Capitol Federal Financial, Inc.CFFNEarnings & Financial Report
Capitol Federal Savings Bank (CapFed) is a federally chartered and insured savings bank founded in 1893 and headquartered in Topeka, Kansas. Capitol Federal has 51 locations serving both the Kansas and Missouri sides of the Kansas City metropolitan area with personal and business financial services. It is owned by holding company Capitol Federal Financial Inc. for trading on the Nasdaq.
Revenue
$46.0M
Gross Profit
N/A
Operating Profit
$17.2M
Net Profit
$13.8M
Gross Margin
N/A
Operating Margin
37.5%
Net Margin
29.9%
YoY Growth
-2.3%
EPS
$0.11
Capitol Federal Financial, Inc. Q2 FY2024 Financial Summary
Capitol Federal Financial, Inc. reported revenue of $46.0M (down 2.3% YoY) for Q2 FY2024, with a net profit of $13.8M (down 3.0% YoY) (29.9% margin).
Key Financial Metrics
| Total Revenue | $46.0M |
|---|---|
| Net Profit | $13.8M |
| Gross Margin | N/A |
| Operating Margin | 37.5% |
| Report Period | Q2 FY2024 |
Capitol Federal Financial, Inc. Annual Revenue by Year
Capitol Federal Financial, Inc. annual revenue history includes year-by-year totals (for example, 2025 revenue was $201.0M).
| Year | Annual Revenue |
|---|---|
| 2025 | $201.0M |
Capitol Federal Financial, Inc. Quarterly Revenue & Net Profit History
Capitol Federal Financial, Inc. results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.
| Quarter | Revenue | Revenue YoY | Net Profit | Net Margin |
|---|---|---|---|---|
| Q2 FY2026 | $57.7M | — | $20.1M | 34.9% |
| Q1 FY2026 | $56.8M | +21.0% | $20.3M | 35.7% |
| Q4 FY2025 | $54.6M | — | $18.8M | 34.5% |
| Q3 FY2025 | $50.7M | +12.7% | $18.4M | 36.2% |
| Q2 FY2025 | $48.8M | +6.2% | $15.4M | 31.6% |
| Q1 FY2025 | $46.9M | +52.8% | $15.4M | 32.9% |
| Q3 FY2024 | $45.0M | +11.0% | $9.6M | 21.4% |
| Q2 FY2024 | $46.0M | -2.3% | $13.8M | 29.9% |
Income Statement
| Q2 2024 | Q3 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $46.0M | $45.0M | $46.9M | $48.8M | $50.7M | $54.6M | $56.8M | $57.7M |
| YoY Growth | -2.3% | 11.0% | 52.8% | 6.2% | 12.7% | N/A | 21.0% | N/A |
Balance Sheet
| Q2 2024 | Q3 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $9.72B | $9.60B | $9.54B | $9.72B | $9.69B | $9.78B | $9.78B | $9.83B |
| Liabilities | $8.70B | $8.58B | $8.51B | $8.68B | $8.65B | $8.73B | $8.74B | $8.8M |
| Equity | $1.02B | $1.02B | $1.03B | $1.04B | $1.05B | $1.05B | $1.04B | $1.03B |
Cash Flow
| Q2 2024 | Q3 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | |
|---|---|---|---|---|---|---|---|
| Operating CF | $20.5M | $19.1M | $5.6M | $15.5M | $12.4M | $55.0M | $17.4M |