89.4M | ||
| Q1 25 | $67.6M | $120.0M | ||
| Q4 24 | $135.8M | $445.5M | ||
| Q3 24 | $-29.4M | $123.6M | ||
| Q2 24 | $98.6M | $61.2M | ||
| Q1 24 | $85.0M | $124.4M |
自由现金流LOPEUBSI
| Q4 25 | $122.9M | $481.2M | ||
| Q3 25 | $-58.3M | $146.4M | ||
| Q2 25 | $115.4M | $85.2M | ||
| Q1 25 | $58.7M | $116.1M | ||
| Q4 24 | $126.1M | $433.3M | ||
| Q3 24 | $-39.0M | $122.0M | ||
| Q2 24 | $89.6M | $58.2M | ||
| Q1 24 | $76.0M | $119.6M |
自由现金流率LOPEUBSI
| Q4 25 | 39.9% | 151.1% | ||
| Q3 25 | -22.3% | 45.3% | ||
| Q2 25 | 46.6% | 27.8% | ||
| Q1 25 | 20.3% | 40.1% | ||
| Q4 24 | 43.1% | 165.4% | ||
| Q3 24 | -16.3% | 46.5% | ||
| Q2 24 | 39.4% | 22.7% | ||
| Q1 24 | 27.7% | 47.0% |
资本支出强度LOPEUBSI
| Q4 25 | 2.5% | 5.6% | ||
| Q3 25 | 3.7% | 1.3% | ||
| Q2 25 | 3.5% | 1.4% | ||
| Q1 25 | 3.1% | 1.3% | ||
| Q4 24 | 3.3% | 4.6% | ||
| Q3 24 | 4.0% | 0.6% | ||
| Q2 24 | 3.9% | 1.2% | ||
| Q1 24 | 3.3% | 1.9% |
现金转化率LOPEUBSI
| Q4 25 | 1.50× | 3.87× | ||
| Q3 25 | -2.99× | 1.15× | ||
| Q2 25 | 2.98× | 0.74× | ||
| Q1 25 | 0.94× | 1.42× | ||
| Q4 24 | 1.66× | 4.72× | ||
| Q3 24 | -0.71× | 1.30× | ||
| Q2 24 | 2.83× | 0.63× | ||
| Q1 24 | 1.25× | 1.43× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
