GREENE COUNTY BANCORP INCGCBCEarnings & Financial Report
Nasdaq · Financials · Savings Institutions, Not Federally Chartered
Bank of Greene County is an American federally-chartered savings bank headquartered in Catskill, NY. The bank's branches are located in the Upstate New York counties of Greene, Columbia, Albany, Ulster, and Rensselaer.
Revenue
$17.9M
Gross Profit
N/A
Operating Profit
$8.1M
Net Profit
$7.5M
Gross Margin
N/A
Operating Margin
45.0%
Net Margin
41.7%
YoY Growth
13.1%
EPS
$0.44
GREENE COUNTY BANCORP INC Q2 FY2025 Financial Summary
GREENE COUNTY BANCORP INC reported revenue of $17.9M (up 13.1% YoY) for Q2 FY2025, with a net profit of $7.5M (up 31.2% YoY) (41.7% margin).
Key Financial Metrics
| Total Revenue | $17.9M |
|---|---|
| Net Profit | $7.5M |
| Gross Margin | N/A |
| Operating Margin | 45.0% |
| Report Period | Q2 FY2025 |
GREENE COUNTY BANCORP INC Annual Revenue by Year
GREENE COUNTY BANCORP INC annual revenue history includes year-by-year totals (for example, 2025 revenue was $75.4M).
| Year | Annual Revenue |
|---|---|
| 2025 | $75.4M |
| 2024 | $64.9M |
| 2023 | $61.2M |
| 2022 | $58.0M |
GREENE COUNTY BANCORP INC Quarterly Revenue & Net Profit History
GREENE COUNTY BANCORP INC results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.
| Quarter | Revenue | Revenue YoY | Net Profit | Net Margin |
|---|---|---|---|---|
| Q2 FY2026 | $22.2M | +23.8% | $10.3M | 46.3% |
| Q1 FY2026 | $21.5M | +27.5% | $8.9M | 41.2% |
| Q4 FY2025 | $20.5M | +23.5% | $9.3M | 45.6% |
| Q3 FY2025 | $20.1M | +27.8% | $8.1M | 40.1% |
| Q2 FY2025 | $17.9M | +13.1% | $7.5M | 41.7% |
| Q1 FY2025 | $16.9M | +0.8% | $6.3M | 37.1% |
| Q4 FY2024 | $16.6M | -4.3% | $6.7M | 40.6% |
| Q3 FY2024 | $15.7M | -14.1% | $5.9M | 37.3% |
Income Statement
| Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $15.7M | $16.6M | $16.9M | $17.9M | $20.1M | $20.5M | $21.5M | $22.2M |
| YoY Growth | -14.1% | -4.3% | 0.8% | 13.1% | 27.8% | 23.5% | 27.5% | 23.8% |
Balance Sheet
| Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $2.87B | $2.83B | $2.87B | $2.97B | $3.01B | $3.04B | $3.06B | $3.15B |
| Liabilities | $2.67B | $2.62B | $2.66B | $2.75B | $2.78B | $2.80B | $2.81B | $2.89B |
| Equity | $199.2M | $206.0M | $216.3M | $218.4M | $229.0M | $238.8M | $248.2M | $258.3M |
Cash Flow
| Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | |
|---|---|---|---|---|---|---|---|---|
| Operating CF | $5.6M | $24.9M | $2.1M | $5.3M | $7.3M | $28.0M | $7.0M | $6.4M |