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OFG BANCORP（OFG）与Rapid7, Inc.（RPD）财务数据对比。点击上方公司名可切换其他公司
Rapid7, Inc.的季度营收约是OFG BANCORP的1.2倍（$217.4M vs $184.3M），OFG BANCORP净利率更高（30.3% vs 1.4%，领先28.9%），OFG BANCORP同比增速更快（0.9% vs 0.5%），OFG BANCORP自由现金流更多（$199.3M vs $36.4M），过去两年Rapid7, Inc.的营收复合增速更高（3.0% vs 2.8%）
OFG Bancorp成立于1964年，总部位于波多黎各圣胡安，是东方银行的金融控股公司。公司通过东方银行、东方金融服务有限责任公司、东方保险有限责任公司等核心子公司，主要面向波多黎各和美属维尔京群岛市场，提供多元化的零售与商业银行、贷款、财富管理相关产品、服务及技术解决方案。
Rapid7是全球领先的网络安全企业，提供漏洞管理、威胁检测与响应、云安全、安全分析等全系列安全解决方案，服务全球科技、医疗、金融、制造等行业的各类规模企业及公共部门客户，助力客户高效识别、应对和缓解网络安全风险。
OFG vs RPD — 直观对比
营收规模更大
RPD
是对方的1.2倍
$184.3M
营收增速更快
OFG
高出0.4%
0.5%
净利率更高
OFG
高出28.9%
1.4%
自由现金流更多
OFG
多$162.9M
$36.4M
两年增速更快
RPD
近两年复合增速
2.8%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $184.3M | $217.4M |
| 净利润 | $55.9M | $3.1M |
| 毛利率 | — | 68.9% |
| 营业利润率 | 25.7% | 1.0% |
| 净利率 | 30.3% | 1.4% |
| 营收同比 | 0.9% | 0.5% |
| 净利润同比 | 11.0% | 44.1% |
| 每股收益（稀释后） | $1.27 | $0.05 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收OFGRPD
| Q4 25 | $184.3M | $217.4M | ||
| Q3 25 | $186.2M | $218.0M | ||
| Q2 25 | $182.4M | $214.2M | ||
| Q1 25 | $178.6M | $210.3M | ||
| Q4 24 | $182.7M | $216.3M | ||
| Q3 24 | $174.7M | $214.7M | ||
| Q2 24 | $179.8M | $208.0M | ||
| Q1 24 | $174.4M | $205.1M |
净利润OFGRPD
| Q4 25 | $55.9M | $3.1M | ||
| Q3 25 | $51.8M | $9.8M | ||
| Q2 25 | $51.8M | $8.3M | ||
| Q1 25 | $45.6M | $2.1M | ||
| Q4 24 | $50.3M | $2.2M | ||
| Q3 24 | $47.0M | $15.4M | ||
| Q2 24 | $51.1M | $6.5M | ||
| Q1 24 | $49.7M | $1.4M |
毛利率OFGRPD
| Q4 25 | — | 68.9% | ||
| Q3 25 | — | 70.2% | ||
| Q2 25 | — | 70.6% | ||
| Q1 25 | — | 71.7% | ||
| Q4 24 | — | 69.5% | ||
| Q3 24 | — | 70.6% | ||
| Q2 24 | — | 70.7% | ||
| Q1 24 | — | 70.3% |
营业利润率OFGRPD
| Q4 25 | 25.7% | 1.0% | ||
| Q3 25 | 33.0% | 2.7% | ||
| Q2 25 | 36.1% | 1.6% | ||
| Q1 25 | 33.3% | -0.0% | ||
| Q4 24 | 28.9% | 3.4% | ||
| Q3 24 | 35.4% | 6.0% | ||
| Q2 24 | 39.6% | 2.5% | ||
| Q1 24 | 38.9% | 4.7% |
净利率OFGRPD
| Q4 25 | 30.3% | 1.4% | ||
| Q3 25 | 27.8% | 4.5% | ||
| Q2 25 | 28.4% | 3.9% | ||
| Q1 25 | 25.5% | 1.0% | ||
| Q4 24 | 27.6% | 1.0% | ||
| Q3 24 | 26.9% | 7.2% | ||
| Q2 24 | 28.4% | 3.1% | ||
| Q1 24 | 28.5% | 0.7% |
每股收益（稀释后）OFGRPD
| Q4 25 | $1.27 | $0.05 | ||
| Q3 25 | $1.16 | $0.15 | ||
| Q2 25 | $1.15 | $0.13 | ||
| Q1 25 | $1.00 | $0.03 | ||
| Q4 24 | $1.10 | $0.08 | ||
| Q3 24 | $1.00 | $0.21 | ||
| Q2 24 | $1.08 | $0.09 | ||
| Q1 24 | $1.05 | $0.02 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $1.0B | $474.7M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $1.4B | $154.7M |
| 总资产 | $12.5B | $1.7B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资OFGRPD
| Q4 25 | $1.0B | $474.7M | ||
| Q3 25 | $740.3M | $407.1M | ||
| Q2 25 | $851.8M | $511.7M | ||
| Q1 25 | $710.6M | $493.5M | ||
| Q4 24 | $591.1M | $521.7M | ||
| Q3 24 | $680.6M | $443.7M | ||
| Q2 24 | $740.4M | $442.6M | ||
| Q1 24 | $754.4M | $411.7M |
股东权益OFGRPD
| Q4 25 | $1.4B | $154.7M | ||
| Q3 25 | $1.4B | $127.2M | ||
| Q2 25 | $1.3B | $90.4M | ||
| Q1 25 | $1.3B | $52.7M | ||
| Q4 24 | $1.3B | $17.7M | ||
| Q3 24 | $1.3B | $-5.1M | ||
| Q2 24 | $1.2B | $-52.6M | ||
| Q1 24 | $1.2B | $-86.4M |
总资产OFGRPD
| Q4 25 | $12.5B | $1.7B | ||
| Q3 25 | $12.2B | $1.7B | ||
| Q2 25 | $12.2B | $1.6B | ||
| Q1 25 | $11.7B | $1.6B | ||
| Q4 24 | $11.5B | $1.7B | ||
| Q3 24 | $11.5B | $1.6B | ||
| Q2 24 | $11.3B | $1.5B | ||
| Q1 24 | $11.2B | $1.5B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $217.7M | $37.6M |
| 自由现金流经营现金流 - 资本支出 | $199.3M | $36.4M |
| 自由现金流率自由现金流/营收 | 108.1% | 16.8% |
| 资本支出强度资本支出/营收 | 10.0% | 0.5% |
| 现金转化率经营现金流/净利润 | 3.90× | 12.01× |
| 过去12个月自由现金流最近4个季度 | $345.4M | $146.2M |
8季度趋势，按日历期对齐
经营现金流OFGRPD
| Q4 25 | $217.7M | $37.6M | ||
| Q3 25 | $39.5M | $39.0M | ||
| Q2 25 | $35.9M | $47.5M | ||
| Q1 25 | $83.1M | $29.8M | ||
| Q4 24 | $252.5M | $63.8M | ||
| Q3 24 | $58.1M | $44.0M | ||
| Q2 24 | $95.1M | $32.9M | ||
| Q1 24 | $61.0M | $31.1M |
自由现金流OFGRPD
| Q4 25 | $199.3M | $36.4M | ||
| Q3 25 | $35.5M | $34.8M | ||
| Q2 25 | $31.8M | $46.6M | ||
| Q1 25 | $78.7M | $28.4M | ||
| Q4 24 | $231.2M | $62.6M | ||
| Q3 24 | $51.8M | $42.6M | ||
| Q2 24 | $90.4M | $32.6M | ||
| Q1 24 | $54.8M | $30.4M |
自由现金流率OFGRPD
| Q4 25 | 108.1% | 16.8% | ||
| Q3 25 | 19.1% | 16.0% | ||
| Q2 25 | 17.4% | 21.8% | ||
| Q1 25 | 44.1% | 13.5% | ||
| Q4 24 | 126.5% | 28.9% | ||
| Q3 24 | 29.6% | 19.9% | ||
| Q2 24 | 50.3% | 15.7% | ||
| Q1 24 | 31.4% | 14.8% |
资本支出强度OFGRPD
| Q4 25 | 10.0% | 0.5% | ||
| Q3 25 | 2.1% | 1.9% | ||
| Q2 25 | 2.3% | 0.4% | ||
| Q1 25 | 2.4% | 0.6% | ||
| Q4 24 | 11.7% | 0.5% | ||
| Q3 24 | 3.6% | 0.6% | ||
| Q2 24 | 2.6% | 0.1% | ||
| Q1 24 | 3.5% | 0.3% |
现金转化率OFGRPD
| Q4 25 | 3.90× | 12.01× | ||
| Q3 25 | 0.76× | 3.97× | ||
| Q2 25 | 0.69× | 5.70× | ||
| Q1 25 | 1.82× | 14.14× | ||
| Q4 24 | 5.02× | 29.36× | ||
| Q3 24 | 1.24× | 2.85× | ||
| Q2 24 | 1.86× | 5.03× | ||
| Q1 24 | 1.23× | 22.10× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
OFG
暂无分部数据
RPD
| Products | $209.1M | 96% |
| Services | $8.2M | 4% |
