FirstCash Holdings, Inc.FCFSEarnings & Financial Report
FirstCash Holdings, Inc. is an American pawnshop company headquartered in Fort Worth, Texas which operates retail pawn stores in the U.S. and Latin America. It is a publicly traded company listed on the Nasdaq stock exchange.
FCFS Q4 FY2025 Key Financial Metrics
Revenue
$501.3M
Gross Profit
$-27.3M
Operating Profit
$142.8M
Net Profit
$104.2M
Gross Margin
-5.4%
Operating Margin
28.5%
Net Margin
20.8%
YoY Growth
21.2%
EPS
$2.35
FirstCash Holdings, Inc. Q4 FY2025 Financial Summary
FirstCash Holdings, Inc. reported revenue of $501.3M (up 21.2% YoY) for Q4 FY2025, with a net profit of $104.2M (up 24.7% YoY) (20.8% margin).
Key Financial Metrics
| Total Revenue | $501.3M |
|---|---|
| Net Profit | $104.2M |
| Gross Margin | N/A |
| Operating Margin | 28.5% |
| Report Period | Q4 FY2025 |
Revenue Breakdown
FirstCash Holdings, Inc. Q4 FY2025 revenue of $501.3M breaks down across 2 segments, led by US Pawn Segment at $292.2M (58.3% of total).
| Segment | Revenue | % of Total |
|---|---|---|
| US Pawn Segment | $292.2M | 58.3% |
| Retail POS Payment Solutions | $209.8M | 41.9% |
FirstCash Holdings, Inc. Revenue by Segment — Quarterly Trend
FirstCash Holdings, Inc. revenue by segment across the last 4 reported quarters, showing how each business line (such as US Pawn Segment and Retail POS Payment Solutions) has evolved quarter over quarter.
| Segment | Q4 FY2025 | Q3 FY2025 | Q2 FY2025 | Q1 FY2025 |
|---|---|---|---|---|
| US Pawn Segment | $292.2M | $253.0M | $249.9M | $251.2M |
| Retail POS Payment Solutions | $209.8M | — | — | — |
FirstCash Holdings, Inc. Annual Revenue by Year
FirstCash Holdings, Inc. annual revenue history includes year-by-year totals (for example, 2025 revenue was $1.7B).
FirstCash Holdings, Inc. Quarterly Revenue & Net Profit History
FirstCash Holdings, Inc. results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.
| Quarter | Revenue | Revenue YoY | Net Profit | Net Margin |
|---|---|---|---|---|
| Q4 FY2025 | $501.3M | +21.2% | $104.2M | 20.8% |
| Q3 FY2025 | $411.0M | +13.2% | $82.8M | 20.1% |
| Q2 FY2025 | $385.1M | +6.0% | $59.8M | 15.5% |
| Q1 FY2025 | $371.1M | +1.2% | $83.6M | 22.5% |
| Q4 FY2024 | $413.7M | +4.1% | $83.5M | 20.2% |
| Q3 FY2024 | $363.1M | +8.4% | $64.8M | 17.9% |
| Q2 FY2024 | $363.5M | +13.3% | $49.1M | 13.5% |
| Q1 FY2024 | $366.8M | +11.9% | $61.4M | 16.7% |
Income Statement
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $366.8M | $363.5M | $363.1M | $413.7M | $371.1M | $385.1M | $411.0M | $501.3M |
| YoY Growth | 11.9% | 13.3% | 8.4% | 4.1% | 1.2% | 6.0% | 13.2% | 21.2% |
Balance Sheet
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $4.25B | $4.32B | $4.39B | $4.48B | $4.43B | $4.51B | $5.18B | $5.30B |
| Liabilities | $2.20B | $2.34B | $2.39B | $2.42B | $2.37B | $2.37B | $2.98B | $3.02B |
| Equity | $2.05B | $1.98B | $2.00B | $2.05B | $2.06B | $2.14B | $2.20B | $2.28B |
Cash Flow
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Operating CF | $122.5M | $106.2M | $113.1M | $198.1M | $126.6M | $116.9M | $135.8M | $206.6M |