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Marqeta, Inc.（MQ）与WSFS FINANCIAL CORP（WSFS）财务数据对比。点击上方公司名可切换其他公司
WSFS FINANCIAL CORP的季度营收约是Marqeta, Inc.的1.7倍（$275.3M vs $165.8M），WSFS FINANCIAL CORP净利率更高（31.5% vs 4.7%，领先26.8%），Marqeta, Inc.同比增速更快（19.0% vs 7.5%），过去两年Marqeta, Inc.的营收复合增速更高（15.0% vs 1.7%）
Marqeta, Inc.运营云原生开放API平台，提供现代发卡与数字支付处理服务，可赋能金融科技初创企业、大型零售商及企业客户推出定制化实体、虚拟支付卡及嵌入式金融解决方案，服务覆盖全球消费及商业市场。
WSFS金融集团是一家金融服务企业，核心子公司WSFS银行是总部位于特拉华州及大特拉华谷地区规模最大、经营历史最久的本地管理银行与财富管理机构。集团共运营115个网点，其中88个为银行网点，分布在宾夕法尼亚、特拉华、新泽西、佛罗里达、弗吉尼亚、内华达六州，提供全面金融服务。
MQ vs WSFS — 直观对比
营收规模更大
WSFS
是对方的1.7倍
$165.8M
营收增速更快
MQ
高出11.5%
7.5%
净利率更高
WSFS
高出26.8%
4.7%
两年增速更快
MQ
近两年复合增速
1.7%
损益表 — Q1 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $165.8M | $275.3M |
| 净利润 | $7.8M | $86.8M |
| 毛利率 | 70.9% | — |
| 营业利润率 | 30.3% | — |
| 净利率 | 4.7% | 31.5% |
| 营收同比 | 19.0% | 7.5% |
| 净利润同比 | 194.8% | 31.7% |
| 每股收益（稀释后） | $0.02 | $1.64 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收MQWSFS
| Q1 26 | $165.8M | $275.3M | ||
| Q4 25 | $172.1M | $271.9M | ||
| Q3 25 | $163.3M | $270.5M | ||
| Q2 25 | $150.4M | $267.5M | ||
| Q1 25 | $139.1M | $256.1M | ||
| Q4 24 | $135.8M | $261.5M | ||
| Q3 24 | $128.0M | $267.7M | ||
| Q2 24 | $125.3M | $266.0M |
净利润MQWSFS
| Q1 26 | $7.8M | $86.8M | ||
| Q4 25 | — | $72.7M | ||
| Q3 25 | $-3.6M | $76.4M | ||
| Q2 25 | $-647.0K | $72.3M | ||
| Q1 25 | $-8.3M | $65.9M | ||
| Q4 24 | — | $64.2M | ||
| Q3 24 | $-28.6M | $64.4M | ||
| Q2 24 | $119.1M | $69.3M |
毛利率MQWSFS
| Q1 26 | 70.9% | — | ||
| Q4 25 | 69.7% | — | ||
| Q3 25 | 70.1% | — | ||
| Q2 25 | 69.2% | — | ||
| Q1 25 | 71.0% | — | ||
| Q4 24 | 72.3% | — | ||
| Q3 24 | 70.4% | — | ||
| Q2 24 | 63.3% | — |
营业利润率MQWSFS
| Q1 26 | 30.3% | — | ||
| Q4 25 | -4.8% | 35.8% | ||
| Q3 25 | -6.4% | 37.3% | ||
| Q2 25 | -6.1% | 35.7% | ||
| Q1 25 | -13.3% | 34.0% | ||
| Q4 24 | -27.6% | 32.3% | ||
| Q3 24 | -33.0% | 31.9% | ||
| Q2 24 | 83.9% | 34.0% |
净利率MQWSFS
| Q1 26 | 4.7% | 31.5% | ||
| Q4 25 | — | 26.7% | ||
| Q3 25 | -2.2% | 28.3% | ||
| Q2 25 | -0.4% | 27.0% | ||
| Q1 25 | -5.9% | 25.7% | ||
| Q4 24 | — | 24.6% | ||
| Q3 24 | -22.4% | 24.1% | ||
| Q2 24 | 95.1% | 26.0% |
每股收益（稀释后）MQWSFS
| Q1 26 | $0.02 | $1.64 | ||
| Q4 25 | — | $1.33 | ||
| Q3 25 | — | $1.37 | ||
| Q2 25 | — | $1.27 | ||
| Q1 25 | — | $1.12 | ||
| Q4 24 | — | $1.08 | ||
| Q3 24 | — | $1.08 | ||
| Q2 24 | — | $1.16 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $712.1M | — |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $742.3M | $2.7B |
| 总资产 | $1.5B | $22.1B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资MQWSFS
| Q1 26 | $712.1M | — | ||
| Q4 25 | $709.4M | $1.7B | ||
| Q3 25 | $747.2M | — | ||
| Q2 25 | $732.7M | — | ||
| Q1 25 | $830.9M | — | ||
| Q4 24 | $923.0M | $1.2B | ||
| Q3 24 | $886.4M | — | ||
| Q2 24 | $924.7M | — |
股东权益MQWSFS
| Q1 26 | $742.3M | $2.7B | ||
| Q4 25 | $762.0M | $2.7B | ||
| Q3 25 | $839.2M | $2.8B | ||
| Q2 25 | $843.4M | $2.7B | ||
| Q1 25 | $987.3M | $2.7B | ||
| Q4 24 | $1.1B | $2.6B | ||
| Q3 24 | $1.1B | $2.7B | ||
| Q2 24 | $1.1B | $2.5B |
总资产MQWSFS
| Q1 26 | $1.5B | $22.1B | ||
| Q4 25 | $1.5B | $21.3B | ||
| Q3 25 | $1.5B | $20.8B | ||
| Q2 25 | $1.2B | $20.8B | ||
| Q1 25 | $1.3B | $20.5B | ||
| Q4 24 | $1.5B | $20.8B | ||
| Q3 24 | $1.4B | $20.9B | ||
| Q2 24 | $1.5B | $20.7B |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
