vs
Wheels Up Experience Inc.（UP）与WSFS FINANCIAL CORP（WSFS）财务数据对比。点击上方公司名可切换其他公司
WSFS FINANCIAL CORP的季度营收约是Wheels Up Experience Inc.的1.5倍（$275.3M vs $183.8M），WSFS FINANCIAL CORP净利率更高（31.5% vs -15.7%，领先47.2%），WSFS FINANCIAL CORP同比增速更快（7.5% vs -10.2%），过去两年WSFS FINANCIAL CORP的营收复合增速更高（1.7% vs -3.4%）
Wheels Up是美国领先的按需私人航空服务提供商，也是全球规模最大的私人航空企业之一。公司由肯尼·迪希特创立于2013年，采用会员制按需服务的商业模式，会员可通过移动应用程序，从公司自有机队及第三方运营商处预订私人飞机出行。
WSFS金融集团是一家金融服务企业，核心子公司WSFS银行是总部位于特拉华州及大特拉华谷地区规模最大、经营历史最久的本地管理银行与财富管理机构。集团共运营115个网点，其中88个为银行网点，分布在宾夕法尼亚、特拉华、新泽西、佛罗里达、弗吉尼亚、内华达六州，提供全面金融服务。
UP vs WSFS — 直观对比
营收规模更大
WSFS
是对方的1.5倍
$183.8M
营收增速更快
WSFS
高出17.7%
-10.2%
净利率更高
WSFS
高出47.2%
-15.7%
两年增速更快
WSFS
近两年复合增速
-3.4%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $183.8M | $275.3M |
| 净利润 | $-28.9M | $86.8M |
| 毛利率 | 14.3% | — |
| 营业利润率 | -0.9% | — |
| 净利率 | -15.7% | 31.5% |
| 营收同比 | -10.2% | 7.5% |
| 净利润同比 | 67.0% | 31.7% |
| 每股收益（稀释后） | $-0.04 | $1.64 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收UPWSFS
| Q1 26 | — | $275.3M | ||
| Q4 25 | $183.8M | $271.9M | ||
| Q3 25 | $185.5M | $270.5M | ||
| Q2 25 | $189.6M | $267.5M | ||
| Q1 25 | $177.5M | $256.1M | ||
| Q4 24 | $204.8M | $261.5M | ||
| Q3 24 | $193.9M | $267.7M | ||
| Q2 24 | $196.3M | $266.0M |
净利润UPWSFS
| Q1 26 | — | $86.8M | ||
| Q4 25 | $-28.9M | $72.7M | ||
| Q3 25 | $-83.7M | $76.4M | ||
| Q2 25 | $-82.3M | $72.3M | ||
| Q1 25 | $-99.3M | $65.9M | ||
| Q4 24 | $-87.5M | $64.2M | ||
| Q3 24 | $-57.7M | $64.4M | ||
| Q2 24 | $-97.0M | $69.3M |
毛利率UPWSFS
| Q1 26 | — | — | ||
| Q4 25 | 14.3% | — | ||
| Q3 25 | 6.8% | — | ||
| Q2 25 | 8.3% | — | ||
| Q1 25 | 10.8% | — | ||
| Q4 24 | 13.9% | — | ||
| Q3 24 | 13.9% | — | ||
| Q2 24 | 2.3% | — |
营业利润率UPWSFS
| Q1 26 | — | — | ||
| Q4 25 | -0.9% | 35.8% | ||
| Q3 25 | -33.1% | 37.3% | ||
| Q2 25 | -31.4% | 35.7% | ||
| Q1 25 | -45.5% | 34.0% | ||
| Q4 24 | -26.0% | 32.3% | ||
| Q3 24 | -21.6% | 31.9% | ||
| Q2 24 | -40.3% | 34.0% |
净利率UPWSFS
| Q1 26 | — | 31.5% | ||
| Q4 25 | -15.7% | 26.7% | ||
| Q3 25 | -45.1% | 28.3% | ||
| Q2 25 | -43.4% | 27.0% | ||
| Q1 25 | -55.9% | 25.7% | ||
| Q4 24 | -42.7% | 24.6% | ||
| Q3 24 | -29.8% | 24.1% | ||
| Q2 24 | -49.4% | 26.0% |
每股收益（稀释后）UPWSFS
| Q1 26 | — | $1.64 | ||
| Q4 25 | $-0.04 | $1.33 | ||
| Q3 25 | $-0.12 | $1.37 | ||
| Q2 25 | $-0.12 | $1.27 | ||
| Q1 25 | $-0.14 | $1.12 | ||
| Q4 24 | $-0.13 | $1.08 | ||
| Q3 24 | $-0.08 | $1.08 | ||
| Q2 24 | $-0.14 | $1.16 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $133.9M | — |
| 总债务越低越好 | $671.3M | — |
| 股东权益账面价值 | $-392.1M | $2.7B |
| 总资产 | $968.8M | $22.1B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资UPWSFS
| Q1 26 | — | — | ||
| Q4 25 | $133.9M | $1.7B | ||
| Q3 25 | $125.3M | — | ||
| Q2 25 | $107.0M | — | ||
| Q1 25 | $171.8M | — | ||
| Q4 24 | $216.4M | $1.2B | ||
| Q3 24 | $115.9M | — | ||
| Q2 24 | $141.5M | — |
总债务UPWSFS
| Q1 26 | — | — | ||
| Q4 25 | $671.3M | — | ||
| Q3 25 | $766.5M | — | ||
| Q2 25 | $770.5M | — | ||
| Q1 25 | $765.8M | — | ||
| Q4 24 | $761.3M | — | ||
| Q3 24 | $596.9M | — | ||
| Q2 24 | $597.4M | — |
股东权益UPWSFS
| Q1 26 | — | $2.7B | ||
| Q4 25 | $-392.1M | $2.7B | ||
| Q3 25 | $-374.5M | $2.8B | ||
| Q2 25 | $-347.8M | $2.7B | ||
| Q1 25 | $-288.1M | $2.7B | ||
| Q4 24 | $-202.1M | $2.6B | ||
| Q3 24 | $-117.7M | $2.7B | ||
| Q2 24 | $-72.2M | $2.5B |
总资产UPWSFS
| Q1 26 | — | $22.1B | ||
| Q4 25 | $968.8M | $21.3B | ||
| Q3 25 | $973.0M | $20.8B | ||
| Q2 25 | $1.0B | $20.8B | ||
| Q1 25 | $1.1B | $20.5B | ||
| Q4 24 | $1.2B | $20.8B | ||
| Q3 24 | $1.0B | $20.9B | ||
| Q2 24 | $1.1B | $20.7B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-18.4M | — |
| 自由现金流经营现金流 - 资本支出 | $-58.3M | — |
| 自由现金流率自由现金流/营收 | -31.7% | — |
| 资本支出强度资本支出/营收 | 21.7% | — |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $-259.9M | — |
8季度趋势，按日历期对齐
经营现金流UPWSFS
| Q1 26 | — | — | ||
| Q4 25 | $-18.4M | $220.0M | ||
| Q3 25 | $-37.1M | $121.5M | ||
| Q2 25 | $-62.9M | $37.2M | ||
| Q1 25 | $-47.9M | $8.7M | ||
| Q4 24 | $37.9M | $219.9M | ||
| Q3 24 | $-16.9M | $3.1M | ||
| Q2 24 | $-25.2M | $44.8M |
自由现金流UPWSFS
| Q1 26 | — | — | ||
| Q4 25 | $-58.3M | $213.6M | ||
| Q3 25 | $-60.4M | $120.3M | ||
| Q2 25 | $-78.6M | $35.2M | ||
| Q1 25 | $-62.6M | $6.3M | ||
| Q4 24 | $-70.2M | $205.6M | ||
| Q3 24 | $-21.9M | $-489.0K | ||
| Q2 24 | $-30.8M | $42.1M |
自由现金流率UPWSFS
| Q1 26 | — | — | ||
| Q4 25 | -31.7% | 78.6% | ||
| Q3 25 | -32.6% | 44.5% | ||
| Q2 25 | -41.5% | 13.2% | ||
| Q1 25 | -35.3% | 2.5% | ||
| Q4 24 | -34.3% | 78.6% | ||
| Q3 24 | -11.3% | -0.2% | ||
| Q2 24 | -15.7% | 15.8% |
资本支出强度UPWSFS
| Q1 26 | — | — | ||
| Q4 25 | 21.7% | 2.3% | ||
| Q3 25 | 12.5% | 0.5% | ||
| Q2 25 | 8.3% | 0.7% | ||
| Q1 25 | 8.3% | 0.9% | ||
| Q4 24 | 52.8% | 5.5% | ||
| Q3 24 | 2.6% | 1.4% | ||
| Q2 24 | 2.9% | 1.0% |
现金转化率UPWSFS
| Q1 26 | — | — | ||
| Q4 25 | — | 3.03× | ||
| Q3 25 | — | 1.59× | ||
| Q2 25 | — | 0.51× | ||
| Q1 25 | — | 0.13× | ||
| Q4 24 | — | 3.43× | ||
| Q3 24 | — | 0.05× | ||
| Q2 24 | — | 0.65× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
