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UNITIL CORP（UTL）与WSFS FINANCIAL CORP（WSFS）财务数据对比。点击上方公司名可切换其他公司
WSFS FINANCIAL CORP的季度营收约是UNITIL CORP的1.7倍（$275.3M vs $161.5M），WSFS FINANCIAL CORP净利率更高（31.5% vs 11.8%，领先19.8%），UNITIL CORP同比增速更快（26.7% vs 7.5%），过去两年WSFS FINANCIAL CORP的营收复合增速更高（1.7% vs -4.9%）
Unitil是一家跨州电力与天然气公用事业公司，业务覆盖美国新罕布什尔州、马萨诸塞州与缅因州。公司最早前身是1849年在缅因州成立的波特兰煤气灯公司，现企业主体于1984年设立，总部位于新罕布什尔州。目前公司总市值约6.8651亿美元，为约10.24万电力客户、超7.59万天然气客户提供服务。
WSFS金融集团是一家金融服务企业，核心子公司WSFS银行是总部位于特拉华州及大特拉华谷地区规模最大、经营历史最久的本地管理银行与财富管理机构。集团共运营115个网点，其中88个为银行网点，分布在宾夕法尼亚、特拉华、新泽西、佛罗里达、弗吉尼亚、内华达六州，提供全面金融服务。
UTL vs WSFS — 直观对比
营收规模更大
WSFS
是对方的1.7倍
$161.5M
营收增速更快
UTL
高出19.2%
7.5%
净利率更高
WSFS
高出19.8%
11.8%
两年增速更快
WSFS
近两年复合增速
-4.9%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $161.5M | $275.3M |
| 净利润 | $19.0M | $86.8M |
| 毛利率 | — | — |
| 营业利润率 | 21.5% | — |
| 净利率 | 11.8% | 31.5% |
| 营收同比 | 26.7% | 7.5% |
| 净利润同比 | 21.8% | 31.7% |
| 每股收益（稀释后） | $1.05 | $1.64 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收UTLWSFS
| Q1 26 | — | $275.3M | ||
| Q4 25 | $161.5M | $271.9M | ||
| Q3 25 | $101.1M | $270.5M | ||
| Q2 25 | $102.6M | $267.5M | ||
| Q1 25 | $170.8M | $256.1M | ||
| Q4 24 | $127.5M | $261.5M | ||
| Q3 24 | $92.9M | $267.7M | ||
| Q2 24 | $95.7M | $266.0M |
净利润UTLWSFS
| Q1 26 | — | $86.8M | ||
| Q4 25 | $19.0M | $72.7M | ||
| Q3 25 | $-300.0K | $76.4M | ||
| Q2 25 | $4.0M | $72.3M | ||
| Q1 25 | $27.5M | $65.9M | ||
| Q4 24 | $15.6M | $64.2M | ||
| Q3 24 | $0 | $64.4M | ||
| Q2 24 | $4.3M | $69.3M |
营业利润率UTLWSFS
| Q1 26 | — | — | ||
| Q4 25 | 21.5% | 35.8% | ||
| Q3 25 | 6.9% | 37.3% | ||
| Q2 25 | 13.0% | 35.7% | ||
| Q1 25 | 27.0% | 34.0% | ||
| Q4 24 | 22.1% | 32.3% | ||
| Q3 24 | 6.2% | 31.9% | ||
| Q2 24 | 13.0% | 34.0% |
净利率UTLWSFS
| Q1 26 | — | 31.5% | ||
| Q4 25 | 11.8% | 26.7% | ||
| Q3 25 | -0.3% | 28.3% | ||
| Q2 25 | 3.9% | 27.0% | ||
| Q1 25 | 16.1% | 25.7% | ||
| Q4 24 | 12.2% | 24.6% | ||
| Q3 24 | — | 24.1% | ||
| Q2 24 | 4.5% | 26.0% |
每股收益（稀释后）UTLWSFS
| Q1 26 | — | $1.64 | ||
| Q4 25 | $1.05 | $1.33 | ||
| Q3 25 | $-0.02 | $1.37 | ||
| Q2 25 | $0.25 | $1.27 | ||
| Q1 25 | $1.69 | $1.12 | ||
| Q4 24 | $0.97 | $1.08 | ||
| Q3 24 | $0.00 | $1.08 | ||
| Q2 24 | $0.27 | $1.16 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $15.6M | — |
| 总债务越低越好 | $670.5M | — |
| 股东权益账面价值 | $609.6M | $2.7B |
| 总资产 | $2.1B | $22.1B |
| 负债/权益比越低杠杆越低 | 1.10× | — |
8季度趋势，按日历期对齐
现金及短期投资UTLWSFS
| Q1 26 | — | — | ||
| Q4 25 | $15.6M | $1.7B | ||
| Q3 25 | $14.6M | — | ||
| Q2 25 | $8.5M | — | ||
| Q1 25 | $10.2M | — | ||
| Q4 24 | $6.3M | $1.2B | ||
| Q3 24 | $6.3M | — | ||
| Q2 24 | $2.8M | — |
总债务UTLWSFS
| Q1 26 | — | — | ||
| Q4 25 | $670.5M | — | ||
| Q3 25 | $670.5M | — | ||
| Q2 25 | $640.7M | — | ||
| Q1 25 | $642.1M | — | ||
| Q4 24 | $643.3M | — | ||
| Q3 24 | $643.3M | — | ||
| Q2 24 | $511.3M | — |
股东权益UTLWSFS
| Q1 26 | — | $2.7B | ||
| Q4 25 | $609.6M | $2.7B | ||
| Q3 25 | $597.2M | $2.8B | ||
| Q2 25 | $532.8M | $2.7B | ||
| Q1 25 | $534.1M | $2.7B | ||
| Q4 24 | $512.5M | $2.6B | ||
| Q3 24 | $502.4M | $2.7B | ||
| Q2 24 | $508.8M | $2.5B |
总资产UTLWSFS
| Q1 26 | — | $22.1B | ||
| Q4 25 | $2.1B | $21.3B | ||
| Q3 25 | $1.9B | $20.8B | ||
| Q2 25 | $1.9B | $20.8B | ||
| Q1 25 | $1.9B | $20.5B | ||
| Q4 24 | $1.8B | $20.8B | ||
| Q3 24 | $1.7B | $20.9B | ||
| Q2 24 | $1.7B | $20.7B |
负债/权益比UTLWSFS
| Q1 26 | — | — | ||
| Q4 25 | 1.10× | — | ||
| Q3 25 | 1.12× | — | ||
| Q2 25 | 1.20× | — | ||
| Q1 25 | 1.20× | — | ||
| Q4 24 | 1.26× | — | ||
| Q3 24 | 1.28× | — | ||
| Q2 24 | 1.00× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $21.4M | — |
| 自由现金流经营现金流 - 资本支出 | $-36.3M | — |
| 自由现金流率自由现金流/营收 | -22.5% | — |
| 资本支出强度资本支出/营收 | 35.7% | — |
| 现金转化率经营现金流/净利润 | 1.13× | — |
| 过去12个月自由现金流最近4个季度 | $-53.8M | — |
8季度趋势，按日历期对齐
经营现金流UTLWSFS
| Q1 26 | — | — | ||
| Q4 25 | $21.4M | $220.0M | ||
| Q3 25 | $15.6M | $121.5M | ||
| Q2 25 | $42.2M | $37.2M | ||
| Q1 25 | $52.1M | $8.7M | ||
| Q4 24 | $23.3M | $219.9M | ||
| Q3 24 | $26.1M | $3.1M | ||
| Q2 24 | $49.9M | $44.8M |
自由现金流UTLWSFS
| Q1 26 | — | — | ||
| Q4 25 | $-36.3M | $213.6M | ||
| Q3 25 | $-39.0M | $120.3M | ||
| Q2 25 | $2.0M | $35.2M | ||
| Q1 25 | $19.5M | $6.3M | ||
| Q4 24 | $-32.3M | $205.6M | ||
| Q3 24 | $-31.3M | $-489.0K | ||
| Q2 24 | $13.2M | $42.1M |
自由现金流率UTLWSFS
| Q1 26 | — | — | ||
| Q4 25 | -22.5% | 78.6% | ||
| Q3 25 | -38.6% | 44.5% | ||
| Q2 25 | 1.9% | 13.2% | ||
| Q1 25 | 11.4% | 2.5% | ||
| Q4 24 | -25.3% | 78.6% | ||
| Q3 24 | -33.7% | -0.2% | ||
| Q2 24 | 13.8% | 15.8% |
资本支出强度UTLWSFS
| Q1 26 | — | — | ||
| Q4 25 | 35.7% | 2.3% | ||
| Q3 25 | 54.0% | 0.5% | ||
| Q2 25 | 39.2% | 0.7% | ||
| Q1 25 | 19.1% | 0.9% | ||
| Q4 24 | 43.6% | 5.5% | ||
| Q3 24 | 61.8% | 1.4% | ||
| Q2 24 | 38.3% | 1.0% |
现金转化率UTLWSFS
| Q1 26 | — | — | ||
| Q4 25 | 1.13× | 3.03× | ||
| Q3 25 | — | 1.59× | ||
| Q2 25 | 10.55× | 0.51× | ||
| Q1 25 | 1.89× | 0.13× | ||
| Q4 24 | 1.49× | 3.43× | ||
| Q3 24 | — | 0.05× | ||
| Q2 24 | 11.60× | 0.65× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
