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Palomar Holdings, Inc.（PLMR）与SHOE CARNIVAL INC（SCVL）财务数据对比。点击上方公司名可切换其他公司
SHOE CARNIVAL INC的季度营收约是Palomar Holdings, Inc.的1.2倍（$297.2M vs $253.4M），Palomar Holdings, Inc.同比增速更快（62.7% vs -3.2%），Palomar Holdings, Inc.自由现金流更多（$409.0M vs $19.7M），过去两年Palomar Holdings, Inc.的营收复合增速更高（46.2% vs 3.0%）
Palomar Holdings, Inc.是一家专业保险控股企业，主要为存在巨灾风险敞口的住宅及商业资产提供财产保险产品，业务范围覆盖美国全境，核心业务板块包含地震、洪水、风暴等高危财产保障服务。
Shoe Carnival Inc是一家美国家庭鞋类零售商，目前在美国中西部、南部、东南部地区以及波多黎各共开设了429家门店。该公司由大卫·拉塞尔于1978年创立，截至2025年，其总部位于南卡罗来纳州福特米尔。
PLMR vs SCVL — 直观对比
营收规模更大
SCVL
是对方的1.2倍
$253.4M
营收增速更快
PLMR
高出65.8%
-3.2%
自由现金流更多
PLMR
多$389.3M
$19.7M
两年增速更快
PLMR
近两年复合增速
3.0%
损益表 — Q4 FY2025 vs Q3 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $253.4M | $297.2M |
| 净利润 | — | $14.6M |
| 毛利率 | — | 37.6% |
| 营业利润率 | 28.7% | 6.3% |
| 净利率 | — | 4.9% |
| 营收同比 | 62.7% | -3.2% |
| 净利润同比 | — | -23.9% |
| 每股收益（稀释后） | $2.05 | $0.53 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收PLMRSCVL
| Q4 25 | $253.4M | $297.2M | ||
| Q3 25 | $244.7M | $306.4M | ||
| Q2 25 | $203.3M | $277.7M | ||
| Q1 25 | $174.6M | $262.9M | ||
| Q4 24 | $155.8M | $306.9M | ||
| Q3 24 | $148.5M | $332.7M | ||
| Q2 24 | $131.1M | $300.4M | ||
| Q1 24 | $118.5M | $280.2M |
净利润PLMRSCVL
| Q4 25 | — | $14.6M | ||
| Q3 25 | $51.5M | $19.2M | ||
| Q2 25 | $46.5M | $9.3M | ||
| Q1 25 | $42.9M | $14.7M | ||
| Q4 24 | — | $19.2M | ||
| Q3 24 | $30.5M | $22.6M | ||
| Q2 24 | $25.7M | $17.3M | ||
| Q1 24 | $26.4M | $15.5M |
毛利率PLMRSCVL
| Q4 25 | — | 37.6% | ||
| Q3 25 | — | 38.8% | ||
| Q2 25 | — | 34.5% | ||
| Q1 25 | — | 34.9% | ||
| Q4 24 | — | 36.0% | ||
| Q3 24 | — | 36.1% | ||
| Q2 24 | — | 35.6% | ||
| Q1 24 | — | 35.6% |
营业利润率PLMRSCVL
| Q4 25 | 28.7% | 6.3% | ||
| Q3 25 | 27.4% | 8.2% | ||
| Q2 25 | 29.5% | 4.3% | ||
| Q1 25 | 30.8% | 5.3% | ||
| Q4 24 | 28.9% | 8.0% | ||
| Q3 24 | 25.9% | 9.0% | ||
| Q2 24 | 25.5% | 7.5% | ||
| Q1 24 | 29.0% | 7.1% |
净利率PLMRSCVL
| Q4 25 | — | 4.9% | ||
| Q3 25 | 21.0% | 6.3% | ||
| Q2 25 | 22.9% | 3.4% | ||
| Q1 25 | 24.6% | 5.6% | ||
| Q4 24 | — | 6.3% | ||
| Q3 24 | 20.5% | 6.8% | ||
| Q2 24 | 19.6% | 5.8% | ||
| Q1 24 | 22.3% | 5.5% |
每股收益（稀释后）PLMRSCVL
| Q4 25 | $2.05 | $0.53 | ||
| Q3 25 | $1.87 | $0.70 | ||
| Q2 25 | $1.68 | $0.34 | ||
| Q1 25 | $1.57 | $0.53 | ||
| Q4 24 | $1.29 | $0.70 | ||
| Q3 24 | $1.15 | $0.82 | ||
| Q2 24 | $1.00 | $0.63 | ||
| Q1 24 | $1.04 | $0.57 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $106.9M | $107.7M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $942.7M | $683.2M |
| 总资产 | $3.1B | $1.2B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资PLMRSCVL
| Q4 25 | $106.9M | $107.7M | ||
| Q3 25 | $111.7M | $91.9M | ||
| Q2 25 | $81.3M | $93.0M | ||
| Q1 25 | $119.3M | $123.1M | ||
| Q4 24 | $80.4M | $91.1M | ||
| Q3 24 | $86.5M | $84.5M | ||
| Q2 24 | $47.8M | $69.5M | ||
| Q1 24 | $61.4M | $111.2M |
股东权益PLMRSCVL
| Q4 25 | $942.7M | $683.2M | ||
| Q3 25 | $878.1M | $670.7M | ||
| Q2 25 | $847.2M | $653.6M | ||
| Q1 25 | $790.4M | $649.0M | ||
| Q4 24 | $729.0M | $635.7M | ||
| Q3 24 | $703.3M | $618.5M | ||
| Q2 24 | $532.6M | $597.8M | ||
| Q1 24 | $501.7M | $583.4M |
总资产PLMRSCVL
| Q4 25 | $3.1B | $1.2B | ||
| Q3 25 | $2.9B | $1.2B | ||
| Q2 25 | $2.8B | $1.1B | ||
| Q1 25 | $2.4B | $1.1B | ||
| Q4 24 | $2.3B | $1.1B | ||
| Q3 24 | $2.3B | $1.1B | ||
| Q2 24 | $2.0B | $1.1B | ||
| Q1 24 | $1.9B | $1.0B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $409.1M | $33.6M |
| 自由现金流经营现金流 - 资本支出 | $409.0M | $19.7M |
| 自由现金流率自由现金流/营收 | 161.4% | 6.6% |
| 资本支出强度资本支出/营收 | 0.1% | 4.7% |
| 现金转化率经营现金流/净利润 | — | 2.30× |
| 过去12个月自由现金流最近4个季度 | $700.6M | $35.1M |
8季度趋势，按日历期对齐
经营现金流PLMRSCVL
| Q4 25 | $409.1M | $33.6M | ||
| Q3 25 | $83.6M | $13.3M | ||
| Q2 25 | $120.9M | $-9.6M | ||
| Q1 25 | $87.2M | $44.5M | ||
| Q4 24 | $261.2M | $17.3M | ||
| Q3 24 | $100.3M | $23.7M | ||
| Q2 24 | $55.1M | $17.1M | ||
| Q1 24 | $33.1M | $53.4M |
自由现金流PLMRSCVL
| Q4 25 | $409.0M | $19.7M | ||
| Q3 25 | $83.6M | $2.2M | ||
| Q2 25 | $120.8M | $-23.0M | ||
| Q1 25 | $87.1M | $36.2M | ||
| Q4 24 | $260.9M | $8.3M | ||
| Q3 24 | $100.1M | $18.2M | ||
| Q2 24 | — | $6.9M | ||
| Q1 24 | — | $40.7M |
自由现金流率PLMRSCVL
| Q4 25 | 161.4% | 6.6% | ||
| Q3 25 | 34.2% | 0.7% | ||
| Q2 25 | 59.4% | -8.3% | ||
| Q1 25 | 49.9% | 13.8% | ||
| Q4 24 | 167.5% | 2.7% | ||
| Q3 24 | 67.4% | 5.5% | ||
| Q2 24 | — | 2.3% | ||
| Q1 24 | — | 14.5% |
资本支出强度PLMRSCVL
| Q4 25 | 0.1% | 4.7% | ||
| Q3 25 | 0.0% | 3.6% | ||
| Q2 25 | 0.0% | 4.8% | ||
| Q1 25 | 0.0% | 3.2% | ||
| Q4 24 | 0.2% | 3.0% | ||
| Q3 24 | 0.1% | 1.7% | ||
| Q2 24 | 0.0% | 3.4% | ||
| Q1 24 | 0.0% | 4.5% |
现金转化率PLMRSCVL
| Q4 25 | — | 2.30× | ||
| Q3 25 | 1.63× | 0.69× | ||
| Q2 25 | 2.60× | -1.03× | ||
| Q1 25 | 2.03× | 3.04× | ||
| Q4 24 | — | 0.90× | ||
| Q3 24 | 3.29× | 1.05× | ||
| Q2 24 | 2.14× | 0.99× | ||
| Q1 24 | 1.26× | 3.44× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
