First Seacoast Bancorp, Inc.

First Seacoast Bancorp, Inc.FSEAEarnings & Financial Report

Nasdaq · Financials · Savings Institution, Federally Chartered

Sterling Bancorp was an American regional bank holding company that owned Sterling National Bank. It merged into Webster Bank in February 2022.

Revenue

$3.5M

Gross Profit

N/A

Operating Profit

$-632.0K

Net Profit

$-603.0K

Gross Margin

N/A

Operating Margin

-17.9%

Net Margin

-17.1%

YoY Growth

10.7%

EPS

$-0.14

First Seacoast Bancorp, Inc. Q1 FY2025 Financial Summary

First Seacoast Bancorp, Inc. reported revenue of $3.5M (up 10.7% YoY) for Q1 FY2025, with a net profit of $-603.0K (up 47.7% YoY) (-17.1% margin).

Key Financial Metrics

Total Revenue$3.5M
Net Profit$-603.0K
Gross MarginN/A
Operating Margin-17.9%
Report PeriodQ1 FY2025

First Seacoast Bancorp, Inc. Annual Revenue by Year

First Seacoast Bancorp, Inc. annual revenue history includes year-by-year totals (for example, 2025 revenue was $15.4M).

YearAnnual Revenue
2025$15.4M
2024$15.8M
2023$11.5M

First Seacoast Bancorp, Inc. Quarterly Revenue & Net Profit History

First Seacoast Bancorp, Inc. results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.

QuarterRevenueRevenue YoYNet ProfitNet Margin
Q4 FY2025$4.0M+20.6%$-87.0K-2.4%
Q3 FY2025$4.0M+19.3%$390.0K9.8%
Q2 FY2025$3.9M-34.4%$-545.0K-14.1%
Q1 FY2025$3.5M+10.7%$-603.0K-17.1%
Q4 FY2024$3.4M+8.5%$-1.4M-46.9%
Q3 FY2024$3.3M+16.1%$44.0K1.3%
Q2 FY2024$5.9M+77.8%$2.0M33.9%
Q1 FY2024$3.2M-26.8%$-1.2M-36.1%

Income Statement

Q1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025Q4 2025
Revenue$3.2M$5.9M$3.3M$3.4M$3.5M$3.9M$4.0M$4.0M
YoY Growth-26.8%77.8%16.1%8.5%10.7%-34.4%19.3%20.6%

Balance Sheet

Q1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025Q4 2025
Assets$576.5M$601.7M$601.8M$580.8M$592.6M$604.8M$609.6M$599.3M
Liabilities$511.7M$537.2M$536.0M$518.7M$531.4M$544.0M$546.5M$535.7M
Equity$64.7M$64.5M$65.8M$62.0M$61.2M$60.8M$63.2M$63.5M

Cash Flow

Q1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025Q4 2025
Operating CF$-70000$-1.4M$289000$-2.9M$573000$-151000$661000$449000