AMERISERV FINANCIAL INCASRVEarnings & Financial Report
Ameriserv Financial Inc. is a Pennsylvania-headquartered regional financial services holding company. It provides retail and commercial banking products including deposit accounts, loan products and wealth management solutions, serving individual consumers and SMEs across its local operating markets in the United States.
Revenue
$13.1M
Gross Profit
N/A
Operating Profit
$1.4M
Net Profit
$1.2M
Gross Margin
N/A
Operating Margin
10.8%
Net Margin
9.0%
YoY Growth
0.3%
EPS
$0.07
AMERISERV FINANCIAL INC Q3 FY2024 Financial Summary
AMERISERV FINANCIAL INC reported revenue of $13.1M (up 0.3% YoY) for Q3 FY2024, with a net profit of $1.2M (up 82.8% YoY) (9.0% margin).
Key Financial Metrics
| Total Revenue | $13.1M |
|---|---|
| Net Profit | $1.2M |
| Gross Margin | N/A |
| Operating Margin | 10.8% |
| Report Period | Q3 FY2024 |
AMERISERV FINANCIAL INC Annual Revenue by Year
AMERISERV FINANCIAL INC annual revenue history includes year-by-year totals (for example, 2025 revenue was $47.9M).
| Year | Annual Revenue |
|---|---|
| 2025 | $47.9M |
| 2024 | $43.8M |
| 2023 | $14.5M |
| 2022 | $14.7M |
AMERISERV FINANCIAL INC Quarterly Revenue & Net Profit History
AMERISERV FINANCIAL INC results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.
| Quarter | Revenue | Revenue YoY | Net Profit | Net Margin |
|---|---|---|---|---|
| Q4 FY2025 | $3.9M | +2.4% | $1.4M | 36.9% |
| Q3 FY2025 | $15.4M | +17.7% | $2.5M | 16.5% |
| Q2 FY2025 | $14.5M | +9.4% | $-282.0K | -1.9% |
| Q1 FY2025 | $14.1M | +2.6% | $1.9M | 13.6% |
| Q4 FY2024 | $3.8M | -66.4% | $889.0K | 23.3% |
| Q3 FY2024 | $13.1M | +0.3% | $1.2M | 9.0% |
| Q2 FY2024 | $13.2M | +2.1% | $-375.0K | -2.8% |
| Q1 FY2024 | $13.7M | -8.9% | $1.9M | 13.9% |
Income Statement
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $13.7M | $13.2M | $13.1M | $3.8M | $14.1M | $14.5M | $15.4M | $3.9M |
| YoY Growth | -8.9% | 2.1% | 0.3% | -66.4% | 2.6% | 9.4% | 17.7% | 2.4% |
Balance Sheet
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $1.38B | $1.40B | $1.41B | $1.42B | $1.43B | $1.45B | $1.46B | $1.45B |
| Liabilities | $1.28B | $1.30B | $1.30B | $1.32B | $1.32B | $1.34B | $1.35B | $1.33B |
| Equity | $103.9M | $103.7M | $108.2M | $107.2M | $110.8M | $110.9M | $114.6M | $119.3M |
Cash Flow
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Operating CF | $-2.2M | $1.7M | $-235000 | $2.7M | $599000 | $-62000 | $1.4M | $3.2M |