HomeTrust Bancshares, Inc.HTBEarnings & Financial Report
HomeTrust Bancshares Inc. is an Asheville, North Carolina–based bank holding company with $4.3 billion in assets and 33 branches in North and South Carolina, Georgia and Tennessee. It is the parent of seven community banks—HomeTrust Bank, Tryon Federal Bank, Shelby Savings Bank, Home Savings Bank, Industrial Federal Bank, Cherryville Federal Bank and Rutherford County Bank.
Revenue
$54.4M
Gross Profit
N/A
Operating Profit
$21.8M
Net Profit
$17.2M
Gross Margin
N/A
Operating Margin
40.1%
Net Margin
31.6%
YoY Growth
7.6%
EPS
$1.00
HomeTrust Bancshares, Inc. Q2 FY2025 Financial Summary
HomeTrust Bancshares, Inc. reported revenue of $54.4M (up 7.6% YoY) for Q2 FY2025, with a net profit of $17.2M (up 38.6% YoY) (31.6% margin).
Key Financial Metrics
| Total Revenue | $54.4M |
|---|---|
| Net Profit | $17.2M |
| Gross Margin | N/A |
| Operating Margin | 40.1% |
| Report Period | Q2 FY2025 |
HomeTrust Bancshares, Inc. Annual Revenue by Year
HomeTrust Bancshares, Inc. annual revenue history includes year-by-year totals (for example, 2025 revenue was $213.1M).
| Year | Annual Revenue |
|---|---|
| 2025 | $213.1M |
| 2024 | $203.0M |
| 2022 | $128.0M |
HomeTrust Bancshares, Inc. Quarterly Revenue & Net Profit History
HomeTrust Bancshares, Inc. results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.
| Quarter | Revenue | Revenue YoY | Net Profit | Net Margin |
|---|---|---|---|---|
| Q4 FY2025 | $53.6M | +3.7% | N/A | N/A |
| Q3 FY2025 | $54.1M | +6.9% | $16.5M | 30.5% |
| Q2 FY2025 | $54.4M | +7.6% | $17.2M | 31.6% |
| Q1 FY2025 | $50.9M | +1.8% | $14.5M | 28.5% |
| Q4 FY2024 | $51.7M | — | N/A | N/A |
| Q3 FY2024 | $50.6M | -0.3% | $13.1M | 25.9% |
| Q2 FY2024 | $50.6M | -0.4% | $12.4M | 24.6% |
| Q1 FY2024 | $50.0M | +0.6% | $15.1M | 30.1% |
Income Statement
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $50.0M | $50.6M | $50.6M | $51.7M | $50.9M | $54.4M | $54.1M | $53.6M |
| YoY Growth | 0.6% | -0.4% | -0.3% | N/A | 1.8% | 7.6% | 6.9% | 3.7% |
Balance Sheet
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $4.68B | $4.67B | $4.64B | $4.60B | $4.56B | $4.58B | $4.59B | $4.55B |
| Liabilities | $4.17B | $4.15B | $4.10B | $4.04B | $3.99B | $4.00B | $4.00B | $3.94B |
| Equity | $513.2M | $523.6M | $540.0M | $551.8M | $565.4M | $579.3M | $595.8M | $600.7M |
Cash Flow
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Operating CF | $-9.0M | $5.9M | $43.8M | $45.4M | $71.7M | $-8.8M | $-11.3M | $49.5M |