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WSFS FINANCIAL CORP（WSFS）与Clear Secure, Inc.（YOU）财务数据对比。点击上方公司名可切换其他公司
WSFS FINANCIAL CORP的季度营收约是Clear Secure, Inc.的1.1倍（$275.3M vs $240.8M），WSFS FINANCIAL CORP净利率更高（31.5% vs 12.8%，领先18.8%），Clear Secure, Inc.同比增速更快（16.7% vs 7.5%），过去两年Clear Secure, Inc.的营收复合增速更高（16.0% vs 1.7%）
WSFS金融集团是一家金融服务企业，核心子公司WSFS银行是总部位于特拉华州及大特拉华谷地区规模最大、经营历史最久的本地管理银行与财富管理机构。集团共运营115个网点，其中88个为银行网点，分布在宾夕法尼亚、特拉华、新泽西、佛罗里达、弗吉尼亚、内华达六州，提供全面金融服务。
Clear Secure, Inc.是美国一家科技企业，主营生物识别旅行证件核验系统，其服务已覆盖部分大型机场与体育场馆。公司成立于2003年，2009年申请破产后停运，2012年重启运营，最终于2021年成功上市。
WSFS vs YOU — 直观对比
营收规模更大
WSFS
是对方的1.1倍
$240.8M
营收增速更快
YOU
高出9.2%
7.5%
净利率更高
WSFS
高出18.8%
12.8%
两年增速更快
YOU
近两年复合增速
1.7%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $275.3M | $240.8M |
| 净利润 | $86.8M | $30.8M |
| 毛利率 | — | — |
| 营业利润率 | — | 22.4% |
| 净利率 | 31.5% | 12.8% |
| 营收同比 | 7.5% | 16.7% |
| 净利润同比 | 31.7% | -70.2% |
| 每股收益（稀释后） | $1.64 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收WSFSYOU
| Q1 26 | $275.3M | — | ||
| Q4 25 | $271.9M | $240.8M | ||
| Q3 25 | $270.5M | $229.2M | ||
| Q2 25 | $267.5M | $219.5M | ||
| Q1 25 | $256.1M | $211.4M | ||
| Q4 24 | $261.5M | $206.3M | ||
| Q3 24 | $267.7M | $198.4M | ||
| Q2 24 | $266.0M | $186.7M |
净利润WSFSYOU
| Q1 26 | $86.8M | — | ||
| Q4 25 | $72.7M | $30.8M | ||
| Q3 25 | $76.4M | $28.3M | ||
| Q2 25 | $72.3M | $24.7M | ||
| Q1 25 | $65.9M | $25.4M | ||
| Q4 24 | $64.2M | $103.3M | ||
| Q3 24 | $64.4M | $23.5M | ||
| Q2 24 | $69.3M | $24.1M |
营业利润率WSFSYOU
| Q1 26 | — | — | ||
| Q4 25 | 35.8% | 22.4% | ||
| Q3 25 | 37.3% | 23.0% | ||
| Q2 25 | 35.7% | 19.4% | ||
| Q1 25 | 34.0% | 17.7% | ||
| Q4 24 | 32.3% | 16.5% | ||
| Q3 24 | 31.9% | 17.7% | ||
| Q2 24 | 34.0% | 16.2% |
净利率WSFSYOU
| Q1 26 | 31.5% | — | ||
| Q4 25 | 26.7% | 12.8% | ||
| Q3 25 | 28.3% | 12.3% | ||
| Q2 25 | 27.0% | 11.3% | ||
| Q1 25 | 25.7% | 12.0% | ||
| Q4 24 | 24.6% | 50.1% | ||
| Q3 24 | 24.1% | 11.8% | ||
| Q2 24 | 26.0% | 12.9% |
每股收益（稀释后）WSFSYOU
| Q1 26 | $1.64 | — | ||
| Q4 25 | $1.33 | — | ||
| Q3 25 | $1.37 | — | ||
| Q2 25 | $1.27 | — | ||
| Q1 25 | $1.12 | — | ||
| Q4 24 | $1.08 | — | ||
| Q3 24 | $1.08 | — | ||
| Q2 24 | $1.16 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $85.7M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $2.7B | $177.7M |
| 总资产 | $22.1B | $1.3B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资WSFSYOU
| Q1 26 | — | — | ||
| Q4 25 | $1.7B | $85.7M | ||
| Q3 25 | — | $75.8M | ||
| Q2 25 | — | $89.3M | ||
| Q1 25 | — | $87.6M | ||
| Q4 24 | $1.2B | $66.9M | ||
| Q3 24 | — | $32.9M | ||
| Q2 24 | — | $39.1M |
股东权益WSFSYOU
| Q1 26 | $2.7B | — | ||
| Q4 25 | $2.7B | $177.7M | ||
| Q3 25 | $2.8B | $148.6M | ||
| Q2 25 | $2.7B | $121.3M | ||
| Q1 25 | $2.7B | $116.7M | ||
| Q4 24 | $2.6B | $198.4M | ||
| Q3 24 | $2.7B | $129.0M | ||
| Q2 24 | $2.5B | $153.5M |
总资产WSFSYOU
| Q1 26 | $22.1B | — | ||
| Q4 25 | $21.3B | $1.3B | ||
| Q3 25 | $20.8B | $1.1B | ||
| Q2 25 | $20.8B | $1.2B | ||
| Q1 25 | $20.5B | $1.1B | ||
| Q4 24 | $20.8B | $1.2B | ||
| Q3 24 | $20.9B | $858.6M | ||
| Q2 24 | $20.7B | $982.4M |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $198.4M |
| 自由现金流经营现金流 - 资本支出 | — | $187.4M |
| 自由现金流率自由现金流/营收 | — | 77.8% |
| 资本支出强度资本支出/营收 | — | 4.6% |
| 现金转化率经营现金流/净利润 | — | 6.45× |
| 过去12个月自由现金流最近4个季度 | — | $343.1M |
8季度趋势，按日历期对齐
经营现金流WSFSYOU
| Q1 26 | — | — | ||
| Q4 25 | $220.0M | $198.4M | ||
| Q3 25 | $121.5M | $-47.3M | ||
| Q2 25 | $37.2M | $123.0M | ||
| Q1 25 | $8.7M | $98.3M | ||
| Q4 24 | $219.9M | $136.6M | ||
| Q3 24 | $3.1M | $-35.9M | ||
| Q2 24 | $44.8M | $114.6M |
自由现金流WSFSYOU
| Q1 26 | — | — | ||
| Q4 25 | $213.6M | $187.4M | ||
| Q3 25 | $120.3M | $-53.5M | ||
| Q2 25 | $35.2M | $117.9M | ||
| Q1 25 | $6.3M | $91.3M | ||
| Q4 24 | $205.6M | $133.9M | ||
| Q3 24 | $-489.0K | $-37.9M | ||
| Q2 24 | $42.1M | $110.1M |
自由现金流率WSFSYOU
| Q1 26 | — | — | ||
| Q4 25 | 78.6% | 77.8% | ||
| Q3 25 | 44.5% | -23.3% | ||
| Q2 25 | 13.2% | 53.7% | ||
| Q1 25 | 2.5% | 43.2% | ||
| Q4 24 | 78.6% | 64.9% | ||
| Q3 24 | -0.2% | -19.1% | ||
| Q2 24 | 15.8% | 59.0% |
资本支出强度WSFSYOU
| Q1 26 | — | — | ||
| Q4 25 | 2.3% | 4.6% | ||
| Q3 25 | 0.5% | 2.7% | ||
| Q2 25 | 0.7% | 2.3% | ||
| Q1 25 | 0.9% | 3.4% | ||
| Q4 24 | 5.5% | 1.3% | ||
| Q3 24 | 1.4% | 1.0% | ||
| Q2 24 | 1.0% | 2.4% |
现金转化率WSFSYOU
| Q1 26 | — | — | ||
| Q4 25 | 3.03× | 6.45× | ||
| Q3 25 | 1.59× | -1.67× | ||
| Q2 25 | 0.51× | 4.97× | ||
| Q1 25 | 0.13× | 3.87× | ||
| Q4 24 | 3.43× | 1.32× | ||
| Q3 24 | 0.05× | -1.53× | ||
| Q2 24 | 0.65× | 4.75× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
