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WSFS FINANCIAL CORP（WSFS）与Zeta Global Holdings Corp.（ZETA）财务数据对比。点击上方公司名可切换其他公司
Zeta Global Holdings Corp.的季度营收约是WSFS FINANCIAL CORP的1.4倍（$394.6M vs $275.3M），WSFS FINANCIAL CORP净利率更高（31.5% vs 1.7%，领先29.9%），Zeta Global Holdings Corp.同比增速更快（25.4% vs 7.5%），过去两年Zeta Global Holdings Corp.的营收复合增速更高（42.3% vs 1.7%）
WSFS金融集团是一家金融服务企业，核心子公司WSFS银行是总部位于特拉华州及大特拉华谷地区规模最大、经营历史最久的本地管理银行与财富管理机构。集团共运营115个网点，其中88个为银行网点，分布在宾夕法尼亚、特拉华、新泽西、佛罗里达、弗吉尼亚、内华达六州，提供全面金融服务。
Zeta Global Holdings Corp是一家2007年成立的美国营销科技企业，为各公司提供多渠道营销工具矩阵，核心业务围绕客户关系的构建、维护与价值变现展开。该公司于2021年6月10日在纽约证券交易所上市，上市时估值达17亿美元。
WSFS vs ZETA — 直观对比
营收规模更大
ZETA
是对方的1.4倍
$275.3M
营收增速更快
ZETA
高出17.9%
7.5%
净利率更高
WSFS
高出29.9%
1.7%
两年增速更快
ZETA
近两年复合增速
1.7%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $275.3M | $394.6M |
| 净利润 | $86.8M | $6.5M |
| 毛利率 | — | 59.5% |
| 营业利润率 | — | 4.5% |
| 净利率 | 31.5% | 1.7% |
| 营收同比 | 7.5% | 25.4% |
| 净利润同比 | 31.7% | -57.1% |
| 每股收益（稀释后） | $1.64 | $0.04 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收WSFSZETA
| Q1 26 | $275.3M | — | ||
| Q4 25 | $271.9M | $394.6M | ||
| Q3 25 | $270.5M | $337.2M | ||
| Q2 25 | $267.5M | $308.4M | ||
| Q1 25 | $256.1M | $264.4M | ||
| Q4 24 | $261.5M | $314.7M | ||
| Q3 24 | $267.7M | $268.3M | ||
| Q2 24 | $266.0M | $227.8M |
净利润WSFSZETA
| Q1 26 | $86.8M | — | ||
| Q4 25 | $72.7M | $6.5M | ||
| Q3 25 | $76.4M | $-3.6M | ||
| Q2 25 | $72.3M | $-12.8M | ||
| Q1 25 | $65.9M | $-21.6M | ||
| Q4 24 | $64.2M | $15.2M | ||
| Q3 24 | $64.4M | $-17.4M | ||
| Q2 24 | $69.3M | $-28.1M |
毛利率WSFSZETA
| Q1 26 | — | — | ||
| Q4 25 | — | 59.5% | ||
| Q3 25 | — | 60.5% | ||
| Q2 25 | — | 62.1% | ||
| Q1 25 | — | 60.9% | ||
| Q4 24 | — | 60.0% | ||
| Q3 24 | — | 60.6% | ||
| Q2 24 | — | 60.0% |
营业利润率WSFSZETA
| Q1 26 | — | — | ||
| Q4 25 | 35.8% | 4.5% | ||
| Q3 25 | 37.3% | 2.6% | ||
| Q2 25 | 35.7% | -1.7% | ||
| Q1 25 | 34.0% | -6.1% | ||
| Q4 24 | 32.3% | 2.2% | ||
| Q3 24 | 31.9% | -4.6% | ||
| Q2 24 | 34.0% | -11.7% |
净利率WSFSZETA
| Q1 26 | 31.5% | — | ||
| Q4 25 | 26.7% | 1.7% | ||
| Q3 25 | 28.3% | -1.1% | ||
| Q2 25 | 27.0% | -4.2% | ||
| Q1 25 | 25.7% | -8.2% | ||
| Q4 24 | 24.6% | 4.8% | ||
| Q3 24 | 24.1% | -6.5% | ||
| Q2 24 | 26.0% | -12.3% |
每股收益（稀释后）WSFSZETA
| Q1 26 | $1.64 | — | ||
| Q4 25 | $1.33 | $0.04 | ||
| Q3 25 | $1.37 | $-0.02 | ||
| Q2 25 | $1.27 | $-0.06 | ||
| Q1 25 | $1.12 | $-0.10 | ||
| Q4 24 | $1.08 | $0.10 | ||
| Q3 24 | $1.08 | $-0.09 | ||
| Q2 24 | $1.16 | $-0.16 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $319.8M |
| 总债务越低越好 | — | $197.1M |
| 股东权益账面价值 | $2.7B | $804.6M |
| 总资产 | $22.1B | $1.5B |
| 负债/权益比越低杠杆越低 | — | 0.24× |
8季度趋势，按日历期对齐
现金及短期投资WSFSZETA
| Q1 26 | — | — | ||
| Q4 25 | $1.7B | $319.8M | ||
| Q3 25 | — | $385.2M | ||
| Q2 25 | — | $365.3M | ||
| Q1 25 | — | $364.4M | ||
| Q4 24 | $1.2B | $366.2M | ||
| Q3 24 | — | $418.5M | ||
| Q2 24 | — | $154.7M |
总债务WSFSZETA
| Q1 26 | — | — | ||
| Q4 25 | — | $197.1M | ||
| Q3 25 | — | $196.9M | ||
| Q2 25 | — | $196.7M | ||
| Q1 25 | — | $196.5M | ||
| Q4 24 | — | $196.3M | ||
| Q3 24 | — | $196.1M | ||
| Q2 24 | — | $184.4M |
股东权益WSFSZETA
| Q1 26 | $2.7B | — | ||
| Q4 25 | $2.7B | $804.6M | ||
| Q3 25 | $2.8B | $689.2M | ||
| Q2 25 | $2.7B | $673.3M | ||
| Q1 25 | $2.7B | $676.6M | ||
| Q4 24 | $2.6B | $676.8M | ||
| Q3 24 | $2.7B | $474.9M | ||
| Q2 24 | $2.5B | $217.0M |
总资产WSFSZETA
| Q1 26 | $22.1B | — | ||
| Q4 25 | $21.3B | $1.5B | ||
| Q3 25 | $20.8B | $1.2B | ||
| Q2 25 | $20.8B | $1.1B | ||
| Q1 25 | $20.5B | $1.1B | ||
| Q4 24 | $20.8B | $1.1B | ||
| Q3 24 | $20.9B | $869.1M | ||
| Q2 24 | $20.7B | $583.9M |
负债/权益比WSFSZETA
| Q1 26 | — | — | ||
| Q4 25 | — | 0.24× | ||
| Q3 25 | — | 0.29× | ||
| Q2 25 | — | 0.29× | ||
| Q1 25 | — | 0.29× | ||
| Q4 24 | — | 0.29× | ||
| Q3 24 | — | 0.41× | ||
| Q2 24 | — | 0.85× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $64.1M |
| 自由现金流经营现金流 - 资本支出 | — | $60.9M |
| 自由现金流率自由现金流/营收 | — | 15.4% |
| 资本支出强度资本支出/营收 | — | 0.8% |
| 现金转化率经营现金流/净利润 | — | 9.81× |
| 过去12个月自由现金流最近4个季度 | — | $185.1M |
8季度趋势，按日历期对齐
经营现金流WSFSZETA
| Q1 26 | — | — | ||
| Q4 25 | $220.0M | $64.1M | ||
| Q3 25 | $121.5M | $57.9M | ||
| Q2 25 | $37.2M | $42.0M | ||
| Q1 25 | $8.7M | $34.8M | ||
| Q4 24 | $219.9M | $43.7M | ||
| Q3 24 | $3.1M | $34.4M | ||
| Q2 24 | $44.8M | $31.1M |
自由现金流WSFSZETA
| Q1 26 | — | — | ||
| Q4 25 | $213.6M | $60.9M | ||
| Q3 25 | $120.3M | $52.4M | ||
| Q2 25 | $35.2M | $39.7M | ||
| Q1 25 | $6.3M | $32.1M | ||
| Q4 24 | $205.6M | $35.4M | ||
| Q3 24 | $-489.0K | $29.5M | ||
| Q2 24 | $42.1M | $24.4M |
自由现金流率WSFSZETA
| Q1 26 | — | — | ||
| Q4 25 | 78.6% | 15.4% | ||
| Q3 25 | 44.5% | 15.6% | ||
| Q2 25 | 13.2% | 12.9% | ||
| Q1 25 | 2.5% | 12.1% | ||
| Q4 24 | 78.6% | 11.3% | ||
| Q3 24 | -0.2% | 11.0% | ||
| Q2 24 | 15.8% | 10.7% |
资本支出强度WSFSZETA
| Q1 26 | — | — | ||
| Q4 25 | 2.3% | 0.8% | ||
| Q3 25 | 0.5% | 1.6% | ||
| Q2 25 | 0.7% | 0.8% | ||
| Q1 25 | 0.9% | 1.0% | ||
| Q4 24 | 5.5% | 2.6% | ||
| Q3 24 | 1.4% | 1.8% | ||
| Q2 24 | 1.0% | 3.0% |
现金转化率WSFSZETA
| Q1 26 | — | — | ||
| Q4 25 | 3.03× | 9.81× | ||
| Q3 25 | 1.59× | — | ||
| Q2 25 | 0.51× | — | ||
| Q1 25 | 0.13× | — | ||
| Q4 24 | 3.43× | 2.87× | ||
| Q3 24 | 0.05× | — | ||
| Q2 24 | 0.65× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
