vs
Regions Financial Corporation（RF）与Talen Energy Corp（TLN）财务数据对比。点击上方公司名可切换其他公司
Regions Financial Corporation的季度营收约是Talen Energy Corp的1.7倍（$1.3B vs $758.0M），Regions Financial Corporation净利率更高（41.7% vs -47.9%，领先89.6%），Talen Energy Corp同比增速更快（114.7% vs 4.1%），过去两年Talen Energy Corp的营收复合增速更高（35.0% vs 4.0%）
Regions Financial Corporation是美国银行控股企业，总部位于阿拉巴马州伯明翰市。公司提供零售及商业银行、信托、股票经纪、抵押贷款等服务，旗下银行业务子公司Regions Bank在美国南部和中西部15个州运营约1300家营业网点和2000台自动柜员机，服务大量当地个人及企业客户。
PPL公司是总部位于美国宾夕法尼亚州东部利哈伊谷阿伦敦的能源企业，于纽约证券交易所上市（股票代码：PPL），属标普500指数成分股。截至2022年，公司营收79亿美元，总资产超370亿美元，拥有6500名员工，服务360万客户。
RF vs TLN — 直观对比
营收规模更大
RF
是对方的1.7倍
$758.0M
营收增速更快
TLN
高出110.6%
4.1%
净利率更高
RF
高出89.6%
-47.9%
两年增速更快
TLN
近两年复合增速
4.0%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $1.3B | $758.0M |
| 净利润 | $534.0M | $-363.0M |
| 毛利率 | — | — |
| 营业利润率 | 55.3% | -41.3% |
| 净利率 | 41.7% | -47.9% |
| 营收同比 | 4.1% | 114.7% |
| 净利润同比 | 0.0% | -542.7% |
| 每股收益（稀释后） | $0.59 | $-7.60 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收RFTLN
| Q4 25 | $1.3B | $758.0M | ||
| Q3 25 | $1.3B | $697.0M | ||
| Q2 25 | $1.3B | $409.0M | ||
| Q1 25 | $1.2B | $654.0M | ||
| Q4 24 | $1.2B | $353.0M | ||
| Q3 24 | $1.2B | $459.0M | ||
| Q2 24 | $1.2B | $346.0M | ||
| Q1 24 | $1.2B | $416.0M |
净利润RFTLN
| Q4 25 | $534.0M | $-363.0M | ||
| Q3 25 | $569.0M | $207.0M | ||
| Q2 25 | $563.0M | $72.0M | ||
| Q1 25 | $490.0M | $-135.0M | ||
| Q4 24 | $534.0M | $82.0M | ||
| Q3 24 | $490.0M | $168.0M | ||
| Q2 24 | $501.0M | $454.0M | ||
| Q1 24 | $368.0M | $294.0M |
营业利润率RFTLN
| Q4 25 | 55.3% | -41.3% | ||
| Q3 25 | 56.3% | 37.7% | ||
| Q2 25 | 56.1% | 16.1% | ||
| Q1 25 | 52.0% | -16.2% | ||
| Q4 24 | 53.4% | 4.5% | ||
| Q3 24 | 49.9% | 34.4% | ||
| Q2 24 | 52.7% | 7.8% | ||
| Q1 24 | 39.2% | 6.0% |
净利率RFTLN
| Q4 25 | 41.7% | -47.9% | ||
| Q3 25 | 45.3% | 29.7% | ||
| Q2 25 | 44.7% | 17.6% | ||
| Q1 25 | 41.0% | -20.6% | ||
| Q4 24 | 43.4% | 23.2% | ||
| Q3 24 | 40.2% | 36.6% | ||
| Q2 24 | 42.2% | 131.2% | ||
| Q1 24 | 31.1% | 70.7% |
每股收益（稀释后）RFTLN
| Q4 25 | $0.59 | $-7.60 | ||
| Q3 25 | $0.61 | $4.25 | ||
| Q2 25 | $0.59 | $1.50 | ||
| Q1 25 | $0.51 | $-2.94 | ||
| Q4 24 | $0.55 | $2.07 | ||
| Q3 24 | $0.49 | $3.16 | ||
| Q2 24 | $0.52 | $7.60 | ||
| Q1 24 | $0.37 | $4.84 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $689.0M |
| 总债务越低越好 | $4.1B | $6.8B |
| 股东权益账面价值 | $19.0B | $1.1B |
| 总资产 | $158.8B | $10.9B |
| 负债/权益比越低杠杆越低 | 0.22× | 6.23× |
8季度趋势，按日历期对齐
现金及短期投资RFTLN
| Q4 25 | — | $689.0M | ||
| Q3 25 | — | $497.0M | ||
| Q2 25 | — | $122.0M | ||
| Q1 25 | — | $295.0M | ||
| Q4 24 | — | $328.0M | ||
| Q3 24 | — | $648.0M | ||
| Q2 24 | — | $632.0M | ||
| Q1 24 | — | — |
总债务RFTLN
| Q4 25 | $4.1B | $6.8B | ||
| Q3 25 | $4.8B | $3.0B | ||
| Q2 25 | $5.3B | $3.0B | ||
| Q1 25 | $6.0B | $3.0B | ||
| Q4 24 | $6.0B | $3.0B | ||
| Q3 24 | $6.0B | $2.6B | ||
| Q2 24 | $5.1B | $2.6B | ||
| Q1 24 | $3.3B | — |
股东权益RFTLN
| Q4 25 | $19.0B | $1.1B | ||
| Q3 25 | $19.0B | $1.5B | ||
| Q2 25 | $18.7B | $1.2B | ||
| Q1 25 | $18.5B | $1.2B | ||
| Q4 24 | $17.9B | $1.4B | ||
| Q3 24 | $18.7B | $2.4B | ||
| Q2 24 | $17.2B | $2.5B | ||
| Q1 24 | $17.0B | $2.8B |
总资产RFTLN
| Q4 25 | $158.8B | $10.9B | ||
| Q3 25 | $159.9B | $6.1B | ||
| Q2 25 | $159.2B | $5.8B | ||
| Q1 25 | $159.8B | $5.9B | ||
| Q4 24 | $157.3B | $6.1B | ||
| Q3 24 | $157.4B | $6.8B | ||
| Q2 24 | $154.1B | $7.1B | ||
| Q1 24 | $154.9B | — |
负债/权益比RFTLN
| Q4 25 | 0.22× | 6.23× | ||
| Q3 25 | 0.25× | 2.03× | ||
| Q2 25 | 0.28× | 2.40× | ||
| Q1 25 | 0.32× | 2.54× | ||
| Q4 24 | 0.34× | 2.17× | ||
| Q3 24 | 0.32× | 1.10× | ||
| Q2 24 | 0.30× | 1.05× | ||
| Q1 24 | 0.20× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-319.0M | $280.0M |
| 自由现金流经营现金流 - 资本支出 | — | $254.0M |
| 自由现金流率自由现金流/营收 | — | 33.5% |
| 资本支出强度资本支出/营收 | — | 3.4% |
| 现金转化率经营现金流/净利润 | -0.60× | — |
| 过去12个月自由现金流最近4个季度 | — | $606.0M |
8季度趋势，按日历期对齐
经营现金流RFTLN
| Q4 25 | $-319.0M | $280.0M | ||
| Q3 25 | $861.0M | $489.0M | ||
| Q2 25 | $573.0M | $-184.0M | ||
| Q1 25 | $1.1B | $119.0M | ||
| Q4 24 | $-220.0M | — | ||
| Q3 24 | $1.3B | $96.0M | ||
| Q2 24 | $161.0M | $-23.0M | ||
| Q1 24 | $396.0M | $173.0M |
自由现金流RFTLN
| Q4 25 | — | $254.0M | ||
| Q3 25 | — | $468.0M | ||
| Q2 25 | — | $-217.0M | ||
| Q1 25 | — | $101.0M | ||
| Q4 24 | — | — | ||
| Q3 24 | — | $83.0M | ||
| Q2 24 | — | $-43.0M | ||
| Q1 24 | — | $148.0M |
自由现金流率RFTLN
| Q4 25 | — | 33.5% | ||
| Q3 25 | — | 67.1% | ||
| Q2 25 | — | -53.1% | ||
| Q1 25 | — | 15.4% | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 18.1% | ||
| Q2 24 | — | -12.4% | ||
| Q1 24 | — | 35.6% |
资本支出强度RFTLN
| Q4 25 | — | 3.4% | ||
| Q3 25 | — | 3.0% | ||
| Q2 25 | — | 8.1% | ||
| Q1 25 | — | 2.8% | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 2.8% | ||
| Q2 24 | — | 5.8% | ||
| Q1 24 | — | 6.0% |
现金转化率RFTLN
| Q4 25 | -0.60× | — | ||
| Q3 25 | 1.51× | 2.36× | ||
| Q2 25 | 1.02× | -2.56× | ||
| Q1 25 | 2.18× | — | ||
| Q4 24 | -0.41× | — | ||
| Q3 24 | 2.57× | 0.57× | ||
| Q2 24 | 0.32× | -0.05× | ||
| Q1 24 | 1.08× | 0.59× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
RF
| Consumer Bank | $747.0M | 58% |
| Corporate Bank | $487.0M | 38% |
| Wealth Management | $47.0M | 4% |
TLN
| Electricity Sales And Ancillary Services | $555.0M | 73% |
| Operating Revenue Capacity | $182.0M | 24% |
| Physical Electricity Sales Bilateral Contracts Other | $21.0M | 3% |
