CITIZENS, INC.

CITIZENS, INC.CIAEarnings & Financial Report

NYSE · Financials · Life Insurance

Citizen Watch Co., Ltd. , also known as the Citizen Group, is an electronics company primarily known for its watches and is the core company of a Japanese global corporate group based in Nishitokyo, Tokyo, Japan. In addition to Citizen brand watches, it is the parent of American watch company Bulova. Beyond watches, Citizen also manufactures calculators, printers, health care devices, and precision CNC machining equipment.

Revenue

$65.1M

Gross Profit

N/A

Operating Profit

$6.9M

Net Profit

$6.5M

Gross Margin

N/A

Operating Margin

10.6%

Net Margin

9.9%

YoY Growth

4.8%

CITIZENS, INC. Q2 FY2025 Financial Summary

CITIZENS, INC. reported revenue of $65.1M (up 4.8% YoY) for Q2 FY2025, with a net profit of $6.5M (up 63.1% YoY) (9.9% margin).

Key Financial Metrics

Total Revenue$65.1M
Net Profit$6.5M
Gross MarginN/A
Operating Margin10.6%
Report PeriodQ2 FY2025

Revenue Breakdown

CITIZENS, INC. Q2 FY2025 revenue of $65.1M breaks down across 2 segments, led by Life Insurance Business Segment at $50.8M (78.0% of total).

SegmentRevenue% of Total
Life Insurance Business Segment$50.8M78.0%
Home Service Insurance Segment$14.1M21.7%

CITIZENS, INC. Revenue by Segment — Quarterly Trend

CITIZENS, INC. revenue by segment across the last 4 reported quarters, showing how each business line (such as Life Insurance Business Segment and Home Service Insurance Segment) has evolved quarter over quarter.

SegmentQ4 FY2025Q3 FY2025Q2 FY2025Q1 FY2025
Life Insurance Business Segment$47.6M$50.8M$41.3M
Home Service Insurance Segment$14.9M$14.1M$14.2M

CITIZENS, INC. Annual Revenue by Year

CITIZENS, INC. annual revenue history includes year-by-year totals (for example, 2025 revenue was $255.6M).

YearAnnual Revenue
2025$255.6M
2024$245.0M
2023$240.7M
2022$232.5M

CITIZENS, INC. Quarterly Revenue & Net Profit History

CITIZENS, INC. results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.

QuarterRevenueRevenue YoYNet ProfitNet Margin
Q4 FY2025$72.1M+13.5%$7.3M10.2%
Q3 FY2025$62.8M+1.7%$2.4M3.8%
Q2 FY2025$65.1M+4.8%$6.5M9.9%
Q1 FY2025$55.7M-3.6%$-1.6M-2.9%
Q4 FY2024$63.5M-5.0%$3.6M5.7%
Q3 FY2024$61.7M+3.9%$2.8M4.5%
Q2 FY2024$62.1M+6.1%$4.0M6.4%
Q1 FY2024$57.7M+3.2%$4.5M7.9%

Income Statement

Q1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025Q4 2025
Revenue$57.7M$62.1M$61.7M$63.5M$55.7M$65.1M$62.8M$72.1M
YoY Growth3.2%6.1%3.9%-5.0%-3.6%4.8%1.7%13.5%

Balance Sheet

Q1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025Q4 2025
Assets$1.67B$1.66B$1.74B$1.69B$1.70B$1.71B$1.74B$1.75B
Liabilities$1.47B$1.47B$1.53B$1.47B$1.48B$1.48B$1.52B$1.52B
Equity$195.2M$191.5M$207.6M$210.4M$218.1M$229.0M$225.6M$235.0M

Cash Flow

Q1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025Q4 2025
Operating CF$6.8M$4.6M$9.7M$31.9M$748000$3.5M$4.7M$18.0M