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Masco（MAS）与SELECTIVE INSURANCE GROUP INC（SIGI）财务数据对比。点击上方公司名可切换其他公司
Masco的季度营收约是SELECTIVE INSURANCE GROUP INC的1.4倍（$1.9B vs $1.4B），Masco净利率更高（11.9% vs 7.2%，领先4.7%），Masco同比增速更快（6.5% vs 5.7%），过去两年SELECTIVE INSURANCE GROUP INC的营收复合增速更高（6.6% vs -4.2%）
美国家居建材企业Masco主营家装及新建住宅市场相关产品，旗下拥有20余家子公司，在全球运营近80座生产工厂，其中美国本土近60座，海外地区超20座。公司1969年于纽交所挂牌上市，后实现快速增长，成功跻身美国财富500强榜单。
Selective保险集团是总部位于美国的保险控股企业，提供财产险、意外伤害险等多元保险产品，涵盖个人车险、住宅险、商业财产险、责任险、工伤补偿险等品类，主要服务美国境内的中小型企业、个人消费者及非营利组织，通过独立保险代理网络分销。
MAS vs SIGI — 直观对比
营收规模更大
MAS
是对方的1.4倍
$1.4B
营收增速更快
MAS
高出0.8%
5.7%
净利率更高
MAS
高出4.7%
7.2%
两年增速更快
SIGI
近两年复合增速
-4.2%
损益表 — Q1 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $1.9B | $1.4B |
| 净利润 | $228.0M | $97.7M |
| 毛利率 | 35.8% | — |
| 营业利润率 | 16.5% | — |
| 净利率 | 11.9% | 7.2% |
| 营收同比 | 6.5% | 5.7% |
| 净利润同比 | 14.5% | -37.0% |
| 每股收益（稀释后） | — | $1.58 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收MASSIGI
| Q1 26 | $1.9B | $1.4B | ||
| Q4 25 | $1.8B | $1.4B | ||
| Q3 25 | $1.9B | $1.4B | ||
| Q2 25 | $2.1B | $1.3B | ||
| Q1 25 | $1.8B | $1.3B | ||
| Q4 24 | $1.8B | $1.3B | ||
| Q3 24 | $2.0B | $1.2B | ||
| Q2 24 | $2.1B | $1.2B |
净利润MASSIGI
| Q1 26 | $228.0M | $97.7M | ||
| Q4 25 | $165.0M | $155.2M | ||
| Q3 25 | $189.0M | $115.3M | ||
| Q2 25 | $270.0M | $85.9M | ||
| Q1 25 | $186.0M | $109.9M | ||
| Q4 24 | $182.0M | $95.5M | ||
| Q3 24 | $167.0M | $92.3M | ||
| Q2 24 | $258.0M | $-63.3M |
毛利率MASSIGI
| Q1 26 | 35.8% | — | ||
| Q4 25 | 33.9% | — | ||
| Q3 25 | 34.2% | — | ||
| Q2 25 | 37.6% | — | ||
| Q1 25 | 35.8% | — | ||
| Q4 24 | 34.8% | — | ||
| Q3 24 | 36.6% | — | ||
| Q2 24 | 37.5% | — |
营业利润率MASSIGI
| Q1 26 | 16.5% | — | ||
| Q4 25 | 13.8% | 14.4% | ||
| Q3 25 | 15.8% | 10.7% | ||
| Q2 25 | 20.1% | 8.2% | ||
| Q1 25 | 15.9% | 10.8% | ||
| Q4 24 | 15.9% | 9.5% | ||
| Q3 24 | 18.0% | 9.4% | ||
| Q2 24 | 19.0% | -6.7% |
净利率MASSIGI
| Q1 26 | 11.9% | 7.2% | ||
| Q4 25 | 9.2% | 11.4% | ||
| Q3 25 | 9.9% | 8.5% | ||
| Q2 25 | 13.2% | 6.5% | ||
| Q1 25 | 10.3% | 8.6% | ||
| Q4 24 | 10.0% | 7.6% | ||
| Q3 24 | 8.4% | 7.4% | ||
| Q2 24 | 12.3% | -5.3% |
每股收益（稀释后）MASSIGI
| Q1 26 | — | $1.58 | ||
| Q4 25 | $0.81 | $2.52 | ||
| Q3 25 | $0.90 | $1.85 | ||
| Q2 25 | $1.28 | $1.36 | ||
| Q1 25 | $0.87 | $1.76 | ||
| Q4 24 | $0.85 | $1.53 | ||
| Q3 24 | $0.77 | $1.47 | ||
| Q2 24 | $1.17 | $-1.08 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $451.8M |
| 总债务越低越好 | $2.9B | $901.4M |
| 股东权益账面价值 | $27.0M | $3.6B |
| 总资产 | $5.2B | $15.3B |
| 负债/权益比越低杠杆越低 | 109.07× | 0.25× |
8季度趋势，按日历期对齐
现金及短期投资MASSIGI
| Q1 26 | — | $451.8M | ||
| Q4 25 | $647.0M | — | ||
| Q3 25 | $559.0M | — | ||
| Q2 25 | $390.0M | — | ||
| Q1 25 | $377.0M | — | ||
| Q4 24 | $634.0M | — | ||
| Q3 24 | $646.0M | — | ||
| Q2 24 | $398.0M | — |
总债务MASSIGI
| Q1 26 | $2.9B | $901.4M | ||
| Q4 25 | $2.9B | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $2.9B | $507.9M | ||
| Q3 24 | — | $508.2M | ||
| Q2 24 | — | $508.8M |
股东权益MASSIGI
| Q1 26 | $27.0M | $3.6B | ||
| Q4 25 | $-185.0M | $3.6B | ||
| Q3 25 | $-78.0M | $3.5B | ||
| Q2 25 | $-84.0M | $3.4B | ||
| Q1 25 | $-254.0M | $3.3B | ||
| Q4 24 | $-279.0M | $3.1B | ||
| Q3 24 | $-88.0M | $3.2B | ||
| Q2 24 | $-26.0M | $2.9B |
总资产MASSIGI
| Q1 26 | $5.2B | $15.3B | ||
| Q4 25 | $5.2B | $15.2B | ||
| Q3 25 | $5.3B | $15.0B | ||
| Q2 25 | $5.3B | $14.5B | ||
| Q1 25 | $5.1B | $14.2B | ||
| Q4 24 | $5.0B | $13.5B | ||
| Q3 24 | $5.3B | $13.5B | ||
| Q2 24 | $5.4B | $12.6B |
负债/权益比MASSIGI
| Q1 26 | 109.07× | 0.25× | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 0.16× | ||
| Q3 24 | — | 0.16× | ||
| Q2 24 | — | 0.17× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
