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TIC Solutions, Inc.（TIC）与WINTRUST FINANCIAL CORP（WTFC）财务数据对比。点击上方公司名可切换其他公司
WINTRUST FINANCIAL CORP的季度营收约是TIC Solutions, Inc.的1.4倍（$713.2M vs $508.3M），WINTRUST FINANCIAL CORP净利率更高（31.9% vs -9.3%，领先41.2%）
Wintrust Financial是美国本土金融控股公司，在伊利诺伊州北部及威斯康星州南部运营15家特许社区银行，属于美国中型银行机构，是芝加哥第二大银行企业，于纳斯达克全球精选市场上市，股票代码为WTFC。
TIC vs WTFC — 直观对比
营收规模更大
WTFC
是对方的1.4倍
$508.3M
净利率更高
WTFC
高出41.2%
-9.3%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $508.3M | $713.2M |
| 净利润 | $-47.2M | $227.4M |
| 毛利率 | 35.2% | — |
| 营业利润率 | -3.8% | — |
| 净利率 | -9.3% | 31.9% |
| 营收同比 | — | 10.9% |
| 净利润同比 | — | 2.0% |
| 每股收益（稀释后） | — | $3.22 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收TICWTFC
| Q1 26 | — | $713.2M | ||
| Q4 25 | $508.3M | $714.3M | ||
| Q3 25 | $473.9M | $697.8M | ||
| Q2 25 | $313.9M | $670.8M | ||
| Q1 25 | $234.2M | $643.1M | ||
| Q4 24 | — | $638.6M | ||
| Q3 24 | — | $615.7M | ||
| Q2 24 | — | $591.8M |
净利润TICWTFC
| Q1 26 | — | $227.4M | ||
| Q4 25 | $-47.2M | — | ||
| Q3 25 | $-13.9M | $216.3M | ||
| Q2 25 | $-233.0K | $195.5M | ||
| Q1 25 | $-25.8M | $189.0M | ||
| Q4 24 | — | — | ||
| Q3 24 | — | $170.0M | ||
| Q2 24 | — | $152.4M |
毛利率TICWTFC
| Q1 26 | — | — | ||
| Q4 25 | 35.2% | — | ||
| Q3 25 | 32.2% | — | ||
| Q2 25 | 23.6% | — | ||
| Q1 25 | 18.6% | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
营业利润率TICWTFC
| Q1 26 | — | — | ||
| Q4 25 | -3.8% | 42.3% | ||
| Q3 25 | -1.4% | 42.4% | ||
| Q2 25 | 5.8% | 39.8% | ||
| Q1 25 | -4.0% | 39.3% | ||
| Q4 24 | — | 39.6% | ||
| Q3 24 | — | 37.8% | ||
| Q2 24 | — | 35.7% |
净利率TICWTFC
| Q1 26 | — | 31.9% | ||
| Q4 25 | -9.3% | — | ||
| Q3 25 | -2.9% | 31.0% | ||
| Q2 25 | -0.1% | 29.1% | ||
| Q1 25 | -11.0% | 29.4% | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 27.6% | ||
| Q2 24 | — | 25.8% |
每股收益（稀释后）TICWTFC
| Q1 26 | — | $3.22 | ||
| Q4 25 | — | $3.15 | ||
| Q3 25 | $-0.08 | $2.78 | ||
| Q2 25 | — | $2.78 | ||
| Q1 25 | — | $2.69 | ||
| Q4 24 | — | $2.63 | ||
| Q3 24 | — | $2.47 | ||
| Q2 24 | — | $2.32 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $439.5M | — |
| 总债务越低越好 | $1.6B | — |
| 股东权益账面价值 | $2.2B | $7.4B |
| 总资产 | $4.4B | $72.2B |
| 负债/权益比越低杠杆越低 | 0.74× | — |
8季度趋势，按日历期对齐
现金及短期投资TICWTFC
| Q1 26 | — | — | ||
| Q4 25 | $439.5M | — | ||
| Q3 25 | $164.4M | — | ||
| Q2 25 | $130.1M | — | ||
| Q1 25 | $155.7M | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
总债务TICWTFC
| Q1 26 | — | — | ||
| Q4 25 | $1.6B | — | ||
| Q3 25 | $1.6B | — | ||
| Q2 25 | $751.3M | — | ||
| Q1 25 | $752.4M | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
股东权益TICWTFC
| Q1 26 | — | $7.4B | ||
| Q4 25 | $2.2B | $7.3B | ||
| Q3 25 | $2.0B | $7.0B | ||
| Q2 25 | $1.2B | $7.2B | ||
| Q1 25 | $1.1B | $6.6B | ||
| Q4 24 | — | $6.3B | ||
| Q3 24 | — | $6.4B | ||
| Q2 24 | — | $5.5B |
总资产TICWTFC
| Q1 26 | — | $72.2B | ||
| Q4 25 | $4.4B | $71.1B | ||
| Q3 25 | $4.2B | $69.6B | ||
| Q2 25 | $2.2B | $69.0B | ||
| Q1 25 | $2.2B | $65.9B | ||
| Q4 24 | — | $64.9B | ||
| Q3 24 | — | $63.8B | ||
| Q2 24 | — | $59.8B |
负债/权益比TICWTFC
| Q1 26 | — | — | ||
| Q4 25 | 0.74× | — | ||
| Q3 25 | 0.83× | — | ||
| Q2 25 | 0.64× | — | ||
| Q1 25 | 0.67× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $49.7M | — |
| 自由现金流经营现金流 - 资本支出 | $37.1M | — |
| 自由现金流率自由现金流/营收 | 7.3% | — |
| 资本支出强度资本支出/营收 | 2.5% | — |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $61.3M | — |
8季度趋势，按日历期对齐
经营现金流TICWTFC
| Q1 26 | — | — | ||
| Q4 25 | $49.7M | $910.3M | ||
| Q3 25 | $19.0M | $209.8M | ||
| Q2 25 | $-6.5M | $329.2M | ||
| Q1 25 | $32.8M | $119.8M | ||
| Q4 24 | — | $721.6M | ||
| Q3 24 | — | $-61.6M | ||
| Q2 24 | — | $221.2M |
自由现金流TICWTFC
| Q1 26 | — | — | ||
| Q4 25 | $37.1M | $860.4M | ||
| Q3 25 | $10.3M | — | ||
| Q2 25 | $-14.5M | — | ||
| Q1 25 | $28.3M | — | ||
| Q4 24 | — | $635.5M | ||
| Q3 24 | — | $-78.3M | ||
| Q2 24 | — | $182.1M |
自由现金流率TICWTFC
| Q1 26 | — | — | ||
| Q4 25 | 7.3% | 120.5% | ||
| Q3 25 | 2.2% | — | ||
| Q2 25 | -4.6% | — | ||
| Q1 25 | 12.1% | — | ||
| Q4 24 | — | 99.5% | ||
| Q3 24 | — | -12.7% | ||
| Q2 24 | — | 30.8% |
资本支出强度TICWTFC
| Q1 26 | — | — | ||
| Q4 25 | 2.5% | 7.0% | ||
| Q3 25 | 1.8% | — | ||
| Q2 25 | 2.6% | — | ||
| Q1 25 | 1.9% | — | ||
| Q4 24 | — | 13.5% | ||
| Q3 24 | — | 2.7% | ||
| Q2 24 | — | 6.6% |
现金转化率TICWTFC
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | 0.97× | ||
| Q2 25 | — | 1.68× | ||
| Q1 25 | — | 0.63× | ||
| Q4 24 | — | — | ||
| Q3 24 | — | -0.36× | ||
| Q2 24 | — | 1.45× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
TIC
| Consulting Engineering Segment | $300.1M | 59% |
| Geospatial Segment | $131.3M | 26% |
| Fixed Unit Price Contracts | $54.3M | 11% |
| Other | $22.6M | 4% |
WTFC
暂无分部数据
