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Regions Financial Corporation（RF）与Worthington Steel, Inc.（WS）财务数据对比。点击上方公司名可切换其他公司
Regions Financial Corporation的季度营收约是Worthington Steel, Inc.的1.5倍（$1.3B vs $871.9M），Regions Financial Corporation净利率更高（41.7% vs 2.2%，领先39.5%），Worthington Steel, Inc.同比增速更快（18.0% vs 4.1%），过去两年Regions Financial Corporation的营收复合增速更高（4.0% vs 3.9%）
Regions Financial Corporation是美国银行控股企业，总部位于阿拉巴马州伯明翰市。公司提供零售及商业银行、信托、股票经纪、抵押贷款等服务，旗下银行业务子公司Regions Bank在美国南部和中西部15个州运营约1300家营业网点和2000台自动柜员机，服务大量当地个人及企业客户。
沃辛顿钢铁是总部位于美国俄亥俄州哥伦布市的工业制造企业，下设消费品和建筑建材两大业务板块，主营各类压力容器的设计与生产，覆盖丙烷、氧气、氦气储罐，制冷剂及工业气瓶，露营与民用气瓶，以及用于存储、处理、加热、扩容和流量控制的供水系统罐体等产品。
RF vs WS — 直观对比
营收规模更大
RF
是对方的1.5倍
$871.9M
营收增速更快
WS
高出13.8%
4.1%
净利率更高
RF
高出39.5%
2.2%
两年增速更快
RF
近两年复合增速
3.9%
损益表 — Q4 FY2025 vs Q2 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $1.3B | $871.9M |
| 净利润 | $534.0M | $18.8M |
| 毛利率 | — | 10.7% |
| 营业利润率 | 55.3% | 2.5% |
| 净利率 | 41.7% | 2.2% |
| 营收同比 | 4.1% | 18.0% |
| 净利润同比 | 0.0% | 46.9% |
| 每股收益（稀释后） | $0.59 | $0.37 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收RFWS
| Q4 25 | $1.3B | $871.9M | ||
| Q3 25 | $1.3B | $872.9M | ||
| Q2 25 | $1.3B | $832.9M | ||
| Q1 25 | $1.2B | $687.4M | ||
| Q4 24 | $1.2B | $739.0M | ||
| Q3 24 | $1.2B | $834.0M | ||
| Q2 24 | $1.2B | — | ||
| Q1 24 | $1.2B | $805.8M |
净利润RFWS
| Q4 25 | $534.0M | $18.8M | ||
| Q3 25 | $569.0M | $36.8M | ||
| Q2 25 | $563.0M | $55.7M | ||
| Q1 25 | $490.0M | $13.8M | ||
| Q4 24 | $534.0M | $12.8M | ||
| Q3 24 | $490.0M | $28.4M | ||
| Q2 24 | $501.0M | — | ||
| Q1 24 | $368.0M | $49.0M |
毛利率RFWS
| Q4 25 | — | 10.7% | ||
| Q3 25 | — | 13.2% | ||
| Q2 25 | — | 15.2% | ||
| Q1 25 | — | 11.8% | ||
| Q4 24 | — | 10.8% | ||
| Q3 24 | — | 12.0% | ||
| Q2 24 | — | — | ||
| Q1 24 | — | 14.9% |
营业利润率RFWS
| Q4 25 | 55.3% | 2.5% | ||
| Q3 25 | 56.3% | 5.5% | ||
| Q2 25 | 56.1% | 8.0% | ||
| Q1 25 | 52.0% | 2.7% | ||
| Q4 24 | 53.4% | 2.6% | ||
| Q3 24 | 49.9% | 5.2% | ||
| Q2 24 | 52.7% | — | ||
| Q1 24 | 39.2% | 8.2% |
净利率RFWS
| Q4 25 | 41.7% | 2.2% | ||
| Q3 25 | 45.3% | 4.2% | ||
| Q2 25 | 44.7% | 6.7% | ||
| Q1 25 | 41.0% | 2.0% | ||
| Q4 24 | 43.4% | 1.7% | ||
| Q3 24 | 40.2% | 3.4% | ||
| Q2 24 | 42.2% | — | ||
| Q1 24 | 31.1% | 6.1% |
每股收益（稀释后）RFWS
| Q4 25 | $0.59 | $0.37 | ||
| Q3 25 | $0.61 | $0.72 | ||
| Q2 25 | $0.59 | $1.11 | ||
| Q1 25 | $0.51 | $0.27 | ||
| Q4 24 | $0.55 | $0.25 | ||
| Q3 24 | $0.49 | $0.56 | ||
| Q2 24 | $0.52 | — | ||
| Q1 24 | $0.37 | $0.98 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $89.8M |
| 总债务越低越好 | $4.1B | $72.1M |
| 股东权益账面价值 | $19.0B | $1.1B |
| 总资产 | $158.8B | $2.1B |
| 负债/权益比越低杠杆越低 | 0.22× | 0.06× |
8季度趋势，按日历期对齐
现金及短期投资RFWS
| Q4 25 | — | $89.8M | ||
| Q3 25 | — | $78.3M | ||
| Q2 25 | — | $38.0M | ||
| Q1 25 | — | $63.3M | ||
| Q4 24 | — | $52.0M | ||
| Q3 24 | — | $36.0M | ||
| Q2 24 | — | — | ||
| Q1 24 | — | $60.8M |
总债务RFWS
| Q4 25 | $4.1B | $72.1M | ||
| Q3 25 | $4.8B | $73.4M | ||
| Q2 25 | $5.3B | $151.5M | ||
| Q1 25 | $6.0B | — | ||
| Q4 24 | $6.0B | $115.0M | ||
| Q3 24 | $6.0B | $122.2M | ||
| Q2 24 | $5.1B | — | ||
| Q1 24 | $3.3B | $147.2M |
股东权益RFWS
| Q4 25 | $19.0B | $1.1B | ||
| Q3 25 | $19.0B | $1.1B | ||
| Q2 25 | $18.7B | $1.1B | ||
| Q1 25 | $18.5B | $1.0B | ||
| Q4 24 | $17.9B | $1.0B | ||
| Q3 24 | $18.7B | $1.0B | ||
| Q2 24 | $17.2B | — | ||
| Q1 24 | $17.0B | $937.6M |
总资产RFWS
| Q4 25 | $158.8B | $2.1B | ||
| Q3 25 | $159.9B | $2.2B | ||
| Q2 25 | $159.2B | $2.0B | ||
| Q1 25 | $159.8B | $1.8B | ||
| Q4 24 | $157.3B | $1.7B | ||
| Q3 24 | $157.4B | $1.8B | ||
| Q2 24 | $154.1B | — | ||
| Q1 24 | $154.9B | $1.8B |
负债/权益比RFWS
| Q4 25 | 0.22× | 0.06× | ||
| Q3 25 | 0.25× | 0.07× | ||
| Q2 25 | 0.28× | 0.14× | ||
| Q1 25 | 0.32× | — | ||
| Q4 24 | 0.34× | 0.11× | ||
| Q3 24 | 0.32× | 0.12× | ||
| Q2 24 | 0.30× | — | ||
| Q1 24 | 0.20× | 0.16× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-319.0M | $99.3M |
| 自由现金流经营现金流 - 资本支出 | — | $74.6M |
| 自由现金流率自由现金流/营收 | — | 8.6% |
| 资本支出强度资本支出/营收 | — | 2.8% |
| 现金转化率经营现金流/净利润 | -0.60× | 5.28× |
| 过去12个月自由现金流最近4个季度 | — | $72.5M |
8季度趋势，按日历期对齐
经营现金流RFWS
| Q4 25 | $-319.0M | $99.3M | ||
| Q3 25 | $861.0M | $-6.3M | ||
| Q2 25 | $573.0M | $53.9M | ||
| Q1 25 | $1.1B | $53.8M | ||
| Q4 24 | $-220.0M | $68.0M | ||
| Q3 24 | $1.3B | $54.6M | ||
| Q2 24 | $161.0M | — | ||
| Q1 24 | $396.0M | $44.7M |
自由现金流RFWS
| Q4 25 | — | $74.6M | ||
| Q3 25 | — | $-35.7M | ||
| Q2 25 | — | $8.4M | ||
| Q1 25 | — | $25.2M | ||
| Q4 24 | — | $33.2M | ||
| Q3 24 | — | $33.1M | ||
| Q2 24 | — | — | ||
| Q1 24 | — | $22.3M |
自由现金流率RFWS
| Q4 25 | — | 8.6% | ||
| Q3 25 | — | -4.1% | ||
| Q2 25 | — | 1.0% | ||
| Q1 25 | — | 3.7% | ||
| Q4 24 | — | 4.5% | ||
| Q3 24 | — | 4.0% | ||
| Q2 24 | — | — | ||
| Q1 24 | — | 2.8% |
资本支出强度RFWS
| Q4 25 | — | 2.8% | ||
| Q3 25 | — | 3.4% | ||
| Q2 25 | — | 5.5% | ||
| Q1 25 | — | 4.2% | ||
| Q4 24 | — | 4.7% | ||
| Q3 24 | — | 2.6% | ||
| Q2 24 | — | — | ||
| Q1 24 | — | 2.8% |
现金转化率RFWS
| Q4 25 | -0.60× | 5.28× | ||
| Q3 25 | 1.51× | -0.17× | ||
| Q2 25 | 1.02× | 0.97× | ||
| Q1 25 | 2.18× | 3.90× | ||
| Q4 24 | -0.41× | 5.31× | ||
| Q3 24 | 2.57× | 1.92× | ||
| Q2 24 | 0.32× | — | ||
| Q1 24 | 1.08× | 0.91× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
RF
| Consumer Bank | $747.0M | 58% |
| Corporate Bank | $487.0M | 38% |
| Wealth Management | $47.0M | 4% |
WS
| Direct | $844.1M | 97% |
| Toll | $27.8M | 3% |
