HORACE MANN EDUCATORS CORPHMNEarnings & Financial Report
Horace Mann is an Illinois-based auto, property, supplemental and life insurance, as well as financial services company that focuses on retirement annuities and mutual funds. Horace Mann primarily works with educators and their families.
Revenue
$411.7M
Gross Profit
N/A
Operating Profit
$36.5M
Net Profit
$29.4M
Gross Margin
N/A
Operating Margin
8.9%
Net Margin
7.1%
YoY Growth
6.1%
EPS
$0.71
HORACE MANN EDUCATORS CORP Q2 FY2025 Financial Summary
HORACE MANN EDUCATORS CORP reported revenue of $411.7M (up 6.1% YoY) for Q2 FY2025, with a net profit of $29.4M (up 673.7% YoY) (7.1% margin).
Key Financial Metrics
| Total Revenue | $411.7M |
|---|---|
| Net Profit | $29.4M |
| Gross Margin | N/A |
| Operating Margin | 8.9% |
| Report Period | Q2 FY2025 |
Revenue Breakdown
HORACE MANN EDUCATORS CORP Q2 FY2025 revenue of $411.7M breaks down across 3 segments, led by Property And Casualty at $212.9M (51.7% of total).
| Segment | Revenue | % of Total |
|---|---|---|
| Property And Casualty | $212.9M | 51.7% |
| Life And Retirement | $141.7M | 34.4% |
| Supplemental And Group Benefits | $74.4M | 18.1% |
HORACE MANN EDUCATORS CORP Revenue by Segment — Quarterly Trend
HORACE MANN EDUCATORS CORP revenue by segment across the last 4 reported quarters, showing how each business line (such as Property And Casualty and Life And Retirement) has evolved quarter over quarter.
| Segment | Q4 FY2025 | Q3 FY2025 | Q2 FY2025 | Q1 FY2025 |
|---|---|---|---|---|
| Property And Casualty | $224.3M | $220.0M | $212.9M | $205.7M |
| Life And Retirement | $139.6M | $139.3M | $141.7M | $132.4M |
| Supplemental And Group Benefits | $77.0M | $75.6M | $74.4M | $75.4M |
HORACE MANN EDUCATORS CORP Annual Revenue by Year
HORACE MANN EDUCATORS CORP annual revenue history includes year-by-year totals (for example, 2025 revenue was $1.7B).
| Year | Annual Revenue |
|---|---|
| 2025 | $1.7B |
| 2024 | $1.6B |
| 2023 | $1.5B |
| 2022 | $1.4B |
HORACE MANN EDUCATORS CORP Quarterly Revenue & Net Profit History
HORACE MANN EDUCATORS CORP results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.
| Quarter | Revenue | Revenue YoY | Net Profit | Net Margin |
|---|---|---|---|---|
| Q4 FY2025 | $434.8M | +6.3% | N/A | N/A |
| Q3 FY2025 | $438.5M | +6.4% | $58.3M | 13.3% |
| Q2 FY2025 | $411.7M | +6.1% | $29.4M | 7.1% |
| Q1 FY2025 | $416.4M | +7.9% | $38.2M | 9.2% |
| Q4 FY2024 | $409.0M | +1.5% | N/A | N/A |
| Q3 FY2024 | $412.1M | +8.8% | $34.3M | 8.3% |
| Q2 FY2024 | $388.1M | +8.9% | $3.8M | 1.0% |
| Q1 FY2024 | $386.0M | +9.1% | $26.5M | 6.9% |
Income Statement
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $386.0M | $388.1M | $412.1M | $409.0M | $416.4M | $411.7M | $438.5M | $434.8M |
| YoY Growth | 9.1% | 8.9% | 8.8% | 1.5% | 7.9% | 6.1% | 6.4% | 6.3% |
Balance Sheet
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $14.24B | $14.28B | $14.71B | $14.49B | $14.40B | $14.73B | $15.49B | $15.27B |
| Liabilities | $13.02B | $13.07B | $13.43B | $13.20B | $13.05B | $13.37B | $14.05B | $13.78B |
| Equity | $1.21B | $1.21B | $1.29B | $1.29B | $1.34B | $1.36B | $1.44B | $1.48B |
Cash Flow
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Operating CF | $74.5M | $40.2M | $143.9M | $452.1M | $140.8M | $131.3M | $151.2M | $553.2M |