ACNB CORPACNBEarnings & Financial Report
ACNB Corp is a US-based financial holding company headquartered in Pennsylvania. It provides a full suite of financial solutions including retail and commercial banking, wealth management, trust services, and property & casualty insurance products. Its core market covers local communities, individual consumers, and small-to-medium enterprises across south-central Pennsylvania and northern Maryland.
Revenue
$43.5M
Gross Profit
N/A
Operating Profit
$-549.0K
Net Profit
$-272.0K
Gross Margin
N/A
Operating Margin
-1.3%
Net Margin
-0.6%
YoY Growth
37.4%
EPS
$-0.03
ACNB CORP Q1 FY2025 Financial Summary
ACNB CORP reported revenue of $43.5M (up 37.4% YoY) for Q1 FY2025, with a net profit of $-272.0K (down 104.0% YoY) (-0.6% margin).
Key Financial Metrics
| Total Revenue | $43.5M |
|---|---|
| Net Profit | $-272.0K |
| Gross Margin | N/A |
| Operating Margin | -1.3% |
| Report Period | Q1 FY2025 |
ACNB CORP Annual Revenue by Year
ACNB CORP annual revenue history includes year-by-year totals (for example, 2025 revenue was $191.8M).
| Year | Annual Revenue |
|---|---|
| 2025 | $191.8M |
| 2024 | $132.2M |
| 2023 | $88.3M |
| 2022 | $83.4M |
ACNB CORP Quarterly Revenue & Net Profit History
ACNB CORP results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.
| Quarter | Revenue | Revenue YoY | Net Profit | Net Margin |
|---|---|---|---|---|
| Q4 FY2025 | $47.2M | +42.2% | $10.8M | 22.9% |
| Q3 FY2025 | $50.9M | +49.4% | $14.9M | 29.2% |
| Q2 FY2025 | $50.3M | +50.9% | $11.6M | 23.2% |
| Q1 FY2025 | $43.5M | +37.4% | $-272.0K | -0.6% |
| Q4 FY2024 | $33.2M | +47.7% | $6.6M | 19.9% |
| Q3 FY2024 | $34.1M | +21.5% | $7.2M | 21.1% |
| Q2 FY2024 | $33.3M | +18.1% | $11.3M | 33.9% |
| Q1 FY2024 | $31.6M | +12.7% | $6.8M | 21.4% |
Income Statement
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $31.6M | $33.3M | $34.1M | $33.2M | $43.5M | $50.3M | $50.9M | $47.2M |
| YoY Growth | 12.7% | 18.1% | 21.5% | 47.7% | 37.4% | 50.9% | 49.4% | 42.2% |
Balance Sheet
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $2.41B | $2.46B | $2.42B | $2.39B | $3.27B | $3.26B | $3.25B | $3.23B |
| Liabilities | $2.13B | $2.17B | $2.11B | $2.09B | $2.88B | $2.86B | $2.84B | $2.81B |
| Equity | $279.9M | $289.3M | $306.8M | $303.3M | $386.9M | $395.2M | $408.6M | $420.0M |
Cash Flow
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Operating CF | $10.8M | $9.7M | $13.6M | $39.8M | $-71000 | $17.8M | $23.2M | $53.6M |