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SelectQuote, Inc.（SLQT）与Frontier Group Holdings, Inc.（ULCC）财务数据对比。点击上方公司名可切换其他公司
Frontier Group Holdings, Inc.的季度营收约是SelectQuote, Inc.的1.9倍（$997.0M vs $537.1M），SelectQuote, Inc.净利率更高（12.9% vs 5.3%，领先7.6%），SelectQuote, Inc.同比增速更快（11.6% vs -0.5%），SelectQuote, Inc.自由现金流更多（$-1.0M vs $-113.0M），过去两年SelectQuote, Inc.的营收复合增速更高（19.5% vs 7.4%）
SelectQuote是面向消费者的直售平台，主营保险产品与医疗服务业务，通过对接消费者与保险机构获取佣金，覆盖长者健康险、人寿险、车险、家财险等品类，医疗服务板块以认证药房SelectRx为核心业务，公司于2020年5月上市。
前沿通信母公司（Frontier Communications Parent, Inc.）是一家美国电信企业，拥有自营光纤网络，提供云服务，目前隶属于威瑞森。公司此前曾先后以公民公用事业公司、公民通信公司、前沿通信公司为名开展运营。
SLQT vs ULCC — 直观对比
营收规模更大
ULCC
是对方的1.9倍
$537.1M
营收增速更快
SLQT
高出12.1%
-0.5%
净利率更高
SLQT
高出7.6%
5.3%
自由现金流更多
SLQT
多$112.0M
$-113.0M
两年增速更快
SLQT
近两年复合增速
7.4%
损益表 — Q2 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $537.1M | $997.0M |
| 净利润 | $69.3M | $53.0M |
| 毛利率 | 61.8% | — |
| 营业利润率 | 14.0% | 4.9% |
| 净利率 | 12.9% | 5.3% |
| 营收同比 | 11.6% | -0.5% |
| 净利润同比 | 30.2% | -1.9% |
| 每股收益（稀释后） | $0.26 | $0.24 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收SLQTULCC
| Q4 25 | $537.1M | $997.0M | ||
| Q3 25 | $328.8M | $886.0M | ||
| Q2 25 | $345.1M | $929.0M | ||
| Q1 25 | $408.2M | $912.0M | ||
| Q4 24 | $481.1M | $1.0B | ||
| Q3 24 | $292.3M | $935.0M | ||
| Q2 24 | $307.2M | $973.0M | ||
| Q1 24 | $376.4M | $865.0M |
净利润SLQTULCC
| Q4 25 | $69.3M | $53.0M | ||
| Q3 25 | $-30.5M | $-77.0M | ||
| Q2 25 | $12.9M | $-70.0M | ||
| Q1 25 | $26.0M | $-43.0M | ||
| Q4 24 | $53.2M | $54.0M | ||
| Q3 24 | $-44.5M | $26.0M | ||
| Q2 24 | $-31.0M | $31.0M | ||
| Q1 24 | $8.6M | $-26.0M |
毛利率SLQTULCC
| Q4 25 | 61.8% | — | ||
| Q3 25 | 41.4% | — | ||
| Q2 25 | 47.2% | — | ||
| Q1 25 | 60.2% | — | ||
| Q4 24 | 67.5% | — | ||
| Q3 24 | 55.7% | — | ||
| Q2 24 | 60.7% | — | ||
| Q1 24 | 71.8% | — |
营业利润率SLQTULCC
| Q4 25 | 14.0% | 4.9% | ||
| Q3 25 | -12.4% | -8.7% | ||
| Q2 25 | -3.6% | -8.1% | ||
| Q1 25 | 5.4% | -5.0% | ||
| Q4 24 | 14.7% | 4.5% | ||
| Q3 24 | -4.1% | 2.0% | ||
| Q2 24 | -0.5% | 2.6% | ||
| Q1 24 | 8.8% | -3.6% |
净利率SLQTULCC
| Q4 25 | 12.9% | 5.3% | ||
| Q3 25 | -9.3% | -8.7% | ||
| Q2 25 | 3.7% | -7.5% | ||
| Q1 25 | 6.4% | -4.7% | ||
| Q4 24 | 11.1% | 5.4% | ||
| Q3 24 | -15.2% | 2.8% | ||
| Q2 24 | -10.1% | 3.2% | ||
| Q1 24 | 2.3% | -3.0% |
每股收益（稀释后）SLQTULCC
| Q4 25 | $0.26 | $0.24 | ||
| Q3 25 | $-0.26 | $-0.34 | ||
| Q2 25 | $-0.06 | $-0.31 | ||
| Q1 25 | $0.03 | $-0.19 | ||
| Q4 24 | $0.30 | $0.24 | ||
| Q3 24 | $-0.26 | $0.11 | ||
| Q2 24 | $-0.17 | $0.14 | ||
| Q1 24 | $0.05 | $-0.12 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $18.3M | $671.0M |
| 总债务越低越好 | $405.8M | $620.0M |
| 股东权益账面价值 | $359.7M | $491.0M |
| 总资产 | $1.4B | $7.2B |
| 负债/权益比越低杠杆越低 | 1.13× | 1.26× |
8季度趋势，按日历期对齐
现金及短期投资SLQTULCC
| Q4 25 | $18.3M | $671.0M | ||
| Q3 25 | $10.7M | $566.0M | ||
| Q2 25 | $32.4M | $563.0M | ||
| Q1 25 | $80.1M | $686.0M | ||
| Q4 24 | $7.3M | $740.0M | ||
| Q3 24 | $10.4M | $576.0M | ||
| Q2 24 | $42.7M | $658.0M | ||
| Q1 24 | $37.8M | $622.0M |
总债务SLQTULCC
| Q4 25 | $405.8M | $620.0M | ||
| Q3 25 | $393.1M | $673.0M | ||
| Q2 25 | $385.1M | $565.0M | ||
| Q1 25 | $391.5M | $512.0M | ||
| Q4 24 | $711.9M | $507.0M | ||
| Q3 24 | $680.4M | $474.0M | ||
| Q2 24 | $683.3M | $455.0M | ||
| Q1 24 | $686.0M | $469.0M |
股东权益SLQTULCC
| Q4 25 | $359.7M | $491.0M | ||
| Q3 25 | $305.1M | $434.0M | ||
| Q2 25 | $351.1M | $506.0M | ||
| Q1 25 | $350.2M | $570.0M | ||
| Q4 24 | $326.0M | $604.0M | ||
| Q3 24 | $269.4M | $549.0M | ||
| Q2 24 | $316.8M | $520.0M | ||
| Q1 24 | $346.8M | $484.0M |
总资产SLQTULCC
| Q4 25 | $1.4B | $7.2B | ||
| Q3 25 | $1.2B | $6.7B | ||
| Q2 25 | $1.2B | $6.5B | ||
| Q1 25 | $1.3B | $6.5B | ||
| Q4 24 | $1.3B | $6.2B | ||
| Q3 24 | $1.1B | $5.8B | ||
| Q2 24 | $1.2B | $5.7B | ||
| Q1 24 | $1.2B | $5.2B |
负债/权益比SLQTULCC
| Q4 25 | 1.13× | 1.26× | ||
| Q3 25 | 1.29× | 1.55× | ||
| Q2 25 | 1.10× | 1.12× | ||
| Q1 25 | 1.12× | 0.90× | ||
| Q4 24 | 2.18× | 0.84× | ||
| Q3 24 | 2.53× | 0.86× | ||
| Q2 24 | 2.16× | 0.88× | ||
| Q1 24 | 1.98× | 0.97× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $52.0K | $-91.0M |
| 自由现金流经营现金流 - 资本支出 | $-1.0M | $-113.0M |
| 自由现金流率自由现金流/营收 | -0.2% | -11.3% |
| 资本支出强度资本支出/营收 | 0.2% | 2.2% |
| 现金转化率经营现金流/净利润 | 0.00× | -1.72× |
| 过去12个月自由现金流最近4个季度 | $8.5M | $-600.0M |
8季度趋势，按日历期对齐
经营现金流SLQTULCC
| Q4 25 | $52.0K | $-91.0M | ||
| Q3 25 | $-21.6M | $-215.0M | ||
| Q2 25 | $-37.5M | $-133.0M | ||
| Q1 25 | $71.1M | $-86.0M | ||
| Q4 24 | $-28.7M | $87.0M | ||
| Q3 24 | $-16.6M | $-156.0M | ||
| Q2 24 | $20.0M | $9.0M | ||
| Q1 24 | $44.5M | $-22.0M |
自由现金流SLQTULCC
| Q4 25 | $-1.0M | $-113.0M | ||
| Q3 25 | $-22.7M | $-217.0M | ||
| Q2 25 | $-38.0M | $-166.0M | ||
| Q1 25 | $70.2M | $-104.0M | ||
| Q4 24 | $-29.0M | $73.0M | ||
| Q3 24 | $-17.1M | $-170.0M | ||
| Q2 24 | $19.7M | $-22.0M | ||
| Q1 24 | $43.4M | $-39.0M |
自由现金流率SLQTULCC
| Q4 25 | -0.2% | -11.3% | ||
| Q3 25 | -6.9% | -24.5% | ||
| Q2 25 | -11.0% | -17.9% | ||
| Q1 25 | 17.2% | -11.4% | ||
| Q4 24 | -6.0% | 7.3% | ||
| Q3 24 | -5.8% | -18.2% | ||
| Q2 24 | 6.4% | -2.3% | ||
| Q1 24 | 11.5% | -4.5% |
资本支出强度SLQTULCC
| Q4 25 | 0.2% | 2.2% | ||
| Q3 25 | 0.3% | 0.2% | ||
| Q2 25 | 0.1% | 3.6% | ||
| Q1 25 | 0.2% | 2.0% | ||
| Q4 24 | 0.1% | 1.4% | ||
| Q3 24 | 0.2% | 1.5% | ||
| Q2 24 | 0.1% | 3.2% | ||
| Q1 24 | 0.3% | 2.0% |
现金转化率SLQTULCC
| Q4 25 | 0.00× | -1.72× | ||
| Q3 25 | — | — | ||
| Q2 25 | -2.91× | — | ||
| Q1 25 | 2.73× | — | ||
| Q4 24 | -0.54× | 1.61× | ||
| Q3 24 | — | -6.00× | ||
| Q2 24 | — | 0.29× | ||
| Q1 24 | 5.20× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
SLQT
| Healthcare Services Segment | $230.7M | 43% |
| Pharmacy | $227.2M | 42% |
| Other | $30.4M | 6% |
| Final Expense | $20.4M | 4% |
| Term | $18.5M | 3% |
| Other Senior | $6.3M | 1% |
| All Other Revenue | $3.9M | 1% |
ULCC
| Aircraft Fare | $453.0M | 45% |
| Passenger Service Fees | $227.0M | 23% |
| Passenger Baggage | $177.0M | 18% |
| Passenger Seat Selection | $69.0M | 7% |
| Other Passenger Revenue | $36.0M | 4% |
| Other | $35.0M | 4% |
