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Tempus AI, Inc.（TEM）与WSFS FINANCIAL CORP（WSFS）财务数据对比。点击上方公司名可切换其他公司
Tempus AI, Inc.的季度营收约是WSFS FINANCIAL CORP的1.3倍（$367.2M vs $275.3M），WSFS FINANCIAL CORP净利率更高（31.5% vs -14.8%，领先46.3%），Tempus AI, Inc.同比增速更快（83.0% vs 7.5%），过去两年Tempus AI, Inc.的营收复合增速更高（58.7% vs 1.7%）
Tempus AI是2015年由埃里克·莱夫科夫斯基在美国伊利诺伊州芝加哥创立的医疗科技企业，创立契机源于其妻子确诊乳腺癌。公司依托数据与人工智能技术，为肿瘤、心脏病、放射医学、抑郁症等领域提供包含诊断在内的精准医疗服务，2024年6月14日于纳斯达克上市，股票代码为TEM。
WSFS金融集团是一家金融服务企业，核心子公司WSFS银行是总部位于特拉华州及大特拉华谷地区规模最大、经营历史最久的本地管理银行与财富管理机构。集团共运营115个网点，其中88个为银行网点，分布在宾夕法尼亚、特拉华、新泽西、佛罗里达、弗吉尼亚、内华达六州，提供全面金融服务。
TEM vs WSFS — 直观对比
营收规模更大
TEM
是对方的1.3倍
$275.3M
营收增速更快
TEM
高出75.5%
7.5%
净利率更高
WSFS
高出46.3%
-14.8%
两年增速更快
TEM
近两年复合增速
1.7%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $367.2M | $275.3M |
| 净利润 | $-54.2M | $86.8M |
| 毛利率 | — | — |
| 营业利润率 | -16.7% | — |
| 净利率 | -14.8% | 31.5% |
| 营收同比 | 83.0% | 7.5% |
| 净利润同比 | -316.2% | 31.7% |
| 每股收益（稀释后） | $-0.30 | $1.64 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收TEMWSFS
| Q1 26 | — | $275.3M | ||
| Q4 25 | $367.2M | $271.9M | ||
| Q3 25 | $334.2M | $270.5M | ||
| Q2 25 | $314.6M | $267.5M | ||
| Q1 25 | $255.7M | $256.1M | ||
| Q4 24 | $200.7M | $261.5M | ||
| Q3 24 | $180.9M | $267.7M | ||
| Q2 24 | $166.0M | $266.0M |
净利润TEMWSFS
| Q1 26 | — | $86.8M | ||
| Q4 25 | $-54.2M | $72.7M | ||
| Q3 25 | $-80.0M | $76.4M | ||
| Q2 25 | $-42.8M | $72.3M | ||
| Q1 25 | $-68.0M | $65.9M | ||
| Q4 24 | $-13.0M | $64.2M | ||
| Q3 24 | $-75.8M | $64.4M | ||
| Q2 24 | $-552.2M | $69.3M |
营业利润率TEMWSFS
| Q1 26 | — | — | ||
| Q4 25 | -16.7% | 35.8% | ||
| Q3 25 | -18.3% | 37.3% | ||
| Q2 25 | -19.6% | 35.7% | ||
| Q1 25 | -26.9% | 34.0% | ||
| Q4 24 | -25.3% | 32.3% | ||
| Q3 24 | -29.6% | 31.9% | ||
| Q2 24 | -321.4% | 34.0% |
净利率TEMWSFS
| Q1 26 | — | 31.5% | ||
| Q4 25 | -14.8% | 26.7% | ||
| Q3 25 | -23.9% | 28.3% | ||
| Q2 25 | -13.6% | 27.0% | ||
| Q1 25 | -26.6% | 25.7% | ||
| Q4 24 | -6.5% | 24.6% | ||
| Q3 24 | -41.9% | 24.1% | ||
| Q2 24 | -332.7% | 26.0% |
每股收益（稀释后）TEMWSFS
| Q1 26 | — | $1.64 | ||
| Q4 25 | $-0.30 | $1.33 | ||
| Q3 25 | $-0.46 | $1.37 | ||
| Q2 25 | $-0.25 | $1.27 | ||
| Q1 25 | $-0.40 | $1.12 | ||
| Q4 24 | $2.56 | $1.08 | ||
| Q3 24 | $-0.46 | $1.08 | ||
| Q2 24 | $-6.86 | $1.16 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $604.8M | — |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $491.3M | $2.7B |
| 总资产 | $2.3B | $22.1B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资TEMWSFS
| Q1 26 | — | — | ||
| Q4 25 | $604.8M | $1.7B | ||
| Q3 25 | $655.9M | — | ||
| Q2 25 | $186.3M | — | ||
| Q1 25 | $151.6M | — | ||
| Q4 24 | $341.0M | $1.2B | ||
| Q3 24 | $388.0M | — | ||
| Q2 24 | $478.8M | — |
股东权益TEMWSFS
| Q1 26 | — | $2.7B | ||
| Q4 25 | $491.3M | $2.7B | ||
| Q3 25 | $507.8M | $2.8B | ||
| Q2 25 | $309.6M | $2.7B | ||
| Q1 25 | $326.2M | $2.7B | ||
| Q4 24 | $56.3M | $2.6B | ||
| Q3 24 | $53.7M | $2.7B | ||
| Q2 24 | $98.3M | $2.5B |
总资产TEMWSFS
| Q1 26 | — | $22.1B | ||
| Q4 25 | $2.3B | $21.3B | ||
| Q3 25 | $2.3B | $20.8B | ||
| Q2 25 | $1.6B | $20.8B | ||
| Q1 25 | $1.5B | $20.5B | ||
| Q4 24 | $926.1M | $20.8B | ||
| Q3 24 | $971.7M | $20.9B | ||
| Q2 24 | $864.6M | $20.7B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-36.8M | — |
| 自由现金流经营现金流 - 资本支出 | $-41.5M | — |
| 自由现金流率自由现金流/营收 | -11.3% | — |
| 资本支出强度资本支出/营收 | 1.3% | — |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $-239.1M | — |
8季度趋势，按日历期对齐
经营现金流TEMWSFS
| Q1 26 | — | — | ||
| Q4 25 | $-36.8M | $220.0M | ||
| Q3 25 | $-119.8M | $121.5M | ||
| Q2 25 | $44.2M | $37.2M | ||
| Q1 25 | $-105.6M | $8.7M | ||
| Q4 24 | — | $219.9M | ||
| Q3 24 | $48.7M | $3.1M | ||
| Q2 24 | $-97.1M | $44.8M |
自由现金流TEMWSFS
| Q1 26 | — | — | ||
| Q4 25 | $-41.5M | $213.6M | ||
| Q3 25 | $-126.5M | $120.3M | ||
| Q2 25 | $36.6M | $35.2M | ||
| Q1 25 | $-107.7M | $6.3M | ||
| Q4 24 | — | $205.6M | ||
| Q3 24 | $48.6M | $-489.0K | ||
| Q2 24 | $-105.1M | $42.1M |
自由现金流率TEMWSFS
| Q1 26 | — | — | ||
| Q4 25 | -11.3% | 78.6% | ||
| Q3 25 | -37.9% | 44.5% | ||
| Q2 25 | 11.6% | 13.2% | ||
| Q1 25 | -42.1% | 2.5% | ||
| Q4 24 | — | 78.6% | ||
| Q3 24 | 26.9% | -0.2% | ||
| Q2 24 | -63.3% | 15.8% |
资本支出强度TEMWSFS
| Q1 26 | — | — | ||
| Q4 25 | 1.3% | 2.3% | ||
| Q3 25 | 2.0% | 0.5% | ||
| Q2 25 | 2.4% | 0.7% | ||
| Q1 25 | 0.8% | 0.9% | ||
| Q4 24 | — | 5.5% | ||
| Q3 24 | 0.0% | 1.4% | ||
| Q2 24 | 4.8% | 1.0% |
现金转化率TEMWSFS
| Q1 26 | — | — | ||
| Q4 25 | — | 3.03× | ||
| Q3 25 | — | 1.59× | ||
| Q2 25 | — | 0.51× | ||
| Q1 25 | — | 0.13× | ||
| Q4 24 | — | 3.43× | ||
| Q3 24 | — | 0.05× | ||
| Q2 24 | — | 0.65× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
