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MERCANTILE BANK CORP（MBWM）与RCI HOSPITALITY HOLDINGS, INC.（RICK）财务数据对比。点击上方公司名可切换其他公司
RCI HOSPITALITY HOLDINGS, INC.的季度营收约是MERCANTILE BANK CORP的1.0倍（$70.9M vs $67.6M），MERCANTILE BANK CORP净利率更高（33.6% vs -7.8%，领先41.3%），过去两年MERCANTILE BANK CORP的营收复合增速更高（9.1% vs -2.0%）
泰米尔纳德商业银行（TMB）是一家印度银行，总部位于泰米尔纳德邦杜蒂戈林。该行始建于1921年，最初名为纳达尔银行，1962年11月更名为泰米尔纳德商业银行，以拓展纳达尔社群以外的业务。目前该银行在印度全境拥有600家全功能网点、12个区域办事处及各类配套服务中心与自助设施。
RCI Hospitality控股通过子公司经营脱衣舞俱乐部、夜总会、运动酒吧与餐厅，同时还运营一家为成人俱乐部行业提供服务的传媒会展企业。公司于1995年完成首次公开募股上市，目前在纳斯达克全球市场挂牌交易。
MBWM vs RICK — 直观对比
营收规模更大
RICK
是对方的1.0倍
$67.6M
净利率更高
MBWM
高出41.3%
-7.8%
两年增速更快
MBWM
近两年复合增速
-2.0%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $67.6M | $70.9M |
| 净利润 | $22.7M | $-5.5M |
| 毛利率 | — | — |
| 营业利润率 | — | -0.7% |
| 净利率 | 33.6% | -7.8% |
| 营收同比 | — | -3.1% |
| 净利润同比 | 16.1% | -2354.9% |
| 每股收益（稀释后） | $1.32 | $-0.60 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收MBWMRICK
| Q1 26 | $67.6M | — | ||
| Q4 25 | $62.1M | — | ||
| Q3 25 | $62.4M | $70.9M | ||
| Q2 25 | $60.9M | $71.1M | ||
| Q1 25 | $57.3M | $65.9M | ||
| Q4 24 | $58.5M | $71.5M | ||
| Q3 24 | $58.0M | $73.2M | ||
| Q2 24 | $56.8M | $76.2M |
净利润MBWMRICK
| Q1 26 | $22.7M | — | ||
| Q4 25 | $22.8M | — | ||
| Q3 25 | $23.8M | $-5.5M | ||
| Q2 25 | $22.6M | $4.1M | ||
| Q1 25 | $19.5M | $3.2M | ||
| Q4 24 | $19.6M | $9.0M | ||
| Q3 24 | $19.6M | $244.0K | ||
| Q2 24 | $18.8M | $-5.2M |
营业利润率MBWMRICK
| Q1 26 | — | — | ||
| Q4 25 | 42.0% | — | ||
| Q3 25 | 44.0% | -0.7% | ||
| Q2 25 | 42.6% | 12.2% | ||
| Q1 25 | 42.0% | 12.4% | ||
| Q4 24 | 39.7% | 19.5% | ||
| Q3 24 | 42.4% | 4.8% | ||
| Q2 24 | 41.4% | -3.3% |
净利率MBWMRICK
| Q1 26 | 33.6% | — | ||
| Q4 25 | 36.8% | — | ||
| Q3 25 | 38.1% | -7.8% | ||
| Q2 25 | 37.1% | 5.7% | ||
| Q1 25 | 34.1% | 4.9% | ||
| Q4 24 | 33.5% | 12.6% | ||
| Q3 24 | 33.8% | 0.3% | ||
| Q2 24 | 33.1% | -6.9% |
每股收益（稀释后）MBWMRICK
| Q1 26 | $1.32 | — | ||
| Q4 25 | $1.41 | — | ||
| Q3 25 | $1.46 | $-0.60 | ||
| Q2 25 | $1.39 | $0.46 | ||
| Q1 25 | $1.21 | $0.36 | ||
| Q4 24 | $1.20 | $1.01 | ||
| Q3 24 | $1.22 | $0.04 | ||
| Q2 24 | $1.17 | $-0.56 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $33.7M |
| 总债务越低越好 | $1.5M | $238.2M |
| 股东权益账面价值 | $736.9M | $261.1M |
| 总资产 | $6.9B | $596.9M |
| 负债/权益比越低杠杆越低 | 0.00× | 0.91× |
8季度趋势，按日历期对齐
现金及短期投资MBWMRICK
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | $33.7M | ||
| Q2 25 | — | $29.3M | ||
| Q1 25 | — | $32.7M | ||
| Q4 24 | — | $34.7M | ||
| Q3 24 | — | $32.4M | ||
| Q2 24 | — | $34.9M |
总债务MBWMRICK
| Q1 26 | $1.5M | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | $238.2M | ||
| Q2 25 | — | $243.8M | ||
| Q1 25 | — | $244.1M | ||
| Q4 24 | — | — | ||
| Q3 24 | — | $241.1M | ||
| Q2 24 | — | — |
股东权益MBWMRICK
| Q1 26 | $736.9M | — | ||
| Q4 25 | $724.9M | — | ||
| Q3 25 | $657.6M | $261.1M | ||
| Q2 25 | $631.5M | $269.5M | ||
| Q1 25 | $608.3M | $268.8M | ||
| Q4 24 | $584.5M | $269.0M | ||
| Q3 24 | $583.3M | $263.4M | ||
| Q2 24 | $551.2M | $271.2M |
总资产MBWMRICK
| Q1 26 | $6.9B | — | ||
| Q4 25 | $6.8B | — | ||
| Q3 25 | $6.3B | $596.9M | ||
| Q2 25 | $6.2B | $597.4M | ||
| Q1 25 | $6.1B | $589.8M | ||
| Q4 24 | $6.1B | $586.2M | ||
| Q3 24 | $5.9B | $584.4M | ||
| Q2 24 | $5.6B | $601.0M |
负债/权益比MBWMRICK
| Q1 26 | 0.00× | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | 0.91× | ||
| Q2 25 | — | 0.90× | ||
| Q1 25 | — | 0.91× | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 0.92× | ||
| Q2 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $13.7M |
| 自由现金流经营现金流 - 资本支出 | — | $11.5M |
| 自由现金流率自由现金流/营收 | — | 16.2% |
| 资本支出强度资本支出/营收 | — | 3.2% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $34.9M |
8季度趋势，按日历期对齐
经营现金流MBWMRICK
| Q1 26 | — | — | ||
| Q4 25 | $18.0M | — | ||
| Q3 25 | $23.1M | $13.7M | ||
| Q2 25 | $-7.8M | $13.8M | ||
| Q1 25 | $-3.0M | $8.5M | ||
| Q4 24 | $101.1M | $13.3M | ||
| Q3 24 | $-8.1M | $15.7M | ||
| Q2 24 | $9.1M | $15.8M |
自由现金流MBWMRICK
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | $11.5M | ||
| Q2 25 | — | $10.1M | ||
| Q1 25 | — | $5.7M | ||
| Q4 24 | — | $7.6M | ||
| Q3 24 | — | $10.3M | ||
| Q2 24 | — | $9.3M |
自由现金流率MBWMRICK
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | 16.2% | ||
| Q2 25 | — | 14.2% | ||
| Q1 25 | — | 8.6% | ||
| Q4 24 | — | 10.6% | ||
| Q3 24 | — | 14.0% | ||
| Q2 24 | — | 12.3% |
资本支出强度MBWMRICK
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | 3.2% | ||
| Q2 25 | — | 5.2% | ||
| Q1 25 | — | 4.3% | ||
| Q4 24 | — | 8.0% | ||
| Q3 24 | — | 7.3% | ||
| Q2 24 | — | 8.4% |
现金转化率MBWMRICK
| Q1 26 | — | — | ||
| Q4 25 | 0.79× | — | ||
| Q3 25 | 0.97× | — | ||
| Q2 25 | -0.35× | 3.40× | ||
| Q1 25 | -0.15× | 2.65× | ||
| Q4 24 | 5.15× | 1.48× | ||
| Q3 24 | -0.41× | 64.14× | ||
| Q2 24 | 0.49× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
MBWM
| Net Interest Income | $55.9M | 83% |
| Noninterest Income | $11.7M | 17% |
RICK
| Transferred At Point In Time | $60.8M | 86% |
| Food And Merchandise | $10.4M | 15% |
