COMMERCE BANCSHARES INCCBSHEarnings & Financial Report
Commerce Bancshares, Inc. is a regional bank holding company headquartered in Missouri, with principal offices in Kansas City and St. Louis. It is the corporate parent of Commerce Bank, which offers a diversified line of financial services, including business and personal banking, wealth management and investments through its affiliated companies.
Revenue
$422.1M
Gross Profit
N/A
Operating Profit
$173.8M
Net Profit
$136.1M
Gross Margin
N/A
Operating Margin
41.2%
Net Margin
32.2%
YoY Growth
7.3%
EPS
$0.83
COMMERCE BANCSHARES INC Q4 FY2024 Financial Summary
COMMERCE BANCSHARES INC reported revenue of $422.1M (up 7.3% YoY) for Q4 FY2024, with a net profit of $136.1M (up 24.6% YoY) (32.2% margin).
Key Financial Metrics
| Total Revenue | $422.1M |
|---|---|
| Net Profit | $136.1M |
| Gross Margin | N/A |
| Operating Margin | 41.2% |
| Report Period | Q4 FY2024 |
COMMERCE BANCSHARES INC Annual Revenue by Year
COMMERCE BANCSHARES INC annual revenue history includes year-by-year totals (for example, 2025 revenue was $1.8B).
| Year | Annual Revenue |
|---|---|
| 2025 | $1.8B |
| 2024 | $1.7B |
| 2023 | $248.4M |
| 2022 | $254.6M |
COMMERCE BANCSHARES INC Quarterly Revenue & Net Profit History
COMMERCE BANCSHARES INC results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.
| Quarter | Revenue | Revenue YoY | Net Profit | Net Margin |
|---|---|---|---|---|
| Q1 FY2026 | $475.7M | +11.1% | $141.6M | 29.8% |
| Q4 FY2025 | $449.4M | +6.5% | $140.7M | 31.3% |
| Q3 FY2025 | $441.0M | +4.6% | $141.5M | 32.1% |
| Q2 FY2025 | $445.8M | +7.5% | $152.5M | 34.2% |
| Q1 FY2025 | $428.1M | +7.6% | $131.6M | 30.7% |
| Q4 FY2024 | $422.1M | +7.3% | $136.1M | 32.2% |
| Q3 FY2024 | $421.4M | +7.6% | $138.0M | 32.8% |
| Q2 FY2024 | $414.5M | +4.4% | $139.6M | 33.7% |
Income Statement
| Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $414.5M | $421.4M | $422.1M | $428.1M | $445.8M | $441.0M | $449.4M | $475.7M |
| YoY Growth | 4.4% | 7.6% | 7.3% | 7.6% | 7.5% | 4.6% | 6.5% | 11.1% |
Balance Sheet
| Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $30.57B | $31.49B | $32.00B | $32.36B | $32.28B | $32.29B | $32.92B | $35.72B |
| Liabilities | $27.41B | $28.04B | $28.66B | $28.87B | $28.62B | $28.50B | $29.10B | $31.39B |
| Equity | $3.14B | $3.43B | $3.31B | $3.48B | $3.64B | $3.77B | $3.79B | $4.30B |
Cash Flow
| Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|
| Operating CF | $147.4M | $431.7M | $577.9M | $138.6M | $111.2M | $129.0M | $645.1M |