CATHAY GENERAL BANCORPCATYEarnings & Financial Report
Cathay General Bancorp is a U.S.-headquartered bank holding company that operates Cathay Bank, offering full-spectrum commercial and personal banking services. It primarily serves Asian American communities and small-to-medium enterprises across major U.S. states including California, New York and Texas, as well as select Asian markets, with products covering deposits, loans, and wealth management solutions.
Revenue
$210.6M
Gross Profit
N/A
Operating Profit
$93.8M
Net Profit
$77.7M
Gross Margin
N/A
Operating Margin
44.5%
Net Margin
36.9%
YoY Growth
11.1%
EPS
$1.13
CATHAY GENERAL BANCORP Q3 FY2025 Financial Summary
CATHAY GENERAL BANCORP reported revenue of $210.6M (up 11.1% YoY) for Q3 FY2025, with a net profit of $77.7M (up 15.0% YoY) (36.9% margin).
Key Financial Metrics
| Total Revenue | $210.6M |
|---|---|
| Net Profit | $77.7M |
| Gross Margin | N/A |
| Operating Margin | 44.5% |
| Report Period | Q3 FY2025 |
CATHAY GENERAL BANCORP Annual Revenue by Year
CATHAY GENERAL BANCORP annual revenue history includes year-by-year totals (for example, 2025 revenue was $817.9M).
| Year | Annual Revenue |
|---|---|
| 2025 | $817.9M |
| 2024 | $729.7M |
| 2023 | $43.9M |
| 2022 | $42.2M |
CATHAY GENERAL BANCORP Quarterly Revenue & Net Profit History
CATHAY GENERAL BANCORP results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.
| Quarter | Revenue | Revenue YoY | Net Profit | Net Margin |
|---|---|---|---|---|
| Q4 FY2025 | $222.8M | +19.5% | $90.5M | 653.4% |
| Q3 FY2025 | $210.6M | +11.1% | $77.7M | 36.9% |
| Q2 FY2025 | $196.6M | +10.1% | $77.5M | 39.4% |
| Q1 FY2025 | $187.8M | +7.2% | $69.5M | 37.0% |
| Q4 FY2024 | $186.5M | -9.1% | $80.2M | 587.9% |
| Q3 FY2024 | $189.5M | -2.0% | $67.5M | 35.6% |
| Q2 FY2024 | $178.5M | -12.8% | $66.8M | 37.4% |
| Q1 FY2024 | $175.2M | -15.2% | $71.4M | 40.8% |
Income Statement
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $175.2M | $178.5M | $189.5M | $186.5M | $187.8M | $196.6M | $210.6M | $222.8M |
| YoY Growth | -15.2% | -12.8% | -2.0% | -9.1% | 7.2% | 10.1% | 11.1% | 19.5% |
Balance Sheet
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $23.40B | $23.24B | $23.27B | $23.05B | $23.21B | $23.72B | $24.08B | $24.23B |
| Liabilities | $20.63B | $20.44B | $20.44B | $20.21B | $20.34B | $20.84B | $21.17B | $21.30B |
| Equity | $2.78B | $2.79B | $2.83B | $2.85B | $2.87B | $2.89B | $2.90B | $2.93B |
Cash Flow
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Operating CF | $88.2M | $72.9M | $81.2M | $329.2M | $99.0M | $64.0M | $150.6M | $368.6M |