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Purple Innovation, Inc.（PRPL）与合众银行（STBA）财务数据对比。点击上方公司名可切换其他公司
Purple Innovation, Inc.的季度营收约是合众银行的1.4倍（$140.7M vs $102.1M），合众银行净利率更高（34.4% vs -2.3%，领先36.6%），过去两年Purple Innovation, Inc.的营收复合增速更高（8.3% vs 2.6%）
Purple Carrot是一家总部位于马萨诸塞州尼达姆市的全植物性餐包品牌，由安迪·莱维特创立，每周为订阅用户提供预制餐品和自制餐包。据《大都会》2022年报道，对比美式标准餐食，该品牌每份餐包的碳排放量可降低72%，主打低碳环保的纯植物饮食方案。
合众银行是总部位于美国明尼苏达州明尼阿波利斯、注册地为特拉华州的跨国银行机构，截至2025年为美国第五大银行，也是美国中西部规模最大的银行，被金融稳定委员会认定为系统重要性机构。旗下核心运营主体为美国合众银行全国协会，以“U.S. Bank”品牌开展业务，提供银行、投资、抵押贷款等多元金融服务。
PRPL vs STBA — 直观对比
营收规模更大
PRPL
是对方的1.4倍
$102.1M
净利率更高
STBA
高出36.6%
-2.3%
两年增速更快
PRPL
近两年复合增速
2.6%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $140.7M | $102.1M |
| 净利润 | $-3.2M | $35.1M |
| 毛利率 | 41.9% | — |
| 营业利润率 | -1.6% | — |
| 净利率 | -2.3% | 34.4% |
| 营收同比 | 9.1% | — |
| 净利润同比 | 62.1% | 5.0% |
| 每股收益（稀释后） | $0.03 | $0.94 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收PRPLSTBA
| Q1 26 | — | $102.1M | ||
| Q4 25 | $140.7M | $105.3M | ||
| Q3 25 | $118.8M | $103.0M | ||
| Q2 25 | $105.1M | $100.1M | ||
| Q1 25 | $104.2M | $93.8M | ||
| Q4 24 | $129.0M | $94.3M | ||
| Q3 24 | $118.6M | $96.4M | ||
| Q2 24 | $120.3M | $96.9M |
净利润PRPLSTBA
| Q1 26 | — | $35.1M | ||
| Q4 25 | $-3.2M | $34.0M | ||
| Q3 25 | $-11.7M | $35.0M | ||
| Q2 25 | $-17.3M | $31.9M | ||
| Q1 25 | $-19.1M | $33.4M | ||
| Q4 24 | $-8.5M | $33.1M | ||
| Q3 24 | $-39.2M | $32.6M | ||
| Q2 24 | $27.0K | $34.4M |
毛利率PRPLSTBA
| Q1 26 | — | — | ||
| Q4 25 | 41.9% | — | ||
| Q3 25 | 42.8% | — | ||
| Q2 25 | 35.9% | — | ||
| Q1 25 | 39.4% | — | ||
| Q4 24 | 42.9% | — | ||
| Q3 24 | 29.7% | — | ||
| Q2 24 | 40.7% | — |
营业利润率PRPLSTBA
| Q1 26 | — | — | ||
| Q4 25 | -1.6% | 40.3% | ||
| Q3 25 | -10.2% | 42.6% | ||
| Q2 25 | -13.5% | 40.0% | ||
| Q1 25 | -13.9% | 44.5% | ||
| Q4 24 | -6.0% | 43.8% | ||
| Q3 24 | -39.5% | 43.0% | ||
| Q2 24 | -12.1% | 44.2% |
净利率PRPLSTBA
| Q1 26 | — | 34.4% | ||
| Q4 25 | -2.3% | 32.3% | ||
| Q3 25 | -9.9% | 33.9% | ||
| Q2 25 | -16.5% | 31.9% | ||
| Q1 25 | -18.4% | 35.6% | ||
| Q4 24 | -6.6% | 35.1% | ||
| Q3 24 | -33.1% | 33.8% | ||
| Q2 24 | 0.0% | 35.5% |
每股收益（稀释后）PRPLSTBA
| Q1 26 | — | $0.94 | ||
| Q4 25 | $0.03 | $0.88 | ||
| Q3 25 | $0.11 | $0.91 | ||
| Q2 25 | $0.16 | $0.83 | ||
| Q1 25 | $0.18 | $0.87 | ||
| Q4 24 | $0.08 | $0.86 | ||
| Q3 24 | $0.36 | $0.85 | ||
| Q2 24 | $0.00 | $0.89 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $24.3M | — |
| 总债务越低越好 | $126.7M | $100.8M |
| 股东权益账面价值 | $-29.7M | $1.4B |
| 总资产 | $296.3M | $9.9B |
| 负债/权益比越低杠杆越低 | — | 0.07× |
8季度趋势，按日历期对齐
现金及短期投资PRPLSTBA
| Q1 26 | — | — | ||
| Q4 25 | $24.3M | $163.4M | ||
| Q3 25 | $32.4M | $196.2M | ||
| Q2 25 | $34.2M | $203.1M | ||
| Q1 25 | $21.6M | $211.8M | ||
| Q4 24 | $29.0M | $244.8M | ||
| Q3 24 | $23.4M | $228.1M | ||
| Q2 24 | $23.4M | $246.3M |
总债务PRPLSTBA
| Q1 26 | — | $100.8M | ||
| Q4 25 | $126.7M | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $70.7M | — | ||
| Q3 24 | $50.8M | — | ||
| Q2 24 | — | — |
股东权益PRPLSTBA
| Q1 26 | — | $1.4B | ||
| Q4 25 | $-29.7M | $1.5B | ||
| Q3 25 | $-26.9M | $1.5B | ||
| Q2 25 | $-15.6M | $1.4B | ||
| Q1 25 | $1.3M | $1.4B | ||
| Q4 24 | $20.2M | $1.4B | ||
| Q3 24 | $28.0M | $1.4B | ||
| Q2 24 | $66.4M | $1.3B |
总资产PRPLSTBA
| Q1 26 | — | $9.9B | ||
| Q4 25 | $296.3M | $9.9B | ||
| Q3 25 | $302.1M | $9.8B | ||
| Q2 25 | $303.8M | $9.8B | ||
| Q1 25 | $293.8M | $9.7B | ||
| Q4 24 | $307.8M | $9.7B | ||
| Q3 24 | $309.3M | $9.6B | ||
| Q2 24 | $362.1M | $9.6B |
负债/权益比PRPLSTBA
| Q1 26 | — | 0.07× | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 3.50× | — | ||
| Q3 24 | 1.82× | — | ||
| Q2 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-5.8M | — |
| 自由现金流经营现金流 - 资本支出 | $-7.8M | — |
| 自由现金流率自由现金流/营收 | -5.5% | — |
| 资本支出强度资本支出/营收 | 1.4% | — |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $-41.9M | — |
8季度趋势，按日历期对齐
经营现金流PRPLSTBA
| Q1 26 | — | — | ||
| Q4 25 | $-5.8M | $133.6M | ||
| Q3 25 | $-968.0K | $40.5M | ||
| Q2 25 | $-4.0M | $28.3M | ||
| Q1 25 | $-23.1M | $28.7M | ||
| Q4 24 | $6.8M | $173.4M | ||
| Q3 24 | $1.1M | $27.6M | ||
| Q2 24 | $-8.9M | $44.7M |
自由现金流PRPLSTBA
| Q1 26 | — | — | ||
| Q4 25 | $-7.8M | $128.8M | ||
| Q3 25 | $-1.8M | $39.9M | ||
| Q2 25 | $-7.0M | $27.1M | ||
| Q1 25 | $-25.3M | $27.0M | ||
| Q4 24 | $5.7M | $170.4M | ||
| Q3 24 | $101.0K | $26.9M | ||
| Q2 24 | $-11.0M | $43.9M |
自由现金流率PRPLSTBA
| Q1 26 | — | — | ||
| Q4 25 | -5.5% | 122.4% | ||
| Q3 25 | -1.5% | 38.7% | ||
| Q2 25 | -6.6% | 27.1% | ||
| Q1 25 | -24.3% | 28.8% | ||
| Q4 24 | 4.4% | 180.7% | ||
| Q3 24 | 0.1% | 28.0% | ||
| Q2 24 | -9.2% | 45.3% |
资本支出强度PRPLSTBA
| Q1 26 | — | — | ||
| Q4 25 | 1.4% | 4.5% | ||
| Q3 25 | 0.7% | 0.6% | ||
| Q2 25 | 2.8% | 1.2% | ||
| Q1 25 | 2.2% | 1.8% | ||
| Q4 24 | 0.8% | 3.1% | ||
| Q3 24 | 0.9% | 0.7% | ||
| Q2 24 | 1.7% | 0.9% |
现金转化率PRPLSTBA
| Q1 26 | — | — | ||
| Q4 25 | — | 3.93× | ||
| Q3 25 | — | 1.16× | ||
| Q2 25 | — | 0.89× | ||
| Q1 25 | — | 0.86× | ||
| Q4 24 | — | 5.24× | ||
| Q3 24 | — | 0.85× | ||
| Q2 24 | -330.22× | 1.30× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
PRPL
| Cost Of Revenues | $81.7M | 58% |
| Other | $59.0M | 42% |
STBA
| Net Interest Income | $88.4M | 87% |
| Noninterest Income | $13.6M | 13% |
