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OFG BANCORP（OFG）与SHOE CARNIVAL INC（SCVL）财务数据对比。点击上方公司名可切换其他公司
SHOE CARNIVAL INC的季度营收约是OFG BANCORP的1.6倍（$297.2M vs $184.3M），OFG BANCORP净利率更高（30.3% vs 4.9%，领先25.4%），OFG BANCORP同比增速更快（0.9% vs -3.2%），OFG BANCORP自由现金流更多（$199.3M vs $19.7M），过去两年SHOE CARNIVAL INC的营收复合增速更高（3.0% vs 2.8%）
OFG Bancorp成立于1964年，总部位于波多黎各圣胡安，是东方银行的金融控股公司。公司通过东方银行、东方金融服务有限责任公司、东方保险有限责任公司等核心子公司，主要面向波多黎各和美属维尔京群岛市场，提供多元化的零售与商业银行、贷款、财富管理相关产品、服务及技术解决方案。
Shoe Carnival Inc是一家美国家庭鞋类零售商，目前在美国中西部、南部、东南部地区以及波多黎各共开设了429家门店。该公司由大卫·拉塞尔于1978年创立，截至2025年，其总部位于南卡罗来纳州福特米尔。
OFG vs SCVL — 直观对比
营收规模更大
SCVL
是对方的1.6倍
$184.3M
营收增速更快
OFG
高出4.1%
-3.2%
净利率更高
OFG
高出25.4%
4.9%
自由现金流更多
OFG
多$179.6M
$19.7M
两年增速更快
SCVL
近两年复合增速
2.8%
损益表 — Q4 FY2025 vs Q3 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $184.3M | $297.2M |
| 净利润 | $55.9M | $14.6M |
| 毛利率 | — | 37.6% |
| 营业利润率 | 25.7% | 6.3% |
| 净利率 | 30.3% | 4.9% |
| 营收同比 | 0.9% | -3.2% |
| 净利润同比 | 11.0% | -23.9% |
| 每股收益（稀释后） | $1.27 | $0.53 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收OFGSCVL
| Q4 25 | $184.3M | $297.2M | ||
| Q3 25 | $186.2M | $306.4M | ||
| Q2 25 | $182.4M | $277.7M | ||
| Q1 25 | $178.6M | $262.9M | ||
| Q4 24 | $182.7M | $306.9M | ||
| Q3 24 | $174.7M | $332.7M | ||
| Q2 24 | $179.8M | $300.4M | ||
| Q1 24 | $174.4M | $280.2M |
净利润OFGSCVL
| Q4 25 | $55.9M | $14.6M | ||
| Q3 25 | $51.8M | $19.2M | ||
| Q2 25 | $51.8M | $9.3M | ||
| Q1 25 | $45.6M | $14.7M | ||
| Q4 24 | $50.3M | $19.2M | ||
| Q3 24 | $47.0M | $22.6M | ||
| Q2 24 | $51.1M | $17.3M | ||
| Q1 24 | $49.7M | $15.5M |
毛利率OFGSCVL
| Q4 25 | — | 37.6% | ||
| Q3 25 | — | 38.8% | ||
| Q2 25 | — | 34.5% | ||
| Q1 25 | — | 34.9% | ||
| Q4 24 | — | 36.0% | ||
| Q3 24 | — | 36.1% | ||
| Q2 24 | — | 35.6% | ||
| Q1 24 | — | 35.6% |
营业利润率OFGSCVL
| Q4 25 | 25.7% | 6.3% | ||
| Q3 25 | 33.0% | 8.2% | ||
| Q2 25 | 36.1% | 4.3% | ||
| Q1 25 | 33.3% | 5.3% | ||
| Q4 24 | 28.9% | 8.0% | ||
| Q3 24 | 35.4% | 9.0% | ||
| Q2 24 | 39.6% | 7.5% | ||
| Q1 24 | 38.9% | 7.1% |
净利率OFGSCVL
| Q4 25 | 30.3% | 4.9% | ||
| Q3 25 | 27.8% | 6.3% | ||
| Q2 25 | 28.4% | 3.4% | ||
| Q1 25 | 25.5% | 5.6% | ||
| Q4 24 | 27.6% | 6.3% | ||
| Q3 24 | 26.9% | 6.8% | ||
| Q2 24 | 28.4% | 5.8% | ||
| Q1 24 | 28.5% | 5.5% |
每股收益（稀释后）OFGSCVL
| Q4 25 | $1.27 | $0.53 | ||
| Q3 25 | $1.16 | $0.70 | ||
| Q2 25 | $1.15 | $0.34 | ||
| Q1 25 | $1.00 | $0.53 | ||
| Q4 24 | $1.10 | $0.70 | ||
| Q3 24 | $1.00 | $0.82 | ||
| Q2 24 | $1.08 | $0.63 | ||
| Q1 24 | $1.05 | $0.57 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $1.0B | $107.7M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $1.4B | $683.2M |
| 总资产 | $12.5B | $1.2B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资OFGSCVL
| Q4 25 | $1.0B | $107.7M | ||
| Q3 25 | $740.3M | $91.9M | ||
| Q2 25 | $851.8M | $93.0M | ||
| Q1 25 | $710.6M | $123.1M | ||
| Q4 24 | $591.1M | $91.1M | ||
| Q3 24 | $680.6M | $84.5M | ||
| Q2 24 | $740.4M | $69.5M | ||
| Q1 24 | $754.4M | $111.2M |
股东权益OFGSCVL
| Q4 25 | $1.4B | $683.2M | ||
| Q3 25 | $1.4B | $670.7M | ||
| Q2 25 | $1.3B | $653.6M | ||
| Q1 25 | $1.3B | $649.0M | ||
| Q4 24 | $1.3B | $635.7M | ||
| Q3 24 | $1.3B | $618.5M | ||
| Q2 24 | $1.2B | $597.8M | ||
| Q1 24 | $1.2B | $583.4M |
总资产OFGSCVL
| Q4 25 | $12.5B | $1.2B | ||
| Q3 25 | $12.2B | $1.2B | ||
| Q2 25 | $12.2B | $1.1B | ||
| Q1 25 | $11.7B | $1.1B | ||
| Q4 24 | $11.5B | $1.1B | ||
| Q3 24 | $11.5B | $1.1B | ||
| Q2 24 | $11.3B | $1.1B | ||
| Q1 24 | $11.2B | $1.0B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $217.7M | $33.6M |
| 自由现金流经营现金流 - 资本支出 | $199.3M | $19.7M |
| 自由现金流率自由现金流/营收 | 108.1% | 6.6% |
| 资本支出强度资本支出/营收 | 10.0% | 4.7% |
| 现金转化率经营现金流/净利润 | 3.90× | 2.30× |
| 过去12个月自由现金流最近4个季度 | $345.4M | $35.1M |
8季度趋势，按日历期对齐
经营现金流OFGSCVL
| Q4 25 | $217.7M | $33.6M | ||
| Q3 25 | $39.5M | $13.3M | ||
| Q2 25 | $35.9M | $-9.6M | ||
| Q1 25 | $83.1M | $44.5M | ||
| Q4 24 | $252.5M | $17.3M | ||
| Q3 24 | $58.1M | $23.7M | ||
| Q2 24 | $95.1M | $17.1M | ||
| Q1 24 | $61.0M | $53.4M |
自由现金流OFGSCVL
| Q4 25 | $199.3M | $19.7M | ||
| Q3 25 | $35.5M | $2.2M | ||
| Q2 25 | $31.8M | $-23.0M | ||
| Q1 25 | $78.7M | $36.2M | ||
| Q4 24 | $231.2M | $8.3M | ||
| Q3 24 | $51.8M | $18.2M | ||
| Q2 24 | $90.4M | $6.9M | ||
| Q1 24 | $54.8M | $40.7M |
自由现金流率OFGSCVL
| Q4 25 | 108.1% | 6.6% | ||
| Q3 25 | 19.1% | 0.7% | ||
| Q2 25 | 17.4% | -8.3% | ||
| Q1 25 | 44.1% | 13.8% | ||
| Q4 24 | 126.5% | 2.7% | ||
| Q3 24 | 29.6% | 5.5% | ||
| Q2 24 | 50.3% | 2.3% | ||
| Q1 24 | 31.4% | 14.5% |
资本支出强度OFGSCVL
| Q4 25 | 10.0% | 4.7% | ||
| Q3 25 | 2.1% | 3.6% | ||
| Q2 25 | 2.3% | 4.8% | ||
| Q1 25 | 2.4% | 3.2% | ||
| Q4 24 | 11.7% | 3.0% | ||
| Q3 24 | 3.6% | 1.7% | ||
| Q2 24 | 2.6% | 3.4% | ||
| Q1 24 | 3.5% | 4.5% |
现金转化率OFGSCVL
| Q4 25 | 3.90× | 2.30× | ||
| Q3 25 | 0.76× | 0.69× | ||
| Q2 25 | 0.69× | -1.03× | ||
| Q1 25 | 1.82× | 3.04× | ||
| Q4 24 | 5.02× | 0.90× | ||
| Q3 24 | 1.24× | 1.05× | ||
| Q2 24 | 1.86× | 0.99× | ||
| Q1 24 | 1.23× | 3.44× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
