CitigroupCEarnings & Financial Report
Citigroup Inc. or Citi is an American multinational investment bank and financial services company based in New York City. The company was formed in 1998 by the merger of Citicorp, the bank holding company for Citibank, and Travelers; Travelers was spun off from the company in 2002.
C Q4 FY2025 Key Financial Metrics
Revenue
$19.9B
Gross Profit
N/A
Operating Profit
$3.8B
Net Profit
$2.5B
Gross Margin
N/A
Operating Margin
19.2%
Net Margin
12.4%
YoY Growth
N/A
EPS
$1.21
Citigroup Q4 FY2025 Financial Summary
Citigroup reported revenue of $19.9B for Q4 FY2025, with a net profit of $2.5B (12.4% margin).
Key Financial Metrics
| Total Revenue | $19.9B |
|---|---|
| Net Profit | $2.5B |
| Gross Margin | N/A |
| Operating Margin | 19.2% |
| Report Period | Q4 FY2025 |
Revenue Breakdown
Citigroup Q4 FY2025 revenue of $19.9B breaks down across 7 segments, led by Services at $5.9B (29.9% of total).
| Segment | Revenue | % of Total |
|---|---|---|
| Services | $5.9B | 29.9% |
| Markets | $4.5B | 22.9% |
| Commissions And Fees | $3.1B | 15.8% |
| Banking Segment | $2.2B | 11.1% |
| Wealth | $2.1B | 10.7% |
| Commercial Portfolio Segment | $1.7B | 8.6% |
| Brokerage Commissions | $249.0M | 1.3% |
Citigroup Revenue by Segment — Quarterly Trend
Citigroup revenue by segment across the last 4 reported quarters, showing how each business line (such as Services and Markets) has evolved quarter over quarter.
| Segment | Q4 FY2025 | Q3 FY2025 | Q2 FY2025 | Q1 FY2025 |
|---|---|---|---|---|
| Services | $5.9B | $5.4B | $5.1B | $4.9B |
| Markets | $4.5B | $5.6B | $5.9B | $6.0B |
| Commissions And Fees | $3.1B | — | — | — |
| Banking Segment | $2.2B | $2.1B | $1.9B | $2.0B |
| Wealth | $2.1B | $2.2B | $2.2B | $2.1B |
Citigroup Annual Revenue by Year
Citigroup annual revenue history includes year-by-year totals (for example, 2025 revenue was $85.2B).
| Year | Annual Revenue | |
|---|---|---|
| 2025 | $85.2B | — |
Citigroup Quarterly Revenue & Net Profit History
Citigroup results over the last 7 reported quarters, including revenue, net profit and year-over-year growth.
| Quarter | Revenue | Revenue YoY | Net Profit | Net Margin |
|---|---|---|---|---|
| Q4 FY2025 | $19.9B | — | $2.5B | 12.4% |
| Q3 FY2025 | $22.1B | +8.7% | $3.8B | 17.0% |
| Q2 FY2025 | $21.7B | +7.6% | $4.0B | 18.5% |
| Q1 FY2025 | $21.6B | +2.3% | $4.1B | 18.8% |
| Q3 FY2024 | $20.3B | +0.9% | $3.2B | 15.9% |
| Q2 FY2024 | $20.1B | +3.6% | $3.2B | 16.0% |
| Q1 FY2024 | $21.1B | -1.6% | $3.4B | 16.0% |
Income Statement
| Q1 2024 | Q2 2024 | Q3 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|
| Revenue | $21.10B | $20.14B | $20.32B | $21.60B | $21.67B | $22.09B | $19.87B |
| YoY Growth | -1.6% | 3.6% | 0.9% | 2.3% | 7.6% | 8.7% | N/A |
Balance Sheet
| Q1 2024 | Q2 2024 | Q3 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|
| Assets | $2432.51B | $2405.69B | $2430.66B | $2571.51B | $2622.77B | $2642.47B | $2657.20B |
| Liabilities | $2225.11B | $2196.54B | $2220.76B | $2358.26B | $2408.64B | $2428.60B | $2443.38B |
| Equity | $206.59B | $208.31B | $209.08B | $212.41B | $213.22B | $213.02B | $212.29B |
Cash Flow
| Q1 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|
| Operating CF | $-10.83B | $-58.71B | $-36.58B | $1.10B | $26.55B |