FirstCash Holdings, Inc.FCFSEarnings & Financial Report
FirstCash Holdings, Inc. is an American pawnshop company headquartered in Fort Worth, Texas which operates retail pawn stores in the U.S. and Latin America. It is a publicly traded company listed on the Nasdaq stock exchange.
Revenue
$411.0M
Gross Profit
$-50.9M
Operating Profit
$112.5M
Net Profit
$82.8M
Gross Margin
-12.4%
Operating Margin
27.4%
Net Margin
20.1%
YoY Growth
13.2%
EPS
$1.86
FirstCash Holdings, Inc. Q3 FY2025 Financial Summary
FirstCash Holdings, Inc. reported revenue of $411.0M (up 13.2% YoY) for Q3 FY2025, with a net profit of $82.8M (up 27.7% YoY) (20.1% margin).
Key Financial Metrics
| Total Revenue | $411.0M |
|---|---|
| Net Profit | $82.8M |
| Gross Margin | N/A |
| Operating Margin | 27.4% |
| Report Period | Q3 FY2025 |
Revenue Breakdown
FirstCash Holdings, Inc. Q3 FY2025 revenue of $411.0M breaks down across 3 segments, led by US Pawn Segment at $253.0M (61.6% of total).
| Segment | Revenue | % of Total |
|---|---|---|
| US Pawn Segment | $253.0M | 61.6% |
| Latin America Pawn Segment | $144.6M | 35.2% |
| U.K.Pawn | $14.1M | 3.4% |
FirstCash Holdings, Inc. Revenue by Segment — Quarterly Trend
FirstCash Holdings, Inc. revenue by segment across the last 4 reported quarters, showing how each business line (such as US Pawn Segment and Latin America Pawn Segment) has evolved quarter over quarter.
| Segment | Q4 FY2025 | Q3 FY2025 | Q2 FY2025 | Q1 FY2025 |
|---|---|---|---|---|
| US Pawn Segment | $292.2M | $253.0M | $249.9M | $251.2M |
| Latin America Pawn Segment | — | $144.6M | $136.0M | $120.5M |
| U.K.Pawn | — | $14.1M | — | — |
FirstCash Holdings, Inc. Annual Revenue by Year
FirstCash Holdings, Inc. annual revenue history includes year-by-year totals (for example, 2025 revenue was $1.7B).
| Year | Annual Revenue |
|---|---|
| 2025 | $1.7B |
| 2024 | $1.5B |
| 2023 | $1.4B |
| 2022 | $1.3B |
FirstCash Holdings, Inc. Quarterly Revenue & Net Profit History
FirstCash Holdings, Inc. results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.
| Quarter | Revenue | Revenue YoY | Net Profit | Net Margin |
|---|---|---|---|---|
| Q4 FY2025 | $501.3M | +21.2% | $104.2M | 20.8% |
| Q3 FY2025 | $411.0M | +13.2% | $82.8M | 20.1% |
| Q2 FY2025 | $385.1M | +6.0% | $59.8M | 15.5% |
| Q1 FY2025 | $371.1M | +1.2% | $83.6M | 22.5% |
| Q4 FY2024 | $413.7M | +4.1% | $83.5M | 20.2% |
| Q3 FY2024 | $363.1M | +8.4% | $64.8M | 17.9% |
| Q2 FY2024 | $363.5M | +13.3% | $49.1M | 13.5% |
| Q1 FY2024 | $366.8M | +11.9% | $61.4M | 16.7% |
Income Statement
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $366.8M | $363.5M | $363.1M | $413.7M | $371.1M | $385.1M | $411.0M | $501.3M |
| YoY Growth | 11.9% | 13.3% | 8.4% | 4.1% | 1.2% | 6.0% | 13.2% | 21.2% |
Balance Sheet
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $4.25B | $4.32B | $4.39B | $4.48B | $4.43B | $4.51B | $5.18B | $5.30B |
| Liabilities | $2.20B | $2.34B | $2.39B | $2.42B | $2.37B | $2.37B | $2.98B | $3.02B |
| Equity | $2.05B | $1.98B | $2.00B | $2.05B | $2.06B | $2.14B | $2.20B | $2.28B |
Cash Flow
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Operating CF | $122.5M | $106.2M | $113.1M | $198.1M | $126.6M | $116.9M | $135.8M | $206.6M |