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REPUBLIC BANCORP INC（RBCAA）与REGIS CORP（RGS）财务数据对比。点击上方公司名可切换其他公司
REPUBLIC BANCORP INC的季度营收约是REGIS CORP的1.7倍（$94.3M vs $57.1M），REPUBLIC BANCORP INC净利率更高（24.2% vs 0.8%，领先23.4%），REGIS CORP同比增速更快（22.3% vs 5.3%），REPUBLIC BANCORP INC自由现金流更多（$161.1M vs $891.0K），过去两年REGIS CORP的营收复合增速更高（7.8% vs -11.5%）
肯塔基州共和银行是美国的一家区域性银行控股企业，提供零售及商业银行全品类服务，涵盖个人存贷款、企业融资、按揭产品及财富管理解决方案，主要服务肯塔基州及周边州的个人消费者和中小企业客户。
瑞吉斯公司是一家美国美发沙龙运营商，总部位于明尼苏达州明尼阿波利斯市。截至2021年8月，该集团旗下拥有5563家加盟沙龙以及276家直营门店，是北美地区规模领先的美发沙龙连锁经营企业。
RBCAA vs RGS — 直观对比
营收规模更大
RBCAA
是对方的1.7倍
$57.1M
营收增速更快
RGS
高出16.9%
5.3%
净利率更高
RBCAA
高出23.4%
0.8%
自由现金流更多
RBCAA
多$160.2M
$891.0K
两年增速更快
RGS
近两年复合增速
-11.5%
损益表 — Q4 FY2025 vs Q2 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $94.3M | $57.1M |
| 净利润 | $22.8M | $456.0K |
| 毛利率 | — | — |
| 营业利润率 | 29.3% | 10.8% |
| 净利率 | 24.2% | 0.8% |
| 营收同比 | 5.3% | 22.3% |
| 净利润同比 | 20.0% | -94.0% |
| 每股收益（稀释后） | — | $0.16 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收RBCAARGS
| Q4 25 | $94.3M | $57.1M | ||
| Q3 25 | $93.5M | $59.0M | ||
| Q2 25 | $93.8M | $60.4M | ||
| Q1 25 | $135.8M | $57.0M | ||
| Q4 24 | $89.5M | $46.7M | ||
| Q3 24 | $88.1M | $46.1M | ||
| Q2 24 | $86.9M | $49.4M | ||
| Q1 24 | $120.3M | $49.2M |
净利润RBCAARGS
| Q4 25 | $22.8M | $456.0K | ||
| Q3 25 | $29.7M | $1.4M | ||
| Q2 25 | $31.5M | $116.5M | ||
| Q1 25 | $47.3M | $250.0K | ||
| Q4 24 | $19.0M | $7.6M | ||
| Q3 24 | $26.5M | $-853.0K | ||
| Q2 24 | $25.2M | $91.2M | ||
| Q1 24 | $30.6M | $-2.3M |
营业利润率RBCAARGS
| Q4 25 | 29.3% | 10.8% | ||
| Q3 25 | 40.4% | 10.0% | ||
| Q2 25 | 43.0% | 12.1% | ||
| Q1 25 | 44.1% | 8.8% | ||
| Q4 24 | 25.8% | 11.8% | ||
| Q3 24 | 38.4% | 4.6% | ||
| Q2 24 | 37.0% | — | ||
| Q1 24 | 32.2% | 8.3% |
净利率RBCAARGS
| Q4 25 | 24.2% | 0.8% | ||
| Q3 25 | 31.8% | 2.3% | ||
| Q2 25 | 33.5% | 192.9% | ||
| Q1 25 | 34.8% | 0.4% | ||
| Q4 24 | 21.2% | 16.4% | ||
| Q3 24 | 30.1% | -1.9% | ||
| Q2 24 | 29.0% | 184.7% | ||
| Q1 24 | 25.4% | -4.7% |
每股收益（稀释后）RBCAARGS
| Q4 25 | — | $0.16 | ||
| Q3 25 | — | $0.49 | ||
| Q2 25 | — | $43.67 | ||
| Q1 25 | — | $0.08 | ||
| Q4 24 | — | $2.71 | ||
| Q3 24 | — | $-0.36 | ||
| Q2 24 | — | $38.40 | ||
| Q1 24 | — | $-1.00 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $220.0M | $18.4M |
| 总债务越低越好 | — | $113.3M |
| 股东权益账面价值 | $1.1B | $188.7M |
| 总资产 | $7.0B | $588.3M |
| 负债/权益比越低杠杆越低 | — | 0.60× |
8季度趋势，按日历期对齐
现金及短期投资RBCAARGS
| Q4 25 | $220.0M | $18.4M | ||
| Q3 25 | $484.2M | $16.6M | ||
| Q2 25 | $484.8M | $17.0M | ||
| Q1 25 | $793.0M | $13.3M | ||
| Q4 24 | $432.2M | $10.2M | ||
| Q3 24 | $530.9M | $6.3M | ||
| Q2 24 | $400.1M | $10.1M | ||
| Q1 24 | $546.4M | $5.9M |
总债务RBCAARGS
| Q4 25 | — | $113.3M | ||
| Q3 25 | — | $111.3M | ||
| Q2 25 | — | $110.8M | ||
| Q1 25 | — | $112.0M | ||
| Q4 24 | — | $111.5M | ||
| Q3 24 | — | $95.2M | ||
| Q2 24 | — | $99.5M | ||
| Q1 24 | — | $179.7M |
股东权益RBCAARGS
| Q4 25 | $1.1B | $188.7M | ||
| Q3 25 | $1.1B | $187.6M | ||
| Q2 25 | $1.1B | $185.6M | ||
| Q1 25 | $1.0B | $68.6M | ||
| Q4 24 | $992.0M | $66.7M | ||
| Q3 24 | $979.7M | $56.4M | ||
| Q2 24 | $955.4M | $56.8M | ||
| Q1 24 | $935.6M | $-35.8M |
总资产RBCAARGS
| Q4 25 | $7.0B | $588.3M | ||
| Q3 25 | $7.0B | $592.1M | ||
| Q2 25 | $7.0B | $599.0M | ||
| Q1 25 | $7.1B | $511.2M | ||
| Q4 24 | $6.8B | $530.1M | ||
| Q3 24 | $6.7B | $508.9M | ||
| Q2 24 | $6.6B | $530.5M | ||
| Q1 24 | $6.9B | $543.7M |
负债/权益比RBCAARGS
| Q4 25 | — | 0.60× | ||
| Q3 25 | — | 0.59× | ||
| Q2 25 | — | 0.60× | ||
| Q1 25 | — | 1.63× | ||
| Q4 24 | — | 1.67× | ||
| Q3 24 | — | 1.69× | ||
| Q2 24 | — | 1.75× | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $168.2M | $1.7M |
| 自由现金流经营现金流 - 资本支出 | $161.1M | $891.0K |
| 自由现金流率自由现金流/营收 | 170.9% | 1.6% |
| 资本支出强度资本支出/营收 | 7.5% | 1.4% |
| 现金转化率经营现金流/净利润 | 7.37× | 3.65× |
| 过去12个月自由现金流最近4个季度 | $288.6M | $14.9M |
8季度趋势，按日历期对齐
经营现金流RBCAARGS
| Q4 25 | $168.2M | $1.7M | ||
| Q3 25 | $33.3M | $2.3M | ||
| Q2 25 | $8.4M | $6.8M | ||
| Q1 25 | $93.2M | $6.2M | ||
| Q4 24 | $149.0M | $2.1M | ||
| Q3 24 | $51.3M | $-1.3M | ||
| Q2 24 | $4.0M | $5.1M | ||
| Q1 24 | $71.2M | $-277.0K |
自由现金流RBCAARGS
| Q4 25 | $161.1M | $891.0K | ||
| Q3 25 | $30.8M | $1.9M | ||
| Q2 25 | $5.2M | $6.2M | ||
| Q1 25 | $91.6M | $5.9M | ||
| Q4 24 | $143.2M | $1.7M | ||
| Q3 24 | $49.8M | $-1.4M | ||
| Q2 24 | $2.7M | $5.1M | ||
| Q1 24 | $69.1M | $-326.0K |
自由现金流率RBCAARGS
| Q4 25 | 170.9% | 1.6% | ||
| Q3 25 | 32.9% | 3.2% | ||
| Q2 25 | 5.5% | 10.3% | ||
| Q1 25 | 67.4% | 10.3% | ||
| Q4 24 | 160.0% | 3.6% | ||
| Q3 24 | 56.5% | -3.0% | ||
| Q2 24 | 3.1% | 10.3% | ||
| Q1 24 | 57.5% | -0.7% |
资本支出强度RBCAARGS
| Q4 25 | 7.5% | 1.4% | ||
| Q3 25 | 2.6% | 0.7% | ||
| Q2 25 | 3.5% | 0.9% | ||
| Q1 25 | 1.2% | 0.6% | ||
| Q4 24 | 6.5% | 0.9% | ||
| Q3 24 | 1.7% | 0.0% | ||
| Q2 24 | 1.5% | 0.0% | ||
| Q1 24 | 1.7% | 0.1% |
现金转化率RBCAARGS
| Q4 25 | 7.37× | 3.65× | ||
| Q3 25 | 1.12× | 1.68× | ||
| Q2 25 | 0.27× | 0.06× | ||
| Q1 25 | 1.97× | 24.80× | ||
| Q4 24 | 7.84× | 0.28× | ||
| Q3 24 | 1.93× | — | ||
| Q2 24 | 0.16× | 0.06× | ||
| Q1 24 | 2.33× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
RBCAA
暂无分部数据
RGS
| Franchise Segment | $37.9M | 66% |
| Royalty | $13.6M | 24% |
| Other | $2.8M | 5% |
| Fees | $1.8M | 3% |
| Franchise Fees | $1.0M | 2% |
