GREENE COUNTY BANCORP INC

GREENE COUNTY BANCORP INCGCBCEarnings & Financial Report

Nasdaq · Financials · Savings Institutions, Not Federally Chartered

Bank of Greene County is an American federally-chartered savings bank headquartered in Catskill, NY. The bank's branches are located in the Upstate New York counties of Greene, Columbia, Albany, Ulster, and Rensselaer.

GCBC Q2 FY2026 Key Financial Metrics

Revenue

$22.2M

Gross Profit

N/A

Operating Profit

$11.6M

Net Profit

$10.3M

Gross Margin

N/A

Operating Margin

52.0%

Net Margin

46.3%

YoY Growth

23.8%

EPS

$0.60

GREENE COUNTY BANCORP INC Q2 FY2026 Financial Summary

GREENE COUNTY BANCORP INC reported revenue of $22.2M (up 23.8% YoY) for Q2 FY2026, with a net profit of $10.3M (up 37.4% YoY) (46.3% margin).

Key Financial Metrics

Total Revenue$22.2M
Net Profit$10.3M
Gross MarginN/A
Operating Margin52.0%
Report PeriodQ2 FY2026

GREENE COUNTY BANCORP INC Annual Revenue by Year

GREENE COUNTY BANCORP INC annual revenue history includes year-by-year totals (for example, 2025 revenue was $75.4M).

YearAnnual Revenue
2025$75.4Mvs 2024
2024$64.9Mvs 2023
2023$61.2Mvs 2022
2022$58.0M

GREENE COUNTY BANCORP INC Quarterly Revenue & Net Profit History

GREENE COUNTY BANCORP INC results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.

QuarterRevenueRevenue YoYNet ProfitNet Margin
Q2 FY2026$22.2M+23.8%$10.3M46.3%
Q1 FY2026$21.5M+27.5%$8.9M41.2%
Q4 FY2025$20.5M+23.5%$9.3M45.6%
Q3 FY2025$20.1M+27.8%$8.1M40.1%
Q2 FY2025$17.9M+13.1%$7.5M41.7%
Q1 FY2025$16.9M+0.8%$6.3M37.1%
Q4 FY2024$16.6M-4.3%$6.7M40.6%
Q3 FY2024$15.7M-14.1%$5.9M37.3%

Income Statement

Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025Q4 2025Q1 2026Q2 2026
Revenue$15.7M$16.6M$16.9M$17.9M$20.1M$20.5M$21.5M$22.2M
YoY Growth-14.1%-4.3%0.8%13.1%27.8%23.5%27.5%23.8%

Balance Sheet

Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025Q4 2025Q1 2026Q2 2026
Assets$2.87B$2.83B$2.87B$2.97B$3.01B$3.04B$3.06B$3.15B
Liabilities$2.67B$2.62B$2.66B$2.75B$2.78B$2.80B$2.81B$2.89B
Equity$199.2M$206.0M$216.3M$218.4M$229.0M$238.8M$248.2M$258.3M

Cash Flow

Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025Q4 2025Q1 2026Q2 2026
Operating CF$5.6M$24.9M$2.1M$5.3M$7.3M$28.0M$7.0M$6.4M