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M/I HOMES, INC.（MHO）与Regions Financial Corporation（RF）财务数据对比。点击上方公司名可切换其他公司
Regions Financial Corporation的季度营收约是M/I HOMES, INC.的1.6倍（$1.9B vs $1.1B），Regions Financial Corporation净利率更高（29.8% vs 5.6%，领先24.3%），Regions Financial Corporation同比增速更快（5.0% vs -4.8%），过去两年Regions Financial Corporation的营收复合增速更高（25.7% vs 4.7%）
M/I Homes是美国领先的住宅建筑企业，主要设计、建造及销售独栋住宅、联排住宅与复式公寓，业务覆盖美国多州，面向首次置业、改善型及高端置业群体，提供节能住宅产品与个性化定制服务。
Regions Financial Corporation是美国银行控股企业，总部位于阿拉巴马州伯明翰市。公司提供零售及商业银行、信托、股票经纪、抵押贷款等服务，旗下银行业务子公司Regions Bank在美国南部和中西部15个州运营约1300家营业网点和2000台自动柜员机，服务大量当地个人及企业客户。
MHO vs RF — 直观对比
营收规模更大
RF
是对方的1.6倍
$1.1B
营收增速更快
RF
高出9.8%
-4.8%
净利率更高
RF
高出24.3%
5.6%
两年增速更快
RF
近两年复合增速
4.7%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $1.1B | $1.9B |
| 净利润 | $64.0M | $559.0M |
| 毛利率 | 17.4% | — |
| 营业利润率 | 6.5% | — |
| 净利率 | 5.6% | 29.8% |
| 营收同比 | -4.8% | 5.0% |
| 净利润同比 | -52.1% | — |
| 每股收益（稀释后） | $2.42 | $0.62 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收MHORF
| Q1 26 | — | $1.9B | ||
| Q4 25 | $1.1B | $1.3B | ||
| Q3 25 | $1.1B | $1.3B | ||
| Q2 25 | $1.2B | $1.3B | ||
| Q1 25 | $976.1M | $1.2B | ||
| Q4 24 | $1.2B | $1.2B | ||
| Q3 24 | $1.1B | $1.2B | ||
| Q2 24 | $1.1B | $1.2B |
净利润MHORF
| Q1 26 | — | $559.0M | ||
| Q4 25 | $64.0M | $534.0M | ||
| Q3 25 | $106.5M | $569.0M | ||
| Q2 25 | $121.2M | $563.0M | ||
| Q1 25 | $111.2M | $490.0M | ||
| Q4 24 | $133.5M | $534.0M | ||
| Q3 24 | $145.4M | $490.0M | ||
| Q2 24 | $146.7M | $501.0M |
毛利率MHORF
| Q1 26 | — | — | ||
| Q4 25 | 17.4% | — | ||
| Q3 25 | 24.5% | — | ||
| Q2 25 | 24.7% | — | ||
| Q1 25 | 25.9% | — | ||
| Q4 24 | 24.6% | — | ||
| Q3 24 | 27.1% | — | ||
| Q2 24 | 27.9% | — |
营业利润率MHORF
| Q1 26 | — | — | ||
| Q4 25 | 6.5% | 55.3% | ||
| Q3 25 | 12.0% | 56.3% | ||
| Q2 25 | 13.4% | 56.1% | ||
| Q1 25 | 14.4% | 52.0% | ||
| Q4 24 | 13.6% | 53.4% | ||
| Q3 24 | 15.9% | 49.9% | ||
| Q2 24 | 16.8% | 52.7% |
净利率MHORF
| Q1 26 | — | 29.8% | ||
| Q4 25 | 5.6% | 41.7% | ||
| Q3 25 | 9.4% | 45.3% | ||
| Q2 25 | 10.4% | 44.7% | ||
| Q1 25 | 11.4% | 41.0% | ||
| Q4 24 | 11.1% | 43.4% | ||
| Q3 24 | 12.7% | 40.2% | ||
| Q2 24 | 13.2% | 42.2% |
每股收益（稀释后）MHORF
| Q1 26 | — | $0.62 | ||
| Q4 25 | $2.42 | $0.59 | ||
| Q3 25 | $3.92 | $0.61 | ||
| Q2 25 | $4.42 | $0.59 | ||
| Q1 25 | $3.98 | $0.51 | ||
| Q4 24 | $4.71 | $0.55 | ||
| Q3 24 | $5.10 | $0.49 | ||
| Q2 24 | $5.12 | $0.52 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | — |
| 总债务越低越好 | — | $6.3B |
| 股东权益账面价值 | $3.2B | $18.8B |
| 总资产 | $4.8B | $160.7B |
| 负债/权益比越低杠杆越低 | — | 0.34× |
8季度趋势，按日历期对齐
总债务MHORF
| Q1 26 | — | $6.3B | ||
| Q4 25 | — | $4.1B | ||
| Q3 25 | — | $4.8B | ||
| Q2 25 | — | $5.3B | ||
| Q1 25 | — | $6.0B | ||
| Q4 24 | — | $6.0B | ||
| Q3 24 | — | $6.0B | ||
| Q2 24 | — | $5.1B |
股东权益MHORF
| Q1 26 | — | $18.8B | ||
| Q4 25 | $3.2B | $19.0B | ||
| Q3 25 | $3.1B | $19.0B | ||
| Q2 25 | $3.1B | $18.7B | ||
| Q1 25 | $3.0B | $18.5B | ||
| Q4 24 | $2.9B | $17.9B | ||
| Q3 24 | $2.8B | $18.7B | ||
| Q2 24 | $2.7B | $17.2B |
总资产MHORF
| Q1 26 | — | $160.7B | ||
| Q4 25 | $4.8B | $158.8B | ||
| Q3 25 | $4.8B | $159.9B | ||
| Q2 25 | $4.7B | $159.2B | ||
| Q1 25 | $4.6B | $159.8B | ||
| Q4 24 | $4.5B | $157.3B | ||
| Q3 24 | $4.5B | $157.4B | ||
| Q2 24 | $4.3B | $154.1B |
负债/权益比MHORF
| Q1 26 | — | 0.34× | ||
| Q4 25 | — | 0.22× | ||
| Q3 25 | — | 0.25× | ||
| Q2 25 | — | 0.28× | ||
| Q1 25 | — | 0.32× | ||
| Q4 24 | — | 0.34× | ||
| Q3 24 | — | 0.32× | ||
| Q2 24 | — | 0.30× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-8.7M | — |
| 自由现金流经营现金流 - 资本支出 | $-13.0M | — |
| 自由现金流率自由现金流/营收 | -1.1% | — |
| 资本支出强度资本支出/营收 | 0.4% | — |
| 现金转化率经营现金流/净利润 | -0.14× | — |
| 过去12个月自由现金流最近4个季度 | $127.7M | — |
8季度趋势，按日历期对齐
经营现金流MHORF
| Q1 26 | — | — | ||
| Q4 25 | $-8.7M | $-319.0M | ||
| Q3 25 | $43.4M | $861.0M | ||
| Q2 25 | $37.8M | $573.0M | ||
| Q1 25 | $64.9M | $1.1B | ||
| Q4 24 | $104.4M | $-220.0M | ||
| Q3 24 | $-67.9M | $1.3B | ||
| Q2 24 | $27.5M | $161.0M |
自由现金流MHORF
| Q1 26 | — | — | ||
| Q4 25 | $-13.0M | — | ||
| Q3 25 | $42.0M | — | ||
| Q2 25 | $35.1M | — | ||
| Q1 25 | $63.5M | — | ||
| Q4 24 | $102.3M | — | ||
| Q3 24 | $-68.5M | — | ||
| Q2 24 | $22.0M | — |
自由现金流率MHORF
| Q1 26 | — | — | ||
| Q4 25 | -1.1% | — | ||
| Q3 25 | 3.7% | — | ||
| Q2 25 | 3.0% | — | ||
| Q1 25 | 6.5% | — | ||
| Q4 24 | 8.5% | — | ||
| Q3 24 | -6.0% | — | ||
| Q2 24 | 2.0% | — |
资本支出强度MHORF
| Q1 26 | — | — | ||
| Q4 25 | 0.4% | — | ||
| Q3 25 | 0.1% | — | ||
| Q2 25 | 0.2% | — | ||
| Q1 25 | 0.1% | — | ||
| Q4 24 | 0.2% | — | ||
| Q3 24 | 0.1% | — | ||
| Q2 24 | 0.5% | — |
现金转化率MHORF
| Q1 26 | — | — | ||
| Q4 25 | -0.14× | -0.60× | ||
| Q3 25 | 0.41× | 1.51× | ||
| Q2 25 | 0.31× | 1.02× | ||
| Q1 25 | 0.58× | 2.18× | ||
| Q4 24 | 0.78× | -0.41× | ||
| Q3 24 | -0.47× | 2.57× | ||
| Q2 24 | 0.19× | 0.32× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
MHO
| Southern Homebuilding | $615.6M | 54% |
| Northern Homebuilding | $503.9M | 44% |
| Financial Service | $27.8M | 2% |
| Land | $4.7M | 0% |
RF
暂无分部数据
