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MERCANTILE BANK CORP（MBWM）与PDF SOLUTIONS INC（PDFS）财务数据对比。点击上方公司名可切换其他公司
MERCANTILE BANK CORP的季度营收约是PDF SOLUTIONS INC的1.1倍（$67.6M vs $62.4M），MERCANTILE BANK CORP净利率更高（33.6% vs -0.1%，领先33.6%），过去两年PDF SOLUTIONS INC的营收复合增速更高（22.9% vs 9.1%）
泰米尔纳德商业银行（TMB）是一家印度银行，总部位于泰米尔纳德邦杜蒂戈林。该行始建于1921年，最初名为纳达尔银行，1962年11月更名为泰米尔纳德商业银行，以拓展纳达尔社群以外的业务。目前该银行在印度全境拥有600家全功能网点、12个区域办事处及各类配套服务中心与自助设施。
PDF Solutions Inc是一家总部位于美国加利福尼亚州圣克拉拉的跨国企业，主营软件业务与工程技术服务，目前在纳斯达克交易所挂牌上市，股票代码为PDFS。
MBWM vs PDFS — 直观对比
营收规模更大
MBWM
是对方的1.1倍
$62.4M
净利率更高
MBWM
高出33.6%
-0.1%
两年增速更快
PDFS
近两年复合增速
9.1%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $67.6M | $62.4M |
| 净利润 | $22.7M | $-48.0K |
| 毛利率 | — | 72.9% |
| 营业利润率 | — | 5.5% |
| 净利率 | 33.6% | -0.1% |
| 营收同比 | — | 24.6% |
| 净利润同比 | 16.1% | -108.9% |
| 每股收益（稀释后） | $1.32 | $0.00 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收MBWMPDFS
| Q1 26 | $67.6M | — | ||
| Q4 25 | $62.1M | $62.4M | ||
| Q3 25 | $62.4M | $57.1M | ||
| Q2 25 | $60.9M | $51.7M | ||
| Q1 25 | $57.3M | $47.8M | ||
| Q4 24 | $58.5M | $50.1M | ||
| Q3 24 | $58.0M | $46.4M | ||
| Q2 24 | $56.8M | $41.7M |
净利润MBWMPDFS
| Q1 26 | $22.7M | — | ||
| Q4 25 | $22.8M | $-48.0K | ||
| Q3 25 | $23.8M | $1.3M | ||
| Q2 25 | $22.6M | $1.1M | ||
| Q1 25 | $19.5M | $-3.0M | ||
| Q4 24 | $19.6M | $539.0K | ||
| Q3 24 | $19.6M | $2.2M | ||
| Q2 24 | $18.8M | $1.7M |
毛利率MBWMPDFS
| Q1 26 | — | — | ||
| Q4 25 | — | 72.9% | ||
| Q3 25 | — | 72.3% | ||
| Q2 25 | — | 71.2% | ||
| Q1 25 | — | 72.9% | ||
| Q4 24 | — | 68.3% | ||
| Q3 24 | — | 73.1% | ||
| Q2 24 | — | 70.6% |
营业利润率MBWMPDFS
| Q1 26 | — | — | ||
| Q4 25 | 42.0% | 5.5% | ||
| Q3 25 | 44.0% | 8.5% | ||
| Q2 25 | 42.6% | 2.2% | ||
| Q1 25 | 42.0% | -7.4% | ||
| Q4 24 | 39.7% | 1.0% | ||
| Q3 24 | 42.4% | 4.6% | ||
| Q2 24 | 41.4% | 0.6% |
净利率MBWMPDFS
| Q1 26 | 33.6% | — | ||
| Q4 25 | 36.8% | -0.1% | ||
| Q3 25 | 38.1% | 2.3% | ||
| Q2 25 | 37.1% | 2.2% | ||
| Q1 25 | 34.1% | -6.3% | ||
| Q4 24 | 33.5% | 1.1% | ||
| Q3 24 | 33.8% | 4.8% | ||
| Q2 24 | 33.1% | 4.1% |
每股收益（稀释后）MBWMPDFS
| Q1 26 | $1.32 | — | ||
| Q4 25 | $1.41 | $0.00 | ||
| Q3 25 | $1.46 | $0.03 | ||
| Q2 25 | $1.39 | $0.03 | ||
| Q1 25 | $1.21 | $-0.08 | ||
| Q4 24 | $1.20 | $0.01 | ||
| Q3 24 | $1.22 | $0.06 | ||
| Q2 24 | $1.17 | $0.04 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $42.2M |
| 总债务越低越好 | $1.5M | $67.0M |
| 股东权益账面价值 | $736.9M | $271.0M |
| 总资产 | $6.9B | $418.7M |
| 负债/权益比越低杠杆越低 | 0.00× | 0.25× |
8季度趋势，按日历期对齐
现金及短期投资MBWMPDFS
| Q1 26 | — | — | ||
| Q4 25 | — | $42.2M | ||
| Q3 25 | — | $35.9M | ||
| Q2 25 | — | $40.4M | ||
| Q1 25 | — | $54.1M | ||
| Q4 24 | — | $114.9M | ||
| Q3 24 | — | $120.2M | ||
| Q2 24 | — | $117.9M |
总债务MBWMPDFS
| Q1 26 | $1.5M | — | ||
| Q4 25 | — | $67.0M | ||
| Q3 25 | — | $67.6M | ||
| Q2 25 | — | $68.1M | ||
| Q1 25 | — | $68.7M | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
股东权益MBWMPDFS
| Q1 26 | $736.9M | — | ||
| Q4 25 | $724.9M | $271.0M | ||
| Q3 25 | $657.6M | $264.4M | ||
| Q2 25 | $631.5M | $257.5M | ||
| Q1 25 | $608.3M | $249.0M | ||
| Q4 24 | $584.5M | $246.0M | ||
| Q3 24 | $583.3M | $240.5M | ||
| Q2 24 | $551.2M | $232.2M |
总资产MBWMPDFS
| Q1 26 | $6.9B | — | ||
| Q4 25 | $6.8B | $418.7M | ||
| Q3 25 | $6.3B | $406.4M | ||
| Q2 25 | $6.2B | $391.1M | ||
| Q1 25 | $6.1B | $390.0M | ||
| Q4 24 | $6.1B | $315.3M | ||
| Q3 24 | $5.9B | $307.4M | ||
| Q2 24 | $5.6B | $298.0M |
负债/权益比MBWMPDFS
| Q1 26 | 0.00× | — | ||
| Q4 25 | — | 0.25× | ||
| Q3 25 | — | 0.26× | ||
| Q2 25 | — | 0.26× | ||
| Q1 25 | — | 0.28× | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $17.3M |
| 自由现金流经营现金流 - 资本支出 | — | $7.5M |
| 自由现金流率自由现金流/营收 | — | 12.1% |
| 资本支出强度资本支出/营收 | — | 15.7% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $-8.6M |
8季度趋势，按日历期对齐
经营现金流MBWMPDFS
| Q1 26 | — | — | ||
| Q4 25 | $18.0M | $17.3M | ||
| Q3 25 | $23.1M | $3.3M | ||
| Q2 25 | $-7.8M | $-5.2M | ||
| Q1 25 | $-3.0M | $8.6M | ||
| Q4 24 | $101.1M | $1.6M | ||
| Q3 24 | $-8.1M | $9.3M | ||
| Q2 24 | $9.1M | $684.0K |
自由现金流MBWMPDFS
| Q1 26 | — | — | ||
| Q4 25 | — | $7.5M | ||
| Q3 25 | — | $-2.9M | ||
| Q2 25 | — | $-13.8M | ||
| Q1 25 | — | $535.0K | ||
| Q4 24 | — | $-4.0M | ||
| Q3 24 | — | $5.1M | ||
| Q2 24 | — | $-4.6M |
自由现金流率MBWMPDFS
| Q1 26 | — | — | ||
| Q4 25 | — | 12.1% | ||
| Q3 25 | — | -5.1% | ||
| Q2 25 | — | -26.6% | ||
| Q1 25 | — | 1.1% | ||
| Q4 24 | — | -8.0% | ||
| Q3 24 | — | 11.0% | ||
| Q2 24 | — | -11.1% |
资本支出强度MBWMPDFS
| Q1 26 | — | — | ||
| Q4 25 | — | 15.7% | ||
| Q3 25 | — | 10.8% | ||
| Q2 25 | — | 16.5% | ||
| Q1 25 | — | 17.0% | ||
| Q4 24 | — | 11.3% | ||
| Q3 24 | — | 9.0% | ||
| Q2 24 | — | 12.8% |
现金转化率MBWMPDFS
| Q1 26 | — | — | ||
| Q4 25 | 0.79× | — | ||
| Q3 25 | 0.97× | 2.54× | ||
| Q2 25 | -0.35× | -4.55× | ||
| Q1 25 | -0.15× | — | ||
| Q4 24 | 5.15× | 2.98× | ||
| Q3 24 | -0.41× | 4.20× | ||
| Q2 24 | 0.49× | 0.40× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
MBWM
| Net Interest Income | $55.9M | 83% |
| Noninterest Income | $11.7M | 17% |
PDFS
| Volumebased | $38.0M | 61% |
| Other | $24.4M | 39% |
