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OFG BANCORP（OFG）与Purple Innovation, Inc.（PRPL）财务数据对比。点击上方公司名可切换其他公司
OFG BANCORP的季度营收约是Purple Innovation, Inc.的1.3倍（$184.3M vs $140.7M），OFG BANCORP净利率更高（30.3% vs -2.3%，领先32.6%），Purple Innovation, Inc.同比增速更快（9.1% vs 0.9%），OFG BANCORP自由现金流更多（$199.3M vs $-7.8M），过去两年Purple Innovation, Inc.的营收复合增速更高（8.3% vs 2.8%）
OFG Bancorp成立于1964年，总部位于波多黎各圣胡安，是东方银行的金融控股公司。公司通过东方银行、东方金融服务有限责任公司、东方保险有限责任公司等核心子公司，主要面向波多黎各和美属维尔京群岛市场，提供多元化的零售与商业银行、贷款、财富管理相关产品、服务及技术解决方案。
Purple Carrot是一家总部位于马萨诸塞州尼达姆市的全植物性餐包品牌，由安迪·莱维特创立，每周为订阅用户提供预制餐品和自制餐包。据《大都会》2022年报道，对比美式标准餐食，该品牌每份餐包的碳排放量可降低72%，主打低碳环保的纯植物饮食方案。
OFG vs PRPL — 直观对比
营收规模更大
OFG
是对方的1.3倍
$140.7M
营收增速更快
PRPL
高出8.2%
0.9%
净利率更高
OFG
高出32.6%
-2.3%
自由现金流更多
OFG
多$207.1M
$-7.8M
两年增速更快
PRPL
近两年复合增速
2.8%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $184.3M | $140.7M |
| 净利润 | $55.9M | $-3.2M |
| 毛利率 | — | 41.9% |
| 营业利润率 | 25.7% | -1.6% |
| 净利率 | 30.3% | -2.3% |
| 营收同比 | 0.9% | 9.1% |
| 净利润同比 | 11.0% | 62.1% |
| 每股收益（稀释后） | $1.27 | $0.03 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收OFGPRPL
| Q4 25 | $184.3M | $140.7M | ||
| Q3 25 | $186.2M | $118.8M | ||
| Q2 25 | $182.4M | $105.1M | ||
| Q1 25 | $178.6M | $104.2M | ||
| Q4 24 | $182.7M | $129.0M | ||
| Q3 24 | $174.7M | $118.6M | ||
| Q2 24 | $179.8M | $120.3M | ||
| Q1 24 | $174.4M | $120.0M |
净利润OFGPRPL
| Q4 25 | $55.9M | $-3.2M | ||
| Q3 25 | $51.8M | $-11.7M | ||
| Q2 25 | $51.8M | $-17.3M | ||
| Q1 25 | $45.6M | $-19.1M | ||
| Q4 24 | $50.3M | $-8.5M | ||
| Q3 24 | $47.0M | $-39.2M | ||
| Q2 24 | $51.1M | $27.0K | ||
| Q1 24 | $49.7M | $-50.2M |
毛利率OFGPRPL
| Q4 25 | — | 41.9% | ||
| Q3 25 | — | 42.8% | ||
| Q2 25 | — | 35.9% | ||
| Q1 25 | — | 39.4% | ||
| Q4 24 | — | 42.9% | ||
| Q3 24 | — | 29.7% | ||
| Q2 24 | — | 40.7% | ||
| Q1 24 | — | 34.8% |
营业利润率OFGPRPL
| Q4 25 | 25.7% | -1.6% | ||
| Q3 25 | 33.0% | -10.2% | ||
| Q2 25 | 36.1% | -13.5% | ||
| Q1 25 | 33.3% | -13.9% | ||
| Q4 24 | 28.9% | -6.0% | ||
| Q3 24 | 35.4% | -39.5% | ||
| Q2 24 | 39.6% | -12.1% | ||
| Q1 24 | 38.9% | -19.3% |
净利率OFGPRPL
| Q4 25 | 30.3% | -2.3% | ||
| Q3 25 | 27.8% | -9.9% | ||
| Q2 25 | 28.4% | -16.5% | ||
| Q1 25 | 25.5% | -18.4% | ||
| Q4 24 | 27.6% | -6.6% | ||
| Q3 24 | 26.9% | -33.1% | ||
| Q2 24 | 28.4% | 0.0% | ||
| Q1 24 | 28.5% | -41.8% |
每股收益（稀释后）OFGPRPL
| Q4 25 | $1.27 | $0.03 | ||
| Q3 25 | $1.16 | $0.11 | ||
| Q2 25 | $1.15 | $0.16 | ||
| Q1 25 | $1.00 | $0.18 | ||
| Q4 24 | $1.10 | $0.08 | ||
| Q3 24 | $1.00 | $0.36 | ||
| Q2 24 | $1.08 | $0.00 | ||
| Q1 24 | $1.05 | $0.47 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $1.0B | $24.3M |
| 总债务越低越好 | — | $126.7M |
| 股东权益账面价值 | $1.4B | $-29.7M |
| 总资产 | $12.5B | $296.3M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资OFGPRPL
| Q4 25 | $1.0B | $24.3M | ||
| Q3 25 | $740.3M | $32.4M | ||
| Q2 25 | $851.8M | $34.2M | ||
| Q1 25 | $710.6M | $21.6M | ||
| Q4 24 | $591.1M | $29.0M | ||
| Q3 24 | $680.6M | $23.4M | ||
| Q2 24 | $740.4M | $23.4M | ||
| Q1 24 | $754.4M | $34.5M |
总债务OFGPRPL
| Q4 25 | — | $126.7M | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $70.7M | ||
| Q3 24 | — | $50.8M | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
股东权益OFGPRPL
| Q4 25 | $1.4B | $-29.7M | ||
| Q3 25 | $1.4B | $-26.9M | ||
| Q2 25 | $1.3B | $-15.6M | ||
| Q1 25 | $1.3B | $1.3M | ||
| Q4 24 | $1.3B | $20.2M | ||
| Q3 24 | $1.3B | $28.0M | ||
| Q2 24 | $1.2B | $66.4M | ||
| Q1 24 | $1.2B | $65.5M |
总资产OFGPRPL
| Q4 25 | $12.5B | $296.3M | ||
| Q3 25 | $12.2B | $302.1M | ||
| Q2 25 | $12.2B | $303.8M | ||
| Q1 25 | $11.7B | $293.8M | ||
| Q4 24 | $11.5B | $307.8M | ||
| Q3 24 | $11.5B | $309.3M | ||
| Q2 24 | $11.3B | $362.1M | ||
| Q1 24 | $11.2B | $382.1M |
负债/权益比OFGPRPL
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 3.50× | ||
| Q3 24 | — | 1.82× | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $217.7M | $-5.8M |
| 自由现金流经营现金流 - 资本支出 | $199.3M | $-7.8M |
| 自由现金流率自由现金流/营收 | 108.1% | -5.5% |
| 资本支出强度资本支出/营收 | 10.0% | 1.4% |
| 现金转化率经营现金流/净利润 | 3.90× | — |
| 过去12个月自由现金流最近4个季度 | $345.4M | $-41.9M |
8季度趋势，按日历期对齐
经营现金流OFGPRPL
| Q4 25 | $217.7M | $-5.8M | ||
| Q3 25 | $39.5M | $-968.0K | ||
| Q2 25 | $35.9M | $-4.0M | ||
| Q1 25 | $83.1M | $-23.1M | ||
| Q4 24 | $252.5M | $6.8M | ||
| Q3 24 | $58.1M | $1.1M | ||
| Q2 24 | $95.1M | $-8.9M | ||
| Q1 24 | $61.0M | $-16.8M |
自由现金流OFGPRPL
| Q4 25 | $199.3M | $-7.8M | ||
| Q3 25 | $35.5M | $-1.8M | ||
| Q2 25 | $31.8M | $-7.0M | ||
| Q1 25 | $78.7M | $-25.3M | ||
| Q4 24 | $231.2M | $5.7M | ||
| Q3 24 | $51.8M | $101.0K | ||
| Q2 24 | $90.4M | $-11.0M | ||
| Q1 24 | $54.8M | $-19.9M |
自由现金流率OFGPRPL
| Q4 25 | 108.1% | -5.5% | ||
| Q3 25 | 19.1% | -1.5% | ||
| Q2 25 | 17.4% | -6.6% | ||
| Q1 25 | 44.1% | -24.3% | ||
| Q4 24 | 126.5% | 4.4% | ||
| Q3 24 | 29.6% | 0.1% | ||
| Q2 24 | 50.3% | -9.2% | ||
| Q1 24 | 31.4% | -16.5% |
资本支出强度OFGPRPL
| Q4 25 | 10.0% | 1.4% | ||
| Q3 25 | 2.1% | 0.7% | ||
| Q2 25 | 2.3% | 2.8% | ||
| Q1 25 | 2.4% | 2.2% | ||
| Q4 24 | 11.7% | 0.8% | ||
| Q3 24 | 3.6% | 0.9% | ||
| Q2 24 | 2.6% | 1.7% | ||
| Q1 24 | 3.5% | 2.5% |
现金转化率OFGPRPL
| Q4 25 | 3.90× | — | ||
| Q3 25 | 0.76× | — | ||
| Q2 25 | 0.69× | — | ||
| Q1 25 | 1.82× | — | ||
| Q4 24 | 5.02× | — | ||
| Q3 24 | 1.24× | — | ||
| Q2 24 | 1.86× | -330.22× | ||
| Q1 24 | 1.23× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
OFG
暂无分部数据
PRPL
| Cost Of Revenues | $81.7M | 58% |
| Other | $59.0M | 42% |
