First Seacoast Bancorp, Inc.FSEAEarnings & Financial Report
Nasdaq · Financials · Savings Institution, Federally Chartered
Sterling Bancorp was an American regional bank holding company that owned Sterling National Bank. It merged into Webster Bank in February 2022.
Revenue
$5.9M
Gross Profit
N/A
Operating Profit
$2.1M
Net Profit
$2.0M
Gross Margin
N/A
Operating Margin
35.6%
Net Margin
33.9%
YoY Growth
77.8%
EPS
$0.42
First Seacoast Bancorp, Inc. Q2 FY2024 Financial Summary
First Seacoast Bancorp, Inc. reported revenue of $5.9M (up 77.8% YoY) for Q2 FY2024, with a net profit of $2.0M (up 470.9% YoY) (33.9% margin).
Key Financial Metrics
| Total Revenue | $5.9M |
|---|---|
| Net Profit | $2.0M |
| Gross Margin | N/A |
| Operating Margin | 35.6% |
| Report Period | Q2 FY2024 |
First Seacoast Bancorp, Inc. Annual Revenue by Year
First Seacoast Bancorp, Inc. annual revenue history includes year-by-year totals (for example, 2025 revenue was $15.4M).
| Year | Annual Revenue |
|---|---|
| 2025 | $15.4M |
| 2024 | $15.8M |
| 2023 | $11.5M |
First Seacoast Bancorp, Inc. Quarterly Revenue & Net Profit History
First Seacoast Bancorp, Inc. results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.
| Quarter | Revenue | Revenue YoY | Net Profit | Net Margin |
|---|---|---|---|---|
| Q4 FY2025 | $4.0M | +20.6% | $-87.0K | -2.4% |
| Q3 FY2025 | $4.0M | +19.3% | $390.0K | 9.8% |
| Q2 FY2025 | $3.9M | -34.4% | $-545.0K | -14.1% |
| Q1 FY2025 | $3.5M | +10.7% | $-603.0K | -17.1% |
| Q4 FY2024 | $3.4M | +8.5% | $-1.4M | -46.9% |
| Q3 FY2024 | $3.3M | +16.1% | $44.0K | 1.3% |
| Q2 FY2024 | $5.9M | +77.8% | $2.0M | 33.9% |
| Q1 FY2024 | $3.2M | -26.8% | $-1.2M | -36.1% |
Income Statement
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $3.2M | $5.9M | $3.3M | $3.4M | $3.5M | $3.9M | $4.0M | $4.0M |
| YoY Growth | -26.8% | 77.8% | 16.1% | 8.5% | 10.7% | -34.4% | 19.3% | 20.6% |
Balance Sheet
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $576.5M | $601.7M | $601.8M | $580.8M | $592.6M | $604.8M | $609.6M | $599.3M |
| Liabilities | $511.7M | $537.2M | $536.0M | $518.7M | $531.4M | $544.0M | $546.5M | $535.7M |
| Equity | $64.7M | $64.5M | $65.8M | $62.0M | $61.2M | $60.8M | $63.2M | $63.5M |
Cash Flow
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Operating CF | $-70000 | $-1.4M | $289000 | $-2.9M | $573000 | $-151000 | $661000 | $449000 |