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OCTAVE SPECIALTY GROUP INC（OSG）与Purple Innovation, Inc.（PRPL）财务数据对比。点击上方公司名可切换其他公司
Purple Innovation, Inc.的季度营收约是OCTAVE SPECIALTY GROUP INC的1.4倍（$140.7M vs $104.2M），Purple Innovation, Inc.净利率更高（-2.3% vs -6.6%，领先4.3%），OCTAVE SPECIALTY GROUP INC同比增速更快（66.0% vs 9.1%），过去两年OCTAVE SPECIALTY GROUP INC的营收复合增速更高（42.9% vs 8.3%）
奥克塔夫专业集团是一家专业保险控股企业，主营定制化财产与意外伤害保险产品，核心业务聚焦超额剩余保险领域，为北美地区的商业及个人客户提供定制化风险保障解决方案。
Purple Carrot是一家总部位于马萨诸塞州尼达姆市的全植物性餐包品牌，由安迪·莱维特创立，每周为订阅用户提供预制餐品和自制餐包。据《大都会》2022年报道，对比美式标准餐食，该品牌每份餐包的碳排放量可降低72%，主打低碳环保的纯植物饮食方案。
OSG vs PRPL — 直观对比
营收规模更大
PRPL
是对方的1.4倍
$104.2M
营收增速更快
OSG
高出56.9%
9.1%
净利率更高
PRPL
高出4.3%
-6.6%
两年增速更快
OSG
近两年复合增速
8.3%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $104.2M | $140.7M |
| 净利润 | $-6.9M | $-3.2M |
| 毛利率 | — | 41.9% |
| 营业利润率 | — | -1.6% |
| 净利率 | -6.6% | -2.3% |
| 营收同比 | 66.0% | 9.1% |
| 净利润同比 | — | 62.1% |
| 每股收益（稀释后） | $-0.13 | $0.03 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收OSGPRPL
| Q1 26 | $104.2M | — | ||
| Q4 25 | $66.9M | $140.7M | ||
| Q3 25 | $66.6M | $118.8M | ||
| Q2 25 | $55.0M | $105.1M | ||
| Q1 25 | $62.8M | $104.2M | ||
| Q4 24 | $65.2M | $129.0M | ||
| Q3 24 | $70.0M | $118.6M | ||
| Q2 24 | $51.0M | $120.3M |
净利润OSGPRPL
| Q1 26 | $-6.9M | — | ||
| Q4 25 | $-29.7M | $-3.2M | ||
| Q3 25 | $-112.6M | $-11.7M | ||
| Q2 25 | $-72.7M | $-17.3M | ||
| Q1 25 | $-44.7M | $-19.1M | ||
| Q4 24 | $-20.9M | $-8.5M | ||
| Q3 24 | $-27.5M | $-39.2M | ||
| Q2 24 | $-750.0K | $27.0K |
毛利率OSGPRPL
| Q1 26 | — | — | ||
| Q4 25 | — | 41.9% | ||
| Q3 25 | — | 42.8% | ||
| Q2 25 | — | 35.9% | ||
| Q1 25 | — | 39.4% | ||
| Q4 24 | — | 42.9% | ||
| Q3 24 | — | 29.7% | ||
| Q2 24 | — | 40.7% |
营业利润率OSGPRPL
| Q1 26 | — | — | ||
| Q4 25 | -76.7% | -1.6% | ||
| Q3 25 | -48.2% | -10.2% | ||
| Q2 25 | -41.8% | -13.5% | ||
| Q1 25 | -24.1% | -13.9% | ||
| Q4 24 | -55.5% | -6.0% | ||
| Q3 24 | -29.7% | -39.5% | ||
| Q2 24 | -28.9% | -12.1% |
净利率OSGPRPL
| Q1 26 | -6.6% | — | ||
| Q4 25 | -73.8% | -2.3% | ||
| Q3 25 | -169.1% | -9.9% | ||
| Q2 25 | -132.3% | -16.5% | ||
| Q1 25 | -71.3% | -18.4% | ||
| Q4 24 | -55.1% | -6.6% | ||
| Q3 24 | -39.3% | -33.1% | ||
| Q2 24 | -1.5% | 0.0% |
每股收益（稀释后）OSGPRPL
| Q1 26 | $-0.13 | — | ||
| Q4 25 | $-0.82 | $0.03 | ||
| Q3 25 | $-2.35 | $0.11 | ||
| Q2 25 | $-1.54 | $0.16 | ||
| Q1 25 | $-1.22 | $0.18 | ||
| Q4 24 | $-11.75 | $0.08 | ||
| Q3 24 | $-0.63 | $0.36 | ||
| Q2 24 | $-0.02 | $0.00 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $24.3M |
| 总债务越低越好 | $117.1M | $126.7M |
| 股东权益账面价值 | $833.6M | $-29.7M |
| 总资产 | $2.3B | $296.3M |
| 负债/权益比越低杠杆越低 | 0.14× | — |
8季度趋势，按日历期对齐
现金及短期投资OSGPRPL
| Q1 26 | — | — | ||
| Q4 25 | $146.4M | $24.3M | ||
| Q3 25 | $27.5M | $32.4M | ||
| Q2 25 | $22.5M | $34.2M | ||
| Q1 25 | $34.1M | $21.6M | ||
| Q4 24 | $157.2M | $29.0M | ||
| Q3 24 | $40.8M | $23.4M | ||
| Q2 24 | $14.6M | $23.4M |
总债务OSGPRPL
| Q1 26 | $117.1M | — | ||
| Q4 25 | $117.6M | $126.7M | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $0 | $70.7M | ||
| Q3 24 | $518.0M | $50.8M | ||
| Q2 24 | $515.0M | — |
股东权益OSGPRPL
| Q1 26 | $833.6M | — | ||
| Q4 25 | $715.8M | $-29.7M | ||
| Q3 25 | $843.4M | $-26.9M | ||
| Q2 25 | $859.8M | $-15.6M | ||
| Q1 25 | $852.2M | $1.3M | ||
| Q4 24 | $798.4M | $20.2M | ||
| Q3 24 | $1.5B | $28.0M | ||
| Q2 24 | $1.4B | $66.4M |
总资产OSGPRPL
| Q1 26 | $2.3B | — | ||
| Q4 25 | $2.2B | $296.3M | ||
| Q3 25 | $2.1B | $302.1M | ||
| Q2 25 | $8.5B | $303.8M | ||
| Q1 25 | $8.3B | $293.8M | ||
| Q4 24 | $8.1B | $307.8M | ||
| Q3 24 | $9.3B | $309.3M | ||
| Q2 24 | $8.2B | $362.1M |
负债/权益比OSGPRPL
| Q1 26 | 0.14× | — | ||
| Q4 25 | 0.16× | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 0.00× | 3.50× | ||
| Q3 24 | 0.35× | 1.82× | ||
| Q2 24 | 0.38× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $-5.8M |
| 自由现金流经营现金流 - 资本支出 | — | $-7.8M |
| 自由现金流率自由现金流/营收 | — | -5.5% |
| 资本支出强度资本支出/营收 | — | 1.4% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $-41.9M |
8季度趋势，按日历期对齐
经营现金流OSGPRPL
| Q1 26 | — | — | ||
| Q4 25 | $-52.3M | $-5.8M | ||
| Q3 25 | $-41.2M | $-968.0K | ||
| Q2 25 | $2.1M | $-4.0M | ||
| Q1 25 | $-12.6M | $-23.1M | ||
| Q4 24 | $762.0K | $6.8M | ||
| Q3 24 | $48.9M | $1.1M | ||
| Q2 24 | $20.4M | $-8.9M |
自由现金流OSGPRPL
| Q1 26 | — | — | ||
| Q4 25 | — | $-7.8M | ||
| Q3 25 | — | $-1.8M | ||
| Q2 25 | — | $-7.0M | ||
| Q1 25 | — | $-25.3M | ||
| Q4 24 | — | $5.7M | ||
| Q3 24 | — | $101.0K | ||
| Q2 24 | — | $-11.0M |
自由现金流率OSGPRPL
| Q1 26 | — | — | ||
| Q4 25 | — | -5.5% | ||
| Q3 25 | — | -1.5% | ||
| Q2 25 | — | -6.6% | ||
| Q1 25 | — | -24.3% | ||
| Q4 24 | — | 4.4% | ||
| Q3 24 | — | 0.1% | ||
| Q2 24 | — | -9.2% |
资本支出强度OSGPRPL
| Q1 26 | — | — | ||
| Q4 25 | — | 1.4% | ||
| Q3 25 | — | 0.7% | ||
| Q2 25 | — | 2.8% | ||
| Q1 25 | — | 2.2% | ||
| Q4 24 | — | 0.8% | ||
| Q3 24 | — | 0.9% | ||
| Q2 24 | — | 1.7% |
现金转化率OSGPRPL
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | -330.22× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
OSG
| Commissions | $68.2M | 65% |
| Other | $20.6M | 20% |
| Servicing and other fees | $9.4M | 9% |
| Program fees | $3.6M | 3% |
| Investment income | $2.4M | 2% |
PRPL
| Cost Of Revenues | $81.7M | 58% |
| Other | $59.0M | 42% |
