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Waystar Holding Corp.（WAY）与WSFS FINANCIAL CORP（WSFS）财务数据对比。点击上方公司名可切换其他公司
Waystar Holding Corp.的季度营收约是WSFS FINANCIAL CORP的1.1倍（$313.9M vs $275.3M），WSFS FINANCIAL CORP净利率更高（31.5% vs 13.8%，领先17.7%），Waystar Holding Corp.同比增速更快（22.4% vs 7.5%），过去两年Waystar Holding Corp.的营收复合增速更高（15.7% vs 1.7%）
Waystar Holding Corp是一家领先的医疗健康支付与营收周期管理解决方案提供商，服务覆盖美国各地的医疗机构、医疗系统和支付方，旗下工具可简化账单处理、理赔申请、患者缴费流程，帮助医疗机构降低行政负担、优化营收表现。
WSFS金融集团是一家金融服务企业，核心子公司WSFS银行是总部位于特拉华州及大特拉华谷地区规模最大、经营历史最久的本地管理银行与财富管理机构。集团共运营115个网点，其中88个为银行网点，分布在宾夕法尼亚、特拉华、新泽西、佛罗里达、弗吉尼亚、内华达六州，提供全面金融服务。
WAY vs WSFS — 直观对比
营收规模更大
WAY
是对方的1.1倍
$275.3M
营收增速更快
WAY
高出14.9%
7.5%
净利率更高
WSFS
高出17.7%
13.8%
两年增速更快
WAY
近两年复合增速
1.7%
损益表 — Q1 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $313.9M | $275.3M |
| 净利润 | $43.3M | $86.8M |
| 毛利率 | — | — |
| 营业利润率 | 25.6% | — |
| 净利率 | 13.8% | 31.5% |
| 营收同比 | 22.4% | 7.5% |
| 净利润同比 | 47.9% | 31.7% |
| 每股收益（稀释后） | $0.42 | $1.64 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收WAYWSFS
| Q1 26 | $313.9M | $275.3M | ||
| Q4 25 | $303.5M | $271.9M | ||
| Q3 25 | $268.7M | $270.5M | ||
| Q2 25 | $270.7M | $267.5M | ||
| Q1 25 | $256.4M | $256.1M | ||
| Q4 24 | $244.1M | $261.5M | ||
| Q3 24 | $240.1M | $267.7M | ||
| Q2 24 | $234.5M | $266.0M |
净利润WAYWSFS
| Q1 26 | $43.3M | $86.8M | ||
| Q4 25 | $20.0M | $72.7M | ||
| Q3 25 | $30.6M | $76.4M | ||
| Q2 25 | $32.2M | $72.3M | ||
| Q1 25 | $29.3M | $65.9M | ||
| Q4 24 | $19.1M | $64.2M | ||
| Q3 24 | $5.4M | $64.4M | ||
| Q2 24 | $-27.7M | $69.3M |
营业利润率WAYWSFS
| Q1 26 | 25.6% | — | ||
| Q4 25 | 19.4% | 35.8% | ||
| Q3 25 | 22.4% | 37.3% | ||
| Q2 25 | 24.0% | 35.7% | ||
| Q1 25 | 25.4% | 34.0% | ||
| Q4 24 | 21.8% | 32.3% | ||
| Q3 24 | 11.3% | 31.9% | ||
| Q2 24 | 3.5% | 34.0% |
净利率WAYWSFS
| Q1 26 | 13.8% | 31.5% | ||
| Q4 25 | 6.6% | 26.7% | ||
| Q3 25 | 11.4% | 28.3% | ||
| Q2 25 | 11.9% | 27.0% | ||
| Q1 25 | 11.4% | 25.7% | ||
| Q4 24 | 7.8% | 24.6% | ||
| Q3 24 | 2.3% | 24.1% | ||
| Q2 24 | -11.8% | 26.0% |
每股收益（稀释后）WAYWSFS
| Q1 26 | $0.42 | $1.64 | ||
| Q4 25 | $0.10 | $1.33 | ||
| Q3 25 | $0.17 | $1.37 | ||
| Q2 25 | $0.18 | $1.27 | ||
| Q1 25 | $0.16 | $1.12 | ||
| Q4 24 | $0.18 | $1.08 | ||
| Q3 24 | $0.03 | $1.08 | ||
| Q2 24 | $-0.21 | $1.16 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $34.3M | — |
| 总债务越低越好 | $13.5M | — |
| 股东权益账面价值 | $3.9B | $2.7B |
| 总资产 | $5.8B | $22.1B |
| 负债/权益比越低杠杆越低 | 0.00× | — |
8季度趋势，按日历期对齐
现金及短期投资WAYWSFS
| Q1 26 | $34.3M | — | ||
| Q4 25 | $61.4M | $1.7B | ||
| Q3 25 | $421.1M | — | ||
| Q2 25 | $290.3M | — | ||
| Q1 25 | $224.0M | — | ||
| Q4 24 | $182.1M | $1.2B | ||
| Q3 24 | $127.1M | — | ||
| Q2 24 | $68.4M | — |
总债务WAYWSFS
| Q1 26 | $13.5M | — | ||
| Q4 25 | $1.5B | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $1.2B | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
股东权益WAYWSFS
| Q1 26 | $3.9B | $2.7B | ||
| Q4 25 | $3.9B | $2.7B | ||
| Q3 25 | $3.2B | $2.8B | ||
| Q2 25 | $3.2B | $2.7B | ||
| Q1 25 | $3.1B | $2.7B | ||
| Q4 24 | $3.1B | $2.6B | ||
| Q3 24 | $3.1B | $2.7B | ||
| Q2 24 | $2.9B | $2.5B |
总资产WAYWSFS
| Q1 26 | $5.8B | $22.1B | ||
| Q4 25 | $5.8B | $21.3B | ||
| Q3 25 | $4.7B | $20.8B | ||
| Q2 25 | $4.7B | $20.8B | ||
| Q1 25 | $4.6B | $20.5B | ||
| Q4 24 | $4.6B | $20.8B | ||
| Q3 24 | $4.5B | $20.9B | ||
| Q2 24 | $4.6B | $20.7B |
负债/权益比WAYWSFS
| Q1 26 | 0.00× | — | ||
| Q4 25 | 0.38× | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 0.40× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $84.9M | — |
| 自由现金流经营现金流 - 资本支出 | $90.3M | — |
| 自由现金流率自由现金流/营收 | 28.8% | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | 1.96× | — |
| 过去12个月自由现金流最近4个季度 | $314.6M | — |
8季度趋势，按日历期对齐
经营现金流WAYWSFS
| Q1 26 | $84.9M | — | ||
| Q4 25 | $66.6M | $220.0M | ||
| Q3 25 | $82.0M | $121.5M | ||
| Q2 25 | $96.8M | $37.2M | ||
| Q1 25 | $64.2M | $8.7M | ||
| Q4 24 | — | $219.9M | ||
| Q3 24 | $78.8M | $3.1M | ||
| Q2 24 | $15.4M | $44.8M |
自由现金流WAYWSFS
| Q1 26 | $90.3M | — | ||
| Q4 25 | $57.2M | $213.6M | ||
| Q3 25 | $76.2M | $120.3M | ||
| Q2 25 | $91.0M | $35.2M | ||
| Q1 25 | $58.8M | $6.3M | ||
| Q4 24 | — | $205.6M | ||
| Q3 24 | $70.2M | $-489.0K | ||
| Q2 24 | $8.6M | $42.1M |
自由现金流率WAYWSFS
| Q1 26 | 28.8% | — | ||
| Q4 25 | 18.9% | 78.6% | ||
| Q3 25 | 28.3% | 44.5% | ||
| Q2 25 | 33.6% | 13.2% | ||
| Q1 25 | 22.9% | 2.5% | ||
| Q4 24 | — | 78.6% | ||
| Q3 24 | 29.2% | -0.2% | ||
| Q2 24 | 3.7% | 15.8% |
资本支出强度WAYWSFS
| Q1 26 | — | — | ||
| Q4 25 | 3.1% | 2.3% | ||
| Q3 25 | 2.2% | 0.5% | ||
| Q2 25 | 2.1% | 0.7% | ||
| Q1 25 | 2.1% | 0.9% | ||
| Q4 24 | — | 5.5% | ||
| Q3 24 | 3.6% | 1.4% | ||
| Q2 24 | 2.9% | 1.0% |
现金转化率WAYWSFS
| Q1 26 | 1.96× | — | ||
| Q4 25 | 3.33× | 3.03× | ||
| Q3 25 | 2.68× | 1.59× | ||
| Q2 25 | 3.01× | 0.51× | ||
| Q1 25 | 2.20× | 0.13× | ||
| Q4 24 | — | 3.43× | ||
| Q3 24 | 14.56× | 0.05× | ||
| Q2 24 | — | 0.65× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
WAY
| Subscription | $172.2M | 55% |
| Volume-based | $139.5M | 44% |
WSFS
暂无分部数据
